what is the impact for visa and mastercard for a deal like this to be approved?yeah, so they will be a bit of tension going forward because capital one will continue to issue visa and mastercard branded credit cards, but discover is really small, about $550 billion in annual volume versus mastercard and visa together, which are about $10 trillion in the u.s.. i don't think the competitive concerns are too grave for visa and mastercard but this is definitely a shot across the bow for these two companies going forward. sonali: what does it mean for regulators? a shot across the bow is interesting because capital when it's up had not been the one or two credit card company by credit card volume. they were number three and discover was number three in network volume so does this propose a threat that regulators would be upset about? ben: obviously, the environment out there is tough right now for regulatory approval. but this is again -- discover is a distant number four network. capital one will have a long way to go to make it bigger, but it will integration is a b

again, from a visa/mastercard perspective, if it's visa/ma visa/mastercard's pain, it's capital one'sn. so anything that is a drag on visa, the regulator would say this is a great thing. >> the credit card space is confusing, at least to me. and i'm guessing many of our viewers, dan, in a sense that capital one and discover are very different than mastercard and visa. capital one is a bank that runs its processing through visa. discover, you see the stickers on the door. what would this deal create? would it create another american express? >> exactly. you hit the nail on the head. >> i read your note. >> so look, my view, it's called a closed-loop system where you have the relationship with the merchant and the consumer, so you can a, determine interchange. you can benefit more from the interchange. and also, there's about $300 billion of u.s. credit that goes through capital one. and they can -- >> $300 billion? >> about 10% of the combined visa/mastercard credit volume. >> if you're saying closed dloo, discover is their own thing. if capital one does this deal, do they then dump pr

and it has been seen as a let and weighing on mastercard and it's 10% of u.s.dit volumes and says the capital one steering volumes over to discover can help it save on network fees and it will increase competition and elizabeth warren is saying it reduces competition and quote, regulators should block it immediately. >> on what grounds would it reduce competition? tease that one out for me, kate? the companies have argued the opposite that visa and mastercard are the biggest players and you need a company with scale to be able to go and compete. elizabeth warren here arguing that this is just another big player coming in and it could add costs to the consumer and they may be able to raise prices here and it's part of the efficiency that you talked about and it's not also good for the consumers, we'll have to see. capital one and discover said hey, if you're going to compete with anyone it might as well with us, and there are a cup of things in congress going and the amendment is one that they've been trying to get going that there needs to be other options for

♪ >> are you subpoenaing companies like visa, mastercard or the major banks like bank of america, j.pyou are sending subpoenas to. >> major companies like american express. >> companies like that. >> time for the hot topic of hour that was james comer breaking news moments ago he told me today he sent a subpoena to american express as well as other major credit card companies demanding more from the bank records, credit card companies biden family members, he is alleging that biden family members were using annex cards and chinese companies were paying the bills. he also said a moment ago that the white house may obstruct this investigation as soon as the subpoena goes out, pick up the phone, call american express and bullying them not to send the data to the oversight committee. >> that would be par for the course how this justice department and the white house treated the investigation this far. the white house and justice department were aware hunter biden plan to defy his own congressional deposition and they stood back and watch and let it happen. it's clear that the biden white

y ante esta noticia, las acciones de visa y mastercard bajaron levemente.ya que existen ciertos pasos que debes tomar en consideración, nos enlazamos con tessy ortiz, abogada de inmigración, abogada. buenas tardes. primero que nada es importante mencionar que los dreamers sí pueden seguir renovando estos