mastercard. why do you like it?stercard and visa both are phenomenal businesses and the returns on sales that are in the mid-35% range. the two of them along with others are the major rails that electronic transfer of value takes place throughout the world and that is a small percentage of transactions. 85% of all transactions are done with cash and paper. there is a huge wind at their back and they get paid on terms of gross dollar value. very high returns and no debt. selling at a price to free cash flow. that's lower than their growth rate. i think it's a terrific opportunity. >> in terms of the side of your state, mastercard doubled as of the last filing. it is cheaper and both stocks at a 52-week high both on may 1st. mastercard is cheaper than visa and affected by the durbin amendment. what are the other reasons why mastercard is a stand out? >> at the time of the durbin amendment, they had way less exposure. maybe mid-teens and debit and transactions and visa had larger. in addition, mastercard earns over hal

when you look at mastercard and visa, i like the buyback that mastercard is enacting in the year. $2 billion. i like the fact that they're stealing market share from visa. i said last night on "fast money" at 5:00, if you get a significant dip, you want to buy it -- i didn't buy it this morning, the stock's a little higher, i'm a little upset. >> midday mark movers that might not be yet on your radar. trip advisor. >> guidance was much better than the street expected. ipo'd in december at $24. right valuation for the stock is between $38 and $40. you want to sell. >> lulu popping 4%. >> i'm long this stock forever. i love it. i'm not selling it. you have to have a relative or a friend who shops at this store to understand what this is all about. there are so few stores so i think there is a lot of room going forward. >> things have not looked this dire for spain since the defeat of the spanish armada. this name hadn't broken $6 which it did today since 2009. i say short. >> a pop for this japanese parrot flute coop on sunday escaping from its home and ending up in a police station. a

and unlike our competitor, mastercard's taken this open approach.hair brand and we welcome competitors wallets to come into ours. so if you as a customer has that ubiquitous experience. so what master card is doing is leading innovation with this infrastructure to connect all those various systems and channels that are there today. >> all right. we'll see how you're getting on. thanks very much for coming on. jackie. >>> coming up on the show, our next guest says investor confidence has yet to kick in to gear and if there's no major negative new, we could be in line for a market melt up. we'll discuss what's behind his views and get strategy ideas.  >>> in the united states, morgan stanley warns it may have to cough up a rot more cash to cover the impact of a possible deep downgrade by moody's. >> in europe, hsbc shares reverse losses after underlying profits beat estimates by a billion dollars and the bank reports it's making significant head way in reducing costs. >> and the prospect of fresh elections hooms large in degrees ig a

mastercard's earnings also came in stronger than forecast. consumers spent more, increasing card payments grew faster overseas than compared to the growth in the u.s. despite the better earnings, shares of both visa and mastercard fell about 1%, perhaps reflecting some of the broader market worries about job growth slowing. we saw some action with clothing retail stocks. first a buy-out deal. charming shoppes is the target of ascena retail, which runs the dress barn brand. it's an $857 million buyout, giving charming shareholders $7.35 per share. charming closed just shy of that price. the deal puts together two brands concentrated on the plus- size clothing market. ascena shot up 10%, a sign the market likes the deal. teen retailer american eagle outfitters is at a new 52 week high after boosting its profit outlook. it's confidence comes after it sold more clothes at full price last quarter, similar to the story we heard last week on n.b.r., when we spoke with the c.e.o. of lands' end. american eagle stock shot up almost 17%. we saw more con

find the right mastercard prepaid card for you at yourmoneysmarter.com/prepaid find the right mastercardd for you >> dck: last chance for the red sox. they've out-hit the rays 8-4, but trail 2-1, and fernando rodney, now 15-15 in saves after a 1-2-3 ninth last night. and rodney will be facing daniel nava, then nick punto is in the on-deck circle. he'll bat for kelly shoppach. and marlon byrd is the third scheduled hitter. nava was out on strikes, walked and grounded to third. 1-0 to nava. >> brian: the one thing that fernando rodney, he's separated himself with his command. he's always had a pretty good fastball, a pretty good put away changeup, but this year throwing strikes, 21 2/3 innings of works, just three walks. >> dick: 1-1 now to daniel nava. >> brian: the other thing that stands out about fernando rodney is the -- you loo look at the-mile-per-hour difference between his fastball and changeup. the fastball 95, then, coming back with a changeup 80 to 82. >> dick: nava 0 for 2 against fernando rodney. rays trying to nail down their fourth straight victory and get back to .500 on t

