the senior adviser at mastercard. >> good morning. >> new data from mastercard. spending pulse for november. how should investors view the spending from november which was a decline from october where it was 8%? >> i think what you see with the online sales that it is healthy. this is an online and omni chan channel season. the holiday forecast is in tact. if you look at the holiday, the forecast was overall sales at 3.7%. we are seeing halfway through the season is online sales right on track to the forecast and overall sales on track to the forecast. the individual categories about on track. you see restaurants in the 7%. apparel in the 3% range. this is a value related season. the season started early. it is promotional and in line with the promotions sdp. >> steve, the 7% increase in restaurant spending over apparel spending. is this revenge spending? is that continuing or is this a shift of consumer behavior? >> i think in the restaurants, it is a couple of things. part is the inflation rate in restaurants. you are seeing more inflation in food service than

joe, mastercard, highest since the po since may of '06. >> mastercard and visa we've owned since thewhere the cost of capital continues to move higher. these companies are transactional not worried about taking credit risk themselves. financial services companies in the financial sector, great means to continue owning into '24. >> costco, all-time high. this is the whole segment, joe, i didn't realize that. >> we're talking about stocks at all-time highs. >> buy high, sell higher. are you selling any of these? bookings holdings, chipotle. ross, costco, klac, palo alto and synopsis. >> three names stand out to me. costco, klac and synopsis. all three hit the mark on earnings consistently throughout the last three years and momentum has taken hold. palo alto is a recent add. chi chipotle, we've had that since april of 2021. the one that surprises me is booking holdings. i was suspicious about their suspicious because of the exposure to the middle east. you saw a lot of capital moving into expedia. i thought that would be at the debtment of bookings holding. >> i own visa and mastercard

i need for an alleged cover up related to a mastercard, 1981. and the item was all time mastercard, some 1000 people were murdered by us, trained and equipped soldiers for allegedly supporting left us rebels during el salvador, civil war of the german police have increased security measures that cologne cathedral. i'm in warnings of a possible attack. police have brought in sniffer dogs and planned to scream people attending midnight mass on christmas. eve reports in german media sites, a heights and threat from is almost extremists over the holidays. hundreds of thousands of tourist visit lapland every years to get a glimpse of santa and his reindeers to ensure that a winter wonderland stays wintry. local businesses are also doing all they can to make sure that visits are eco friendly. santa is real. at least in this finished village on the arctic circle. i'm saying he's busy reading letters, giving out presents and meeting children and adults from all over the world and is winter wonderland have become one of the biggest tourist attractions in

mastercards a payment company. why aryou creating generative a.i. tools to help shoppers?'ve grown in payments and beyond payments and do it through services business. services represent well over a third of mastercard and are growing really fast, and it came from payments, of course, it helps enhance the value of payments but it goes beyond paymen to help customers, help customers grow their revenues, improve their profitability, and engage in a ch deeper way with consumers and help customers make smarter decisions for better outcomes, and that's where generati a.i., a.i. in a shopping news that you mentioned come intplay. >> this won't be on the mastercard site. it will ben a reiler'site that works with u and how wod th wore prticallol. r exame, i'm aually ing out of town to do a sty. i'll be out in the field. i needed to buy things fo this trip, what would i say to this tool or type into this tool? how would it all work? >> l's say you're on the site and looking around and can't find what you want. you can start having a dialogue and say, hey, let's say, what do i wear

earlier i spoke to mastercard s chief economist for asia pacific, david mann, who told me more aboute are expecting to see into less than— we are expecting to see into less than 24 that will be coming _ less than 24 that will be coming out of the very disorientating type of economic environment that the road it's been — environment that the road it's been in — environment that the road it's been in since 2020, the tail end — been in since 2020, the tail end of— been in since 2020, the tail end of the ripple effects from covid-i9 _ end of the ripple effects from covid—19 will finally be ending mustard — covid—19 will finally be ending mustard to see more of is going to be _ mustard to see more of is going to be the — mustard to see more of is going to be the reality than the type of normal patterns in the press, _ of normal patterns in the press, 19 environment having shaken — press, 19 environment having shaken off a lot of the big swing _ shaken off a lot of the big swing factors that are still playing _ swing factors that are still playing out today, high access savings — playing o