that's going to be huge. >> mastercard and visa are monster stocks. consumer credit had the highest rise since november of 2001, some $20 billion. maybe it's an outlier, maybe it means nothing, or maybe we're at a point where this could teeter. something to keep in mind. >> taking a look at gold as we head to break here. teetering on $1,600. right now $1,601.30. another $1.30, and we're below that level, down by 2%. coming up on the halftime report, bank of america is offering to cut principal on mortgages. what is the bank really hoping homeowners do with their letters? maybe they're thinking it's going to be junk mail and just throw it away. tomorrow scott wapner is going to be back, live at the salt conference with co-host pierre lagrang and black rock's rick rieder. thursday, joined by gulf and capital's albert greenback. very big line of power players. sometimes investing opportunities are hard to spot. you have to dig a little. fidelity's etf market tracker shows you the big picture on how different asset classes are performing, and it lets you

mastercard pay pass the tap and go product is the forefront. by 2016 it's anticipated that the majority of smartphones will support this technology. so why the new usage for mobile phones so important? because they provide convenience and promote financial enclose in a very secure environment. unlike the simple plastic card that has been around for decades. smartphones provide an intelligent device in the consumer's hands they can use to interact with merchants in ways that were neverbefore possible. also, when you look at the 85% of transactions they're still being funded through cash and check. it's clear smartphone technology provides an opportunity to accelerate the transaction to safety and secure electronic payments. by enhancing the ways people connect dot network we are able to deliver new services to benefit consumers and reach a large number of consumers who are outside the full-time financial mainstream. can unlock the global commerce grid to consumers who do not have access to mainstream financial services. at mastercard we have inv

visa and mastercard reporting quarterly earnings and we go to options action and get the trade for mike. >> it's interesting. visa i think partially for the things that joe was touching on earlier, we have a lost geo political global macro concerns. consequently the options markets are suggesting the average move that is about 3% on earnings and that's what the options markets imply. they are implying over 5%. in these situations, you want to sell the expensive options specifically what we are looking at is a weekly june callentar call spread. you want to sell the calls and you can collect about $2.90 for them and buy the junes. that's a net debit of about $1.80. that's a good way with the near dated options that you won't see in the longer dated ones. >> i mean i think visa because you have more clarity because mastercard is before. all time highs today and names we have talked about forever. they will continue and even if they missed tomorrow and the stocks go lower, they are screaming buys. >> you hope they miss and the name would be mastercard and i love the aggressive buy backs. th

you have to wonder what mastercard is doing. it went into the earnings at an all time high and fell off and it is trading lower as well. you have to think this is an industry-wide thing and they are all falling in sympathy. we will keep you updated and debit pricing is what the d oj is looking into for visa and what was revealed on the conference call. the trust is recording first quarter earnings and that beat expectations underscoring the receipt turn around. joining us and first on the interview is a chairman and coceo. hamid, great to have you with us. >> nice to be here. >> i wonder what you can tell us about europe and the sequential gains in europe were heartening for a lot of analysts. 25% of the portfolio on the square footage was in the likely places like germany. >> we are fortunate that over 90% of the european portfolio and we are a big player, the largest player in the sector and over 90% are in the good markets. basically excluding southern europe and only less than 10% in italy and spain. we are in the good marke

best thing to do is turn them in to visa or mastercard. >> here is a good one. wants to know what portion of taxes goes to every gallon of gasoline purchased in california in comparison to other states. >> this is saying how much money do you have? okay? give that to us. let me show you this. there is a graphic here so you can take a look. there is highest gas taxes in the nation, new york, 69 cents. california is -- 69.6 in california. new york, 69, 67 in high hichl one of the lowest is alaska, 26 cents. how can they do that? i wrote down how they get money out of you in california. there is storage fees, growth tax fee, on and on. that is how we end up with 69 cents. >> that is why our gas prices are higher. >> lynn writes in i've been warned about most mascaras containing mercury. i was told they do not put it on the label. >> they do have to put it on if it's an ingredient. we used to see a lot more of it now, state cosmetics say few have it. okay, those are the legal ones. there is the of illegal cosmetics out there sold at flea markets and garage sales. we

. >> online shopping just tried easier for mastercard customers.he credit card company is introducing a digital wallet to speed up purchases made online or through smartphones. customers who use the pay pass wallet will be able to store information, avoid entering information with each purchase. the system will also work with debit cards and prepaid cards. a recent study finds the majority of people in the u.s. alone a smartphones. 50.4% of mobile subscribers o de smartphones. the survey found apple was the top manufacturer thanks to the iphone, but the crew will android was the top operating system. >> right now in baltimore, we are stuck in between the brain. what we can see is a band of rain showers pushing through ocean city. you look out towards baltimore and it is mostly dry. you have to go all the way west of garrett county and west virginia until we see the next batch of rain. the next round of rain could cause some problems later today. the areas that are dry today are a bit warmer. 70's in la plata, down to the 60's in the eastern shore.

a number of positive earnings results today from comcast, cvs, caremark, time warner, and mastercard. the global economy is having red flags today. the labor market and manufacturing sectors both in the spotlight in china and the euro zone. we hash it out right now on the "closing bell" exchange. bob pisani and rick santelli joining bill and myself. >> bob, why is it at a four-year high? >> people stop me in the street. it's crazy. there's two things. you mentioned the earnings. down from 1%, the earnings are continuing to be better. but i don't think people have a lot of alternatives as well. i don't think professional investors have a lot of alternatives. you can't do it in the bond market and the u.s. stock market offers alternatives. you can argue and say that the federal reserve is giving people no choice. they are manipulating the market. you can make those arguments but i think people are investing in the u.s. stock market because there are not a lot of alternatives. >> a lot of asset managers talking about this inability to make any decisions here because they are uncertain ab

the crop that we love, you're not even $25.90 zero if you are shopping with your hsn card6 c13 mastercardd it is less than $13.i have looked at regular crop, regular cotton, like the mediocre baggy wrinkle, their $39. >>guest: here is another point.these washed like a dream carry can't they do get rich, plump stronger. >>host: especially your black kerrigan >>guest: with the way we use a special enzyme washer so i know this because just like a great chef, i will go and sample people's stuff, i will go out and by other people's genes the white will get rid the first time you watch them, download the second time and start to get bald spots. knowing that, i made the white absolute the outstanding, amid extraordinary because we did use special concessions to keep it christine. the black this yarn dyed and then, double dipped in black sea can wash it a thousand times and is always going to pure. the khaki most gorgeous classic rich highway and cappuccino khaki. the indigo, and it is just gorgeous if you're somebody who loves wash and who believes i do, dark watches always so slumming, it is so

companies such as visa and mastercard first agreed to keep fees small for some low cost stores as theyushed to get machines in dollar stores and coffee shops. now the fees going up costing businesses. >>> at a time when student loop debt is sky high two universities are trying to something that's sure to be easier on the bank. harvard and mit have teamed township offer free online courses. starting fall you can get an ivy league education for free. >> reporter: a harvard or mit education for free? yes you just need a computer and internet connection. the institutions have teamed up to provide five free online courses. they include engineering and more will be added. >> we believe that people throughout the world, even -- especially those who can't afford to pay the fees of online courses should have access to the information. >> reporter: both mit and harvard each gave $30 million to fund the project. they are doing it for research purposes, the schools plan to look at the way students learn. they will use the knowledge to improve teaching. they describe what the online courses would b

they can use a general use credit card like a visa, mastercard, amex, a trol pet pem card you use at station. it's not one credit card over another. you're right about employers checking credit reports. not only is it legal at the federal level but even some of the states that have enacted state level legislation to use the -- to control the use for employment screening still have pretty wide loopholes and employers can generally pull your credit when you're applying for a job. >> don't be surprised if they ask you on the interview if you'll allow them to do so. get started cleaning them up now. thanks for joining us, john. >> you bet. thank for having me. happy mother's day to all the mothers out there. >> jamie: absolutely. maybe dads can pay the bills for mom this month. give us a break. >> great idea. >> jamie: building your credit score is one of the issues you need to take charge of. it may even help you get the job you want. go to foxnews.com. click on the america's news headquarters page. look for my link for this program and you can only see it here of our take charge consum

despite uncertainty about jobs and economy, mastercard's profits jumping more than 20% from a year ago. comfortably topping their estimates. it also says it's gaining share in u.s. debit card market. and as how the major credit card names have been performing over the past year, mastercard up the most. it's up more than 60%. visa reports after the bell up more than 50%, discovery up 40%, american express 20%. and capital one laggard, it's up only 1.5%. ty. >> whole foods among big names getting ready to report after the bell today. the stock has been on a tear up 20% this year sitting at 52-week highs. down a little bit right now. jane wells at a whole foods store in glendale, california, with what investors need to know ahead of the results. jane. >> ty, i call it the apple of grocers, get it? this company has beat estimates every quarter going back almost four years. can they do it again? the street looking for share up 15%. what are analysts saying? from morgan stanley "we believe investor expectations are high for this beat and raise story." it believes comps will get tougher after