yesterday the mastercard spending pulse was out everyone was sharing.t of misinformation. holiday spending defines fears of a decline. this is the "new york times." all the media outlets were cheering. here the estimate was 3.7% t came in 3.1%, down from up 5.4% year ago, down from 12.7% the year before that. it is not adjusted for inflation. to me the rate it is moving lower i would have concerns about the consumer. then you think about the spending income report we had it certainly feels like households are more hesitant to spend these days? >> it is absolutely important at this point in time to look at inflation adjusted spending numbers. inflation has really slowed a lot. if we think back the official statistics when you reference we got through november, if we look year-over-year it is almost 3% inflation adjusted growth. that is really good. it doesn't have to stay that way. month to month you can see bumps and wiggles. i founded the mastercard holiday spending encouraging but those are very preliminary reads. charles: right. >> there is good news

today visa and mastercard control 80% of the credit card companies, duopoly, they set the interchange fees or swipe fee on behalf of thousands of banks, leaving merchants, retailers, many of them small businesses and restaurants without a choice but to accept the outrageous fees. there is no negotiation on this fee. there is no competition. small business owners and consumers face a take it or leave it choice. in 2022, u.s. merchants and consumers paid $93.2 billion in credit card internet fees. that is unacceptable and unfair. and we can and must do something about it. that's why i made it a priority to pass my bipartisan credit ka card -- credit card competition act. i introduced this with senators marshall, welch, and vance, would bring competition and choice to the credit card market and bring down the excessive credit card fees, by requiring only the largest 30 banks in this country to enable at least two credit card networks to be used on credit cards they issue it would provide with at least one outside of the visa and mastercard duopoly. this is estimated to save merchants, re

according to the mastercard economics institute, we will have more spare money to spend on some of thegs in life such as travel and other forms of entertainment. their chief economist, david mann told me where the spare cash is coming from. what we are expecting to see in 2024, we will be coming out of the disorientating type of economic environment that the world has been in since 2020, the tail end of the after ripple effects from covid and we will be starting to see what is the reality, the new type of normal patterns in the post covid environment. shaking off some of the key factors for example high access saving and in certain economies it has not been used up. high levels of inflation and cost of living are coming down and we have seen some clear signals from central banks that their next moves are likely to be reducing interest rates rather than raising them so that should be giving eventually some more relief to consumers alongside the drop in the rate of increase in the price of essentials and that should also mean knowing that goods, and particular we were talking about trade

frank. >> we saw visa and mastercard close lower yesterday. an impact on it. long term, how does this picture to go through legislation and be passed next year? >> frank, it is a great question. congress has its work cut out for them. they have to fund the government and they have several critical programs with national security. they have that funding for ukraine and taiwan and israel and border security. a lot of things where lawmakers will get priorities attached to the must-passed bills. the reality is time is short. congress has a lot to do. this bill is one that's been in the spotlight for the things and retailers as they debate these fees. at the same point, it is not clear that anything besides what absolutely has to get done will get done next year. >> emily, i want to congratulate you on being elected on the 117th president of the national press club. i know it happened a while ago. we haven't seen you. >> thank you, frank. we can go to the club next time you're in d.c. >> thank you. >>> coming up on "worldwide exchange," the one wor

horton, and mastercard. let's talk about if this rally can continue. linda, good morning.hank you for being here. >> good morning, frank. >> so, linda, as we just mentioned, we heard some names, mastercard, d.r. horton. outside of that, the highest levels since we've seen in january of last year, this broad market, what does it say to you? how are you telling your clients to play? >> we thought we would get 4600 s&p this year. of course, we passed through it now. that's on the strength of a handful of names. if it's going to carry on to next year and reach 500,000 next year, we need that advance to broaden, and if that happens, it really is going to broaden the markets. a lot of stocks are on sale. that's what's interesting with the trading sessions. you've seen bigger names pull back. that's bullish. again, even around the world, it's just as bullish going into the new year. >> you're saying some stocks are on sale. we do have to adrus dress the 800-pound gorilla in the room. how important is the decision from jay powell? >> that's something we don't understand, why anyon

look at the tickers to what does the ticker symbol lies for mastercard?and a. >> was is the system for boyars ? >> the leather!? >> the letter x. >> okay, that was -- why, he is telling me to change 90 times. i don't understand. >> you don't have to hear. thank you. great to see you. >> he is like that one, not that one. >> that was oz pearlman, folks. you've seen him all over television. >> i'm sold. >> amazing. thank you, again. that sector, slipping this year as it's got nearly 5%. why the measure is betting on that big ace up ahead. >>> the biggest thing that is not under the surface anymore is the weight loss coming on and on. the gop want effect, as you call it. how are you investing into that ? >> we have actually been following this theme, investing in this theme for years now that this is an incredible opportunity that was developed in part through a diabetes drug , lily and novo took a diabetes franchise, developed it into what could have been only an aesthetic market in the obesity market as it stood, and ultimately with the outcomes data they