mastercard, visa, american express. take off. which say critics a down side. americans are more and more in debt because it's easy to pay with the credit card, isn't it. it's easy to pay and put it off. and you can see the indebtedness by the end of the decade. it sky rockets. how many of you have credit cards. isn't that amazing. why? why? one of you brave enough to tell me why you have a credit card? to rent cars. okay. because it's easy. to spend. it's safe. you never know when you're going to find yourself in downtown boulder and needing a latte and you don't have cash. or stranded by the side of the road more seriously. really think about it. it's a luxury. it's a luxury for most people. it really is. heck, we have debit cards. we hardly know what cash looks like. you hardly need to carry cash. and you don't think the credit card companies are loving this. that you've got a credit card. how many of you pay fees on your credit cards. what a business. and we've just come through a period where credit cards are under the gun for high fees or hidden fees but

mastercard is introducing a digital wallet. it will be available later this year. customers will be able to store their card information in the digital wallet. the system will also work with debit cards. that brings us to our water cooler question of the day. would you be able to switch to a digital wallet or stay with a traditional wallet? you can share your response on wbaltv.com, on our facebook page, or send us an e-mail to watercooler@wbaltv.com. the latest hot button issue on the campaign trail. the financial consequences of student loan debt. the ripple effects could affect all of us. >> for the students, it is reality. >> $30,000. >> 100-k. >> president obama urged congress to keep the rates on student loans steady. this is more than politics for the class of 2012. student loan debt is set a record high. that is more than credit card debt and more than car loans. delinquencies rose last year. the consequences could haunt the economy for decades. >> they will not be able to get credit or to buy houses or advance because everything they bring in is having to

visa and mastercard promptly jacked up their swipe fees to the 24-cent ceiling set by the fed. here's what's happened. because swipe fees have traditionally been charged as a percentage of the transaction amount plus a small flat fee, this meant that the small dollar transactions used to incur fees of much less than 24 cents. now with visa and mastercard's rate increases, businesses that primarily deal with smaller transaction, coffee shops, fast food restaurants, they are paying far more in swipe fees than they did before. this is not a flaw in the law we passed, which wisely required reasonable and proportional charges. rather, it shows the danger of watering down the regulations to implement the law. the banks and card companies lobbied the federal reserve for the loophole which they immediately raced through. this is something we need to fix going forward. it can be fixed. i'm pleased the amount of swipe fee reform we enacted in 2010 is off to a good, solid start. more competition, customers and families moving across america for the best treatment that they can receive fro

. >> mastercard is introducing a digital wallet to designed to speed up purchases online. it will be available to retailers and consumers later this year. customers will be able to store their information into the digital wallet. the system will also work with debit cards. that brings us to our water cooler question of the day. would you be willing to switch to a digital wallet, or would you stay with a traditional wallet and credit card? you can share your response on wbaltv.com, on our facebook page, or send us an e-mail to watercooler@wbaltv.com. flat screen tv prices are on the rise. more americans are taking trips to disney theme parks. jane king has the bloomberg business report. >> the fiscal second quarter earnings for disney are up 24%. that is despite the box office flop "john carter." it is looking to integrate more marvel characters into its parks in the future. an earlier takeover bid from a drug giant -- is a hostile offer of $13 a share and cash. that was the same offer that was made back in april. it's fallen on more concern over europe's debt crisis. the b

you can use it anywhere mastercard is accepted. of our today's special which will be sold out.why wait for the final presentation to think he will try it? you have nothing to lose at if you lock in your order right now you have until midnight to change the color canceled and then you can always reach returned or exchanged it within 30 days.let me show the with. whether you do the pink or two colors. --let me show the sheets colors. thank you for your orders and your and the highgate manor 10th anniversary. allegra buffington has much more to share.if you want the blue california that is sold out and a lot more will start selling out. in the meantime shivan sarna will tell you what is in the hsn spotlight and i will be here around the corner. [♪ music ♪] >>host: you want to be in the know about what is going on at hsn the spotlight is the answer. extra flexpay going on with highgate manor today to celebrate her incredible anniversary. a way to have buying power with your hsn card or hsn mastercard. you can also apply for it today an