well, of course they changed the model a lot. such as swift, such as mastercard visa and so on, thisd news, from the good news is that we have learned to live self-sufficiently; of course , all western products have fallen out of use, the banking sector is primarily financial products and it products, both of which have fallen out of our sphere of circulation. sanctions pressure will obviously increase, but it seems to me that it’s hard to surprise with anything here, in general, we have even stopped monitoring sanctions, because today we are one of the most sanctioned companies, one of the most sanctioned countries in the world, so i i can’t imagine sanctions which would harm us even more than what has already been done, that’s why i don’t expect any radical negative changes here, rather, probably, on the contrary, there will be positive changes, because businesses are gradually adapting to the situation, more and more of their own are appearing there products , and so from the point of view... not only corporate, but even consumer mortgages are still supported by government subsidi

>> i actually like some of the financials, visa and mastercard. i think you can look at insurance, as well. something like an aflac or metlife. these are areas we think will continue to do well next year. >> adam, any of those you agree or disagree with? >> i think generally, she's right. expectations are for 11% growth next year. i think earnings will be mid- single digits but as long as people believe that earnings are growing, and they believe they can grow indefinitely, i think the market has a more positive bias meaning that somewhere in the middle of 24, if you think 25 earnings are up and 26 i mean, there is a reasonable case earnings can grow for the next several years so maybe the part she and i disagree on the most in the mix there is that companies can be productive, cut out cost, maybe less logistics, transportation, input costs, and yes, wages are inflating but they are inflating at a less rapid rate so i think the median average company can maybe have some margin expansion. if she is right that they don't, that is going to cause the

cargar, los expertos aconsejan gastarla rÁpidamente, porque las tarjetas en efectivo como visa o mastercard utilizan durante un aÑo, lo que reduce su valor. la inflaciÓn hace que las tarjetas pierdan valor con el tiempo, asÍ que esas tarjetas que regalaron hay que usarlas rÁpidamente. y seguramente su caso se ve hermosa decorada de navidad. y sin duda la decoraciÓn principal es el arbolito. sabe quÉ hacer cuadra si esas terminen y hay que retirarlo. como devolverlo para que su Árbol sea reciclado y darle una segunda vida. es sobre todo el olor a pino que inunda su caso, por eso rossi elige que el Árbol que la de cura sea natural. >> decidimos cortar la punta del pino y poner en el altar del nacimiento, es una tradiciÓn que traigo. esperar que salgan los arbolitos naturales y adornar . >> y aunque le quedan dos semanas mÁs en la sala esa ya planea como retirarlo correctamente. >> el fin de semana que sigue del 6 de enero, lo saco, lo cortamos alpino y lo sacamos en esa fecha. >> sabe como darle una segunda vida. >> puede dejar los Árboles al lado del basurero azul. >> desde hace 30 aÑos san

quick note on visa and mastercard cash cards, they incur inactivity fees if not used within a year. >>> with holiday gifts they say it's the thought that counts. but many americans are taking back some of the unwanted presents. you may find out it can be a pricey proposition. cristian benavides tells us why. >> reporter: presents have been opened but not all of them were a hit. a survey finds 40% of consumers plan to return at least one gift this holiday season. those returns aren't always free. a growing number of major retailers are charging for return shipping. the logistics company says 40% of companies are adding a fee up from 31% last year. even amazon is charging $1 for packages taken to ups. expense is the reason why. a $100 item can cost the retailer $32 to get back and resell. with transportation to the warehouse being the first major expense. >> it arrives in the warehouse and it will be scanned and put back in and made available to sell. there is labor involved with all of that. >> reporter: you may be able to avoid a fee if you return a gift to a physical store. amazon wo

mastercard reporting online retail. climbed 6.3% and apparel topping the categories for shoppers. the growth in sales, positive news for america's economy after the federal reserve battled to tame inflation over the last few years, prices overall still up a typical american household is now spending $200 more per month on household needs compared to one year ago and with all the buying consumers expected to return $148 billion worth of holiday merchandise retailers are changing the fees for returns because quite frankly, returns are getting very expensive. retailers now bracing for the influx. some adding fees for you to ship back your unwanted items. jcpenney with an $8 restocking fee. macy's charging 9.99 and tj maxx 11.99. and as we head into the new year with wage gains, record job growth and a stock market climbing back, many experts are no longer forecasting fears of a recession. the fed has indicated that it could cut interest rates as soon as the spring. a relief heading into the new year for borrowers paying high rates on everything from mortgages to credit cards. erielle

so we see leaks had the paypal cancelled visa, mastercard cutoff, donations. it was the 1st time the whole image of credit card companies are united in creating a blockades on a media organization. joint even happens to some bank account, close the decline is the currency. the issue for the better shouldn't be done. losing it isn't you know, games escape unable to see him in this. get anybody your dealing told him? no, i guess from a dealer. bowman. done the but it is what i meant. are you happy minute? the elective is, is on the sign. yes. in nope, with this any device they want to publish it electronica ease of it that it bought attached to the audio means that i probably see it as to what it ends on. it says okay. and then we'll still receive a few that but assuming that when you're aware that someone is eking information on using duration in the, in the embassy, which is very embarrassing. and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things into florida. you can not in the thing yourself

mastercard says retail sales are up 3% from this time last year. online sales are up 6%. people are even going out again. in person dining over the last two months of 8% from this time last year. >>> president biden wants more computer chips to be made in the united states but his plans took a hit. last year he signed the chips act that promised to give u.s. computer plans $100 billion. he said he was concerned that production would plummet if china attacked taiwan. many fractures like samsung were scheduled to scale up production in the u.s. next year. today, sampson says it will delay chip production and its new facility until 2025. samsung still has not given any reason for the delay. this is now the second manufacturer to postpone chip production. first was taiwan because of a shortage of experienced workers. >>> markets climbed as traders look to end the year on a strong note. the s&p 500 and nasdaq reached new 52 week highs. a dell 159. s&p 500 up 20. nasdaq adding 82. >>> kicking up a week of celebration and unity in san francisco. >> the first day of kwanzaa focus

came under an extra legal banking blockade so that when he leaves had the paypal cancelled visa, mastercard cut off donations. it wasn't the 1st time the whole. the major credit card companies are united in creating a blockades on a media organization. julian even happens to so bank account, closed the decline is the currency the, the news issue for the better shouldn't be done. losing innocent little games escape unable to see him in this get. anybody who are dealing told him no case from a dealer. bowman done the but it is who i mean or are you not bringing that up on elect gabe is. is and does on use in know with this any device they want to publish it electronic good, easy that the best of the i mean that i probably see it as to what could have done this is okay. and then we'll be able to receive a few that pretty soon, and that when you're aware that someone is eking information on using duration in the, in the embassy, which is very embarrassing. and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things into florida. you

so we see leaks had the paypal cancelled visa, mastercard cutoff, donations. it wasn't the 1st time the whole, the major credit card companies are united in creating a blockades on a media organization. julian, even had these posts or bank account closed, they adopted the coin, is the currency, the issue for the better shouldn't be done. losing innocent little games escape and able to see him in this. get anybody your dealing told him no, i guess from a dealer. bowman done the but it is what i meant or, you know, bringing that up on in the game is, is understanding is in, know with this any, to the advice they want to publish it. electronica ease of it that i bought, attached to the audi. i meant that i probably see it as to what it ends on. it says, okay. and then we should be able to receive a few. that pretty soon meant that when you are aware that someone is eking information on using the duration in the, in the embassy, which is very embarrassing. and they say that you put it into words and saying that you was, you know, with the escape board or that you

so we see leaks had the paypal cancelled visa. mastercard cut off donations. it wasn't the 1st time the whole, the major credit card companies are united in creating a blockade to the media organization. julian even happens to some bank account, close to the decline, is the currency, the issue for the better shouldn't be done. losing innocent little games escape and able to see him in this get anybody who are dealing told him no, i guess from a dealer. bowman. done the but it is who i mean or you're not bringing that up on in lucky if it is and doesn't yours in know with this any, to the advice they want to publish it. electronica easy that the best of the audio means that i produce here is to look at them, them assess, okay, and then we'll be able to receive a few that pretty soon meant that when you are aware that someone is eking information on using duration in the in the embassy, which is very embarrassing, and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things into florida. you can not in