mastercard and visa. >> the credit card companies are looking at volume. is the consumer out there? now consumers have been spending and i don't think it's through the entire year. that's what people are watching for. >> good to see you. appreciate it. >> thanks. >> here's something else we are watching for. carlisle's ipo that debuts tomorrow. everybody wants to know how the firm will do. can they generate big game gains? the ipo joins us with details. if you invested in the previous firms, you didn't make big gains and of those private equity firms of the first crop of the first generation, carlisle is the last of that group. they haven't left investors wanting more. take a look at black stone. they are all down sharply and black stone and apollo having never reached the price. they are concerned with these types of businesses and for carlisle take a look at this figure. they are coming in at $864 million in 2011. that's more than double what it was in 2010 and in 2010 it was nearly double what it was the previous year. the number is calculated by looking at proceeds from selling

>> a visa and mastercard are transaction companies, they're not credit companies.are an electronic nation now. wife >>catherine: does it also mean more spending? >>catherine: another winner is wholefoods. >> a lot of people want organic. they only have granted stores in america and they are opening new stores. >>catherine: another winner is a facebook. >> it is heavily rumored that there will start the road show next week and that the company will become public with an evaluation of up to 100 billion. will outline the business model to investors, how they're looking at metrics. krahn >>jaqueline: as we look over at the inland valleys, a temperatures are in the mid-upper 60s. mid-60's for east bayshore is. warmer and the north bay, but not much. things will start to warm up slightly into friday with an increase in sunshine and temperatures taking a warm turn on saturday and sunday. >>grant: and update on southbound 880 through oakland at 23rd street, it is still a hot spot. there are still very slow speeds but all lanes are no longer close. three lanes are open, one

a new mastercard study shows jewelry has really lost its luster. 3.5%. a mastercard analyst says europe's economic woes and a stronger dollar are two reasons for the falloff. >>> folks in palm springs, california, are abuzz about their new resident. it's a 26-foot high statue of marilyn monroe, it was unveiled last week amid fanfare. for the last ten months, it was in chicago. she's going to stay in palm springs for a year. after that, nobody knows where norma jean will wind up. > >> nearly 22 million saw "idol" name this year's winner. about a third less than last year's turnout. > >> thanks to "the avenger" americans have shilled out more than $4 billion to see a movie this year. an increase of 15% over last year. and those are your ups and downs here on "weekends with alex witt." coming up. a big storm that could ruin the fem wr memorial day weekend for some folks in the country. [ male announcer ] we put a week's worth of bad odors in a home. some aerosols may just mix with them. can febreze remove it. [ moderator ] describe the smell. it's ver

to a soldier to be cassandra and he will read me a car for a weekend when i get home weisel or mastercardwill have the accounting correct for payment. the government, buy contrast, can't even count the vote accurately. and yet obama was elected partly on the message we are going to fix health care. obamacare by the time it passed might not have been popular but most people in the country wanted the government to do something about health care. and health care really isn't a free market even before obamacare. it's already been messed up by the government steps that encourage people to buy insurance if somebody else pays, but the results are already out there and they are already awful. a couple of years ago the detroit medical center announced proudly that it was using bar codes to use computers to electronically keep track of all of its patience and all their medical records. isn't this great? but think about. supermarkets did that 40 years ago. coke and pepsi is obviously less important than our medical records. but it took four years of insanity before we brought this to the system wher

depending on if there is a great flowering of currency and payment and instead of just visa or mastercard, it is 35 companies. that sounds inconvenient to you remember that your cell phone can just do conversions on-the-fly. if you want to pay with a different currency, you can flip back and forth. compared to what people see right now is a huge pain in the rear. i will take a little bit more questions about inefficiencies. >> [inaudible question] >> about getting rid of cash? well, they make money off of it. people who are conspiracy theorists think that that is -- the more boring fate is that it gets transferred to treasury at the end of the year. depending on your politics, that is ripping off the taxpayer or that is governor meant raising resin -- revenue. in short, they also know that we need it now. for the tipping example and etc. it is also a big franchise. how can you not want to make the money? it cost 7 cents to make 1 dollar. >> go head. richard? >> assuming after the next election that we don't go back on the gold standard, do you have any thoughts about what might happen to