the first decisions of the west was last year. disconnection of russian banks from the visa and mastercardhe calculation was that this would make it impossible to pay for goods and services, collapse payments, and therefore paralyze the banking sector countries. as some western colleagues put it, they wanted to make our citizens suffer, these were the humanistic plans they had for russian citizens, they wanted to create problems for millions of russian families. nothing worked out, the transition to mir cards went smoothly, in fact, only western payment systems lost their commissions, now a solution based on blockchain and digital currencies of central banks is on the agenda. russian banks are very advanced in this matter, indeed, so from a technology point of view, we have no problems moving to new, new means of payment is a matter of such political will, that is, it must be passed by teams from the very top in those countries that we interact, that is, we can completely replace, for us this is... selected loans, for these everyone else pays the loans, and we can enter a vicious circle, w

and their p e, following 31, mastercard is 36. we still think this is the best to read in the space. dividends are a little under 1%, they have been increasing it by 27% clip on average for the past five years. a really strong growth, no overexposure to default or things like that, it is a transaction business, a little bit of fintech. we love the stock, we want to make sure we manage it accordingly, we want to manage risk, that is the ultimate objective in our portfolio. >> quickly, you think you are done now between now and not buying anything else until you are trying to squeeze some juice out of this that you think there's more upside over the next week? >> it will be the family trading week, you know that, i know that, we will be here watching of this any pullback, like we saw on wednesday, if the all goes come in, we will be buyers, that is what predicated our purchase this week. we will not fall asleep at the wheel. i think for the most part, for most traders, this is the last day of actual training. if the outdoors go on,

which means our assets abroad were blocked, they were disconnected from swift, disconnected from mastercard would collapse. but they stopped purchasing oil, which means they cut off gas by more than half, and then they introduced a ceiling on oil prices in general, they banned sea freight, which means, well, and so on, i won’t list it, then even many economists, including russian ones, said that the best scenario for our economy this year would be to reach zero. level, haven’t you tried to persecute our economists? you know, it helps a lot, because so far our economists are significantly worse than our meteorologists. well , it happens, yes, in every way, which means that the forecasts were different, nevertheless, no one predicted 3.5% growth, and the government forecast, which was used as the basis for the budget also assumed a slight increase, which means that this year’s growth covered the previous year’s decline. but the president spoke about this very calmly, because, of course, it is extremely premature to fall into euphoria, yes. thank you very much for your devotion to the values ​

mastercard says sales grew 3.1% over just the last season. a survey from digital personal finance company , achieved, found that around half of american consumers plan to take on debt to pay for those holiday items. 37% say it is going to take them two months or more to get those shopping bills paid off in full. when it comes to holiday gifts, they say, it is the thought that counts. many americans are thinking of taking some unwanted present back, and they might found out that can be a pricey proposition. a survey finds 40% of consumers plan to return at least one holiday gift this season, and those returns are not always free. a growing number of major retailers are now charging for return shipping. the logistics company, navarre, says 40% of companies are adding a fee up from 31% last year. expense is the reason why. navarre estimates a $100 item can cost a retailer $32 to give back and resell, with transportation to the warehouse being the first major expense. >> it has to arrive to the warehouse, scanned and put back in, and be made avai

festive spending in high street stores was up 3.5% on last year according to the latest research from mastercardg declined by more than 2.5% our business correspondent theo legget reports. christmas is done and on the high street the sale stickers are out in force. a boxing day sales or once a major event eagerly awaited by bargain hunters but in recent years pre—christmas discount events such as black friday have stolen some of that cachet. it is also possible these days to shop online and find hefty reductions throughout the festive period. it�*s the first time in a long time we have come out on boxing day shopping. we normally do it online. we normally do it online but the mrs wanted to come out in the morning. we fancied a change, so we thought, why not. these are places we shop, and they were so much - better, but we were holding out for black sunday sales - because we always come - without the kids and it is time for us. some high street retailers won�*t be opening today. they include big names such as marks & spencer, next and john lewis, but experts say enticing offers shouldn�*t be hard

mastercard reports u.s. retail sales increased 3.1% from the previous year.ed over 6% from 2022 while brick and mortar stores saw a 2% increase, and restaurants, grocery and clothing stores saw the biggest increase in sales. >>> there's a lot more news ahead on the "cbs overnight news." this new charmin ultra soft smooth tear is soooo soft and soo smooth. new charmin ultra soft smooth tear has wavy perforations that tear so much better for a smooth more enjoyable go. charmin, enjoy the go. ma, ma, ma— ( clears throat ) for fast sore throat relief, try vicks vapocool drops. with two times more menthol per drop, and powerful vicks vapors to vaporize sore throat pain. vicks vapocool drops. vaporize sore throat pain. do you shop for vitamins at walmart? force factor products powerfully improve your health, but they're also delicious, easy to use and affordable. that's why force factor is now the number one best selling superfoods brand in america. unleash your potential with force factor at walmart. honey... honey... nyquil severe honey. powerful cold and flu rel

clients' funds were declared there completely safe, cards, including visa and mastercard continue toency transfers are still available. in friendly countries, simply put, sanctions will not affect the work of the bank. the $200 million aid package announced by us president joe biden may be one of the last, the state debt warns, because we are talking about an amount that is close to exhausting the current limit if congress does not agree on the allocation of additional funding. secretary of state antony blinken said this in a written statement. i said similar words myself biden after talks with zelensky in washington. without additional appropriations, we will quickly exhaust our ability to help ukraine address the urgent operational needs it faces. international agency auai, formerly known as ernsten young, will cut 10% of its us partners, and that's just in consulting. in other divisions, the reduction affected another 4%, the wall street journal reports. as a result, the total is eminent. the company will refuse the services of approximately 130 american partners, having become co

. >> the final numbers are in from the holiday shopping season and mastercard says consumer spending was up about 3% compared to last year. that's about the same rate as the current inflation rate. some experts say the fact that sales did not drop this holiday season shows a boost in consumer confidence. restaurants saw the biggest increase in spending. consumers are spending more to return gifts this year, one report found. more than 80% of retailers are now charging fees for returns due to rising costs. >> it wasn't just the weather that delayed people at airports after christmas. the tsa says. an unusual number of sick calls in atlanta, the nation's busiest airport, contribute to the delays. nearly 7000 flights were delayed yesterday. passengers waited in line for hours. >> time now for your wednesday forecast and andrew. >> do you think we were done with the tough travel? not so fast for late week wednesday morning. we're still dealing with ice, i-94 corridor and bismarck to fargo, dealing with slick roads and slick sidewalks. even the thunder bay. and if that wasn't enough, you'

according to a mastercard poll that tracks in store and online retail sales.taurants, grocery, and clothing stores saw the biggest increase in sales. >>> and "the color purple" is seeing plenty of green at the box office. the latest film adaptation of the alice walker novel surpassed box office expectations bringing in $18 million on the holiday. it's the biggest christmas day opening in 14 years and the second biggest december 25th opening ever. >>> up next, honoring some of the biggest stars in the arts. a preview of tonight's "kennedy center honors" here on cbs. on c. to duckduckgo on all your devie duckduckgo comes with a built-n engine like google, but it's pi and doesn't spy on your searchs and duckduckgo lets you browse like chrome, but it blocks cooi and creepy ads that follow youa from google and other companie. and there's no catch. it's fre. we make money from ads, but they don't follow you aroud join the millions of people taking back their privacy by downloading duckduckgo on all your devices today. when moderate to severe ulcerative colitis takes

customer funds stated there. cards in complete safety, including visa and mastercards continue to becy transfers to friendly countries are still available. simply put, sanctions will not affect the bank’s work. the former nokian plant in the leningrad region has launched serial production of tires under the new ikon brand. the company itself announced this. at the end of march this year, it completed a deal to purchase the russian assets of the finnish concern. all technological processes and equipment have been preserved at the enterprise. production automated systems. at the factory 1,100 people work. let me remind you that the finnish company nokian tires announced its withdrawal from the russian market in june last year. and finally, exchange rates, the dollar today is 90 rubles. 21 kopecks euro 97, 40 kopecks. roman, maria, thank you, now a short advertisement, right after to the latest news, but let us remind you where the most delicious watermelons and excellent fishing are. all the best is simple, like alpha business, online banking and business applications, all in one butto