find out where one trader stands today. >>> mastercard and visa in focus. real estate on fire. are reits still the place to be? we're trading them with mort zuckerman. all that and more at the top of the hour. >>> senior shareholders meeting this morning in hoffman estates, illinois where chairman eddie lambert is expected to speak. here's what he said last month in a rare television interview. >> companies especially in retail are finding themselves in the need of re-invention. jcpenney in the need of re-invention. sears in the need of re-invention. best buy recent commentary in the need of re-invention. that means that you're going to have to try new things. if you're unwilling to try new things and to fail and learn, you don't have a shot. >> todd sullivan, senior shareholder at rand strategy partners, runs a blog called valley plays. and paul swinand is also with us. todd, they're looking at same-store declines of 1.6%, 1%, you were braced for a lot worse. fair to say? >> sears was really hit hard for housing. sears is the numb per one appliance retaile

everyone knows visa and mastercard. everyone knows facebook.rice it right, we'll have a momentarily hey maybe stocks aren't that bad. but it is momentary, i think. >> for the volume, it's not going to be a singularly traded name for all that long. nasdaq changed the rules to get into the nasdaq 100 simply for facebook. they said you only have to so-called season for three months instead of what was several years to get on to that index. so they're expecting a lot more index trading. maybe not so much facebook trading. they want it to be a widely held stock right out of the gate. >> do you think -- you covered this company for so long already -- is it a cautionary. >> i've been a user for so long. >> is it a cautionary tale that people who own shares parentally want to sell so aggressively? >> yes and no. but i think that the tale for this ipo has been so long that, remember, peter teal was the very first investor in facebook. of course, he wants to get out when he invested seven years ago. you know, that's longer than most private equity firms

you can save $10 a fuel client for the hsn mastercard. purchase of $10 or more. log on to www.hsn.com or call the number on the screen. coming out in 9 edman 9 diane gilman back check out the jeggings. --and diane gilman is back. of course diane gilman seams go very quickly so be sure to stay tuned at midnight tonight. --jeans. [commercial] [commercial] [reading] [♪ music ♪] >>host:c13 experts is joining us darlene cahill is joining us and have a saturday i am marlo smith. nice to have you. >>guest: thank you. >>host: the people is a down time and you are off on saturday. you can redecorate with to weddings graduations and retirement ceremonies. we designed this to show you three different sewing machines. then we just featured the curvy. that was my personal favorite. embroidery. we have had others like this the designs have sold over $600 or it does have a retail value of with free shipping and handling on this we also have 5 flex payments. had we differentiate this from the others. >>guest: this is electronic as a stand-alone sewing ma

you in the note with a spotlight for this the bu have heard us talking about the hsn card or hsn mastercard savings on great things we have coming up, if you want to get the card you can save $10 on your purchase when you are approved. www.hsn.com 1-800-695-1418 [commercial] [commercial] [♪ music ♪] >>host: buff and is already time for the finale from bon appetit but shop the collection on www.hsn.com. have this chance for you to get an subscription offer on bon appetit magazine. first we will mix with our immersion blender we ask you to be involved and give you our comments on this customer picks and has been on before and everyone loves it today we shipping and handling at free shipping and handling and 3 flexible payments. things that can do everything. let us get back to chef ryan scott it is back and here we have every color available and as a ton of stuff >>guest: it takes away big clunker we have sitting on our counter, but the deep fryer that is sexy and beautiful if you lose one part it will not lose work. this is one of the most simple tools and my kitchen. this has hanger my past

also comcast, time warn, mastercard, baker gold and clorox. still with us, of course is. the dale. with us t. dale and also chris watling. chris, i want too get your take on the numbers an what they tell us on friday ahead of nonfarm payrolls. >> sure. those numbers are in line with what we were looking for, which, again, is showing modest improvement. one thing i think is something you want to take into account. we just had the warmest winter in over a hundred years which makes me concerned. did we start to borrow from some of our future job growth in earlier months this year. so i'm going to be watching very carefully about how those job numbers look in coming months and quarters to see if growth rates in those numbers are showing some concerns that relats to -- are we still keeping up or not. >> okay. even though we receive a strong earnings season here for the reports that we've gotten thus far, you said there may be a potential for some negative reports to come out in future quarters. what about some of the earnings that we're expecting today. any worries for you. >> not reall

did you know that you can $10 on your purchase if you apply with the hsn card or hsn mastercard and areave a greatok, so easy to apply and so fast. again once you are approved your first purchase. also you can win a proform treadmill www.hsn.com. sew easy to register unless you can get 60 days of healthier ways to stay fit. definitely is check that out. then we also have our today's special from diane gilman. ♪] [commercial] [commercial] [commercial] [commercial] [commercial] [♪ music ♪] >>ho [reading] [♪ music ♪] >>host: we are down to the final 39 minutes and we are so excited, i was reading some of the messages carol love your taste. also a question asking for more red jewels in your collection. that's >>guest: easy to do write to me on facebook, go to the rarities fine jewelry on facebook page or subscribe to my personal facebook page and tell me what you want. all i want to do is bring you the jewelry that you love. tell me what it is you want and you have got it. excited to be able to create jewelry for use so this is great. >>host: hsn is a leader in electronic retailing and i wa

if you have the hsn card or hsn mastercard you can take a bad age the extra flex pay all day long withthe 30th.right now we have some information on icana event. check it out. [♪ music ♪] [commercial] >>host: [reading] [♪ music ♪] >>host: you are watching hsn and we are celebrating diane gillman belt 8 teensy year. she has done it through designs and with her incredible jeans. our jeans just continues and we are moving on to three new choices that total limited editions. i will tell you this, first in 1st getting it and the jeans almost sold out. these are boot-cut >>guest: classic 5 pocket jeans. do we know namescall floral white. zapi is this hold that up to your top in pink and look at how cute this is. one we always do it's dg2 we will pick out colors like the line, like the pink and you will have a instant miracle with tops that match. these are supreme. that is the floral light. then we go into the black which is bird of paradise. why? this is such a hot team going into the gorgeous hummingbird at the bottom. are really shades of pink, line, aqua, pale yellow it is gorgeous and e

this is our hsn card and hsn mastercard! a great time to apply for one. you can give us a call or go online to do then you will save $10 off of your first purchase of $10 and more wants to have been approved for the card. even the today's special $10 less or on that awesome grill. the food was so good! more benefits and a great new look. now let me send it over to michelle. she is ready to howl at the moon! >>host: anji we look so good to invest watt lights now! we have moonlight markdowns. three full hours of awesome deals! kicking things off on the ring. silver destinations rifle two hours. this is the rainbow calcilica and clear topaz ring. 5- $20 off. $39.90 but this is a mother nature maidstone but there's nothing enhanced about item # 167- 477. this dress and a full hour dedicated to slinky with up to 50% off is in my third hour with moonlight markdowns. three quarter lengths sleeves. empire waist, for awesome designed to choose from. we will see if the moonlight markdowns right after this! more from marlo. [reading] [

these of, mastercard diners club, carteblanche ,--visa six months.e 4-5 flexpay but we wanted to be sure senses will be the only 17.3 in. up all year to get this home. -- since this will it ships immediately to your home within 48 hours.you have no interest payments from hsn six months.when you think about traditional stores where if you return the morestores we made no hassle return policy. we do not charge you a fee to return it. lot of stores they charge you as much as 15% just to return it! we want you to get it something extraordinary that is what this is. it is the star of the day. we are talking more of the features but if you would like it please go to the phone lines to secure yours.i am very excited about it because computers are necessary. whether you want to be in tune this whole social web site thing. i was late for a meeting today, i am one of those people until today, i decided how important it is to keep my email away from my mobile phone. not a mobile phone kind of i have them and love them, but i do not like to talk on the phone.aft

it has got even more benefits than ever.hsn mastercard., you have $10 off any purchase of $10 or more.1418 or your mobile application. here is somebody coming tomorrow curtis stone. [commercial] [commercial] [reading] [reading] [♪ music ♪] >> because i tend have oily skin. i have tried it for a few nights. what noticed is how smooth my skin felt. i am optimistic it looks better and better. my favorite thing about hydroxatone is a little bit packs a punch. that is amazing. >>host: this is not available anywhere else right here at hsn. it will not be available anywhere else but hsn for the next couple of months.flexpayments $24.98, 192-273. tell me about this product. >>guest: i am so excited. this is a new technology. our own doctor was doing research she the head of our product development and what she found is our skin is more receptive certain ingredients while we sleep. >>host: syrup are more receptive that night but certain (...) >>caller: this is like taking your skin to the overnight repair shop--certain. overtime you will wake up to