speaking of shoppers, they hit the stores with a vengeance this holiday season, mastercard reports u.ses increased 3.1% from the previou. online sales jumpedover 6% from 2022 while brick-and-mortar stores saw a 2% increase and restaurants, grocery and clothing stores, saw the biggest increase in sales. in health watch, the cdc is investigating more than 250 reports of lead poisoning in 34 states possibly linked to the cinnamon applesauce pouches sold under three brands, wanabana, schnucks, and weis. it's been two months since the products were recalled but cbs's meg oliver reports they are still being found on store shelves. >> reporter: last june, after heather and eric goolsbys' baby turned1, routine blood tests revealed she had lead poisoning carried >> it was maybe the most shocking, surprising thing. her blood level was 20, which is lead poisoning. >> reporter: the alleged source was one wanabana's brand apple sauces which were recalled in october. >> reporter: how did she respond to those applesauce pouches? >> she loved him, she ate them every day. >> reporter: the fda is invest

but for visa, mastercard, wells fargo it is the cost of business. who do you think owns every one of those companies? blackrock. you are both right. [laughter] blackrock, state street and vanguard. you remember during covid when they closed it down 3.3 million businesses. two presidents. president trump close them closed. no due process, no just compensation, no scientific citation, no notice and comment rulemaking, no public hearings, no environmental impact statement. no democratic process. a 50-year bureaucrat said everybody, close your business down. what was the business name an essential business that they couldn't close down? amazon. amazon, i'm now in litigation with amazon because amazon censored a book i did that was criticizing the lockdown. not my couch e-book but another -- not my couch eat -- fauci book. they get to censor people criticizing the policy that was making them billions of dollars. they got to help close down all of their competitors. and we all got a 2.5 year lesson in how to use amazon, didn't wait? -- didn't we? i didn't

spending in high street stores was up 3.5% on last year, according to the latest research from mastercardbusiness correspondent, theo legget, reports. bells chime. christmas is done. the leftovers are in the fridge, and on the high street the sales stickers are out in force. the boxing day sales were once a major annual event, eagerly awaited by bargain hunters. but in recent years, pre—christmas discounting events, such as black friday, have stolen some of that cachet. it is also possible these days to shop online and find hefty reductions throughout the festive period. it's the first time in a long time that we have come out on boxing day for shopping. we normally do it online. we normally do it online, the missus wanted to come up in the morning, and we just fancied a change and thought why not? all saints had a really good _ black friday sale on, white company, these are places where we shop. and they were so much better, but we were holding out - for boxing day sales - because we always come without the kids and it's time for us, but they are rubbish. i some high street retailers won

but you don't see mastercard and visa, withdrawing from israel. you don't see the international se banking system with join. it also outlines withdrawing. what do you make of, of that? well, i mean, the ukraine was turned into a, basically a nazi state in the 2014 might on to buy the united states. and the unit and the united states armed not and trained nazi militias in ukraine, on russia's border. so if anything were to happen similar with united states, of course, the united states, if would invade with, in, in a heartbeat, in my opinion. russia's, a special military operation in ukraine was necessary and justified because of actions that the west carried out against it. and therefore, as you pointed out for judging by the numbers, which is a kind of harsh logic but must be done. it doesn't compare to what israel has done in a much shorter period of time where israel has intentionally targeted civilians. and so you see the rank of pop receipt from all of these. not only countries and leaders that you know to use russia of committing genocide in

a new mastercard in gauze or off through his ray. the strikes have manase refugee time in the center bodies. pilots outside the hospital is 90. 5 people are killed. the mice is med, see.

of the first decisions of the west last year was to disconnect russian banks from the visa and mastercardis would make it impossible to pay for goods and services, that payments would collapse, and therefore paralyze the banking sector. countries, as some western colleagues put it, they wanted to make our citizens suffer, such were the humanistic plans for russian citizens, they wanted to create problems for millions of russian families, however, what happened in practice, citizens and businesses actually did not notice the seamless transition to a national payment system the system that works successfully today is developing and at the same time, we stopped paying commissions to western companies, they just didn’t receive what they could have earned in russia, well, of course, we have something to work on here , probably the chairman of the central bank of elviran will talk about this, of course, there is, but in any case in this case, the goals set by our ill-wishers have clearly not been achieved, on the contrary, we are simply strengthening our sovereignty in this area, and we are doi

dismantle and destroy from us and make sure that they never have the power again to conduct a brutal mastercard as they did on the 7th of october. we are very attentive to our american allies, specifically the administration and also from the military to military perspective . and we are listening very carefully to their messages. their messages are in line with our, our overall and goal of, of this month coming and destroying them, us. and of course, we are operating within the, the foundations, within the framework of the losa palm conflict. our military activities are targeted at how much is infrastructure in order to dismantle in the travel goals. we understand that, but then what are you doing to not bond because i indiscriminately as the us president was pointing to their as you have does not conduct indiscriminate fly. i'm with the ok you. that's the reality on the ground. and we have really released extensive footage that's a d. w has been broadcasting over the last 2 months of precision strikes and strikes a specific targets at strikes that are based on intelligence based on understand