. >> mastercard earned six cents above estimates.g increased by 17% from the same quarter a year ago. pepsico increasing its annual dividend by 4%. payout goes up to $2.15 from $2.06. pepsi has raised its dividend for 40 consecutive years which is pretty amazing given that those years included 2008 and 2009. but it's not a huge yield. pretty good. 3%. not bad. why don't you buy pepsi. what about pepsi? >> i don't have a view on pepsi. we may own pepsi. we own plenty of american companies. john deere was one of the ones i mentioned. there's plenty of great american companies. >> i'm not an apple bull. i'm an apple user. >> pepsi is coming out with a low-carb snack. >> a low-carb. it's hard for me to keep eating pork rinds with cheddar cheese because it makes me feel gross. it makes you smell gross. i wonder what it is. american eagle shares jumping in pre-market trading. >> pork rinds are protein. carbs are what achilles you. >> carbs are what cause this. company is raising earnings fwidance to 18 to 20 cents from a prior eight to ten

a visa or a mastercard that say listen, we're financials in our own way.s is a terrible blow. >> we see a pnc, a wells fargo, certainly not to the degree as some of these other. do you use that as a buying opportunity to create a position there? >> i think that people are going to reassess bank stocks again and i think that the etfs, the conglomerati conglomeration, the pressure is going to stay all day. a pnc, i would certainly not buy that here. it's had a very, very big run. let them come in. and three, four days is okay. i want to caution people that there's so many better opportunities away from financials. i know that i keep coming back to at&t and verizon only because at&t is up in a day that is hideous. >> 52 week high. >> and the same thing happened earlier this week. at&t was the only stock higher than the dow. here's the report that's compelling about why the margin is going to expand. >> both verizon and a tend at. the yield is extremely attractive. >> domestic company with a 5% or a low -- high 4% yield with margin expansion lead to the greate

. >> we're going to be talking to mastercard and pandora. >> ctia is partnered with cnbc. >> great. >ow. oh, no, you're leaving. you're not here tomorrow. >> i'm vir chill. >> yeah, all right. carl, back to you. >> we'll see you before then. when we come back, as david said, visa posting some stellar roulettes last week. we will get the company's perth live from ctia. so uh this is myk and his, uh, retirement plan. one golden crown. come on frank how long have we known each other? go to e-trade. they got killer tools man. they'll help you nail a retirement plan that's fierce. two golden crowns. you realize the odds of winning are the same as being mauled by a polar bear and a regular bear in the same day? frank! oh wow, you didn't win? i wanna show you something... it's my shocked face. [ gasps ] ♪ [ male announcer ] get a retirement plan that works at e-trade. ♪ why do you whisper, green grass? ♪ [ all ] shh! ♪ why tell the trees what ain't so? ♪ [ male announcer ] dow solutions use vibration reduction technology to help reduce track noise so trains move quieter through urban areas a

mastercard and visa under a little bit of pressure this morning even though they both posted better-than-expectedarnings and are both close to 52-week highs, pulling back just a touch this morning. >>> bob pisani's on the floor of the new york stock exchange along with david faber. >> i hate it when faber looks better than me. >> we talked suits. i really like that. >> it's a tougher one to match. >> quite a tie as always. >> you go with the black and the black. >> you're up, right? >> mr. draghi is trying to talk down the idea that he is going to come to the rescue with more ltros, more stimulus of any kind. predictably, the euro went up. the stock market in europe went down because mr. draghi said, don't come to me for any near-term stimulus. he mals said the perception that i'm not going to do anything right now is correct. that's what immediately moved the market. he talked about the prevailing uncertainty from the weak data that's been out there, that that is on issue. he said the government bond-buying program, he wanted to remind everybody, they still have that out there. it's still there.

i want to tell you about brand new hsn card and hsn mastercard. we have more features and benefits.om to apply you can $10 which will be applied to your first purchase of $10 or more. so many great things about this card. let us send it over to alyce carone and bon appetit. are you ready? >>host: we have what you want and who better to bring it to us that bon appetit? for the first time they have brought us a deep fryer that is totally redesigned. 1800-watt the power to get true professional results. this has features that the test kitchen together not like any other fryer. it tells you when the oil is ready to in your food. it will tell you with your foot will be done because it has a timer. it will fill to your oil. -- food 2 baskets and so much more. and then, something else we have is 350 watt immersion blender. this one comes with the kitchen sink. you not only get the unit that powers everything the immersion blender, beaker and storage. coming up with bon and the today's special next. stay tuned we have a great show planned for you. [commercial] [commercial] [reading] [readin