well, that's according to mastercard spending polls. they reported that restaurants saw a nearly 8% jump and many shoppers are keeping the good times rolling. they are on the hunt for some post-holiday deals. now, addition through day after christmas is a common time for returns and exchanges. well, we caught up with some shoppers in martinez, some of which are stocking up for next christmas. >> i found a lot of the christmas tree skirt, candles, and wrapping paper is the main thing. yeah. >> and did you get a good deal? >> i did, 50%. it was worth it. >> i just came out to get a few things from the store. everything was closed yesterday. i noticed that there weren't that many people shopping today. lot of people returning things. >> all right, this holiday season the national retail federation is anticipating a combined $960 billion will be spent at stores in the united states. but some major stores are now charging for returns. cristian benavides has tips on how to avoid those return fees. >> reporter: the presents have been opened bu

employees are being killed to tell a little staff, members of many major media outlets have been mastercard and gaza. why is the word silence about this? how does to us is real biggest sponsor? still support this. what is america doing about the media? freedom for journalists, there were drawing attention to these issues in our newspaper. we have seen that the dream of the west as a center of freedom, a place where journalists are more free, and the press works freely, is merely a lie to this. so they is really government has not yet disclosed as roadmap for post war dies, a prime minister benjamin netanyahu has previously said the palestinian enclave could be occupied by the idea for an indefinite period or two's marina coasts. revell looks now into the current distant prospects of a 2 state solution. it seems like there's no end and sites for the war in gaza as neither side is willing to back down and no one is able to interfere to save the entire system. billions costs in the crossfire. and what's worse is that each side is becoming increasingly more hateful and radical when it comes to

um you know, it goes to use in floss by our mastercard and country. and so it gives the, you know, i advertisement of states. so that is $1.00 and $2.00 is also the, the logistics of how that is going to have put, the reason has resumed. and then that is why a cool as is rolling back to me. as soon as that, the back that the option, the western states saw considering a shakeup of ukrainian government as blossom is the landscapes tell him to full show in his will list presidents us according to the russian foreign intelligence. this which also explains why western leaders are losing faith in zalinski. i said again, that is the head of the russian foreign intelligence status says they have received credible information that high ranking officials and permanent western countries are frequently discussing the needs. replaced the current ukrainian president brought him as lensky as unfulfilled promises to defeat russia on the battlefields as endless barshan assemblies. communication with foreign partners and rump nepotism in corruption. ukraine are among t

little staff members of many major media outlets have been mastercard and gaza. why is the world silent about this? how does the u. s. israel's biggest sponsor still support this? what is america doing about the media? freedom for journalists, there were drawing attention to these issues in our newspaper. we have seen that the dream of the west as a center of freedom, a place where journalists are more free, and the press worse freely, is merely a lie. meanwhile, hundreds of people have gathered on the streets of tel aviv, the gene that governments deliver. they say for ton of hostages still being held by him. us both suggest that some of the protesters are calling for immediate left elections on an end to the war and gaza journalist nuclear consensus. bishop all from the c or the people here behind me. and also there, oh, there is of that plus the, just the desperate they calling going to these rather government to do much more to really that, that $129.00 is riley women, and very children, man, the seal, the comps, the receive of how much that you guys are, the

of the decisions of wisdom countries last year was to disconnect the russian banks from visa and mastercard. cisco is more of a calculation, was that this would make it impossible to pay for goods and services within the ring don't payments. and consequently, airlines are the countries banking sir, please assume weston colleagues put it that they wanted to make us citizen stuff such with their humanistic plans. they wanted to create problems for millions of russian families. however, in practice, citizens and businesses, that's what i see where it did not actually notice the silent transition to the national payment system, which is successfully operating and developing today yesterday. and at the same time, we stopped paying commissioning fee and the wisdom companies. and that's why they only missed out on what they could earn in russia. and on the side lines of this very same form, vladimir putin also match oman, crown prince, to express eagerness to build at a strange sense of corporation between the 2 countries. he says that it's especially important now in the lights of the politics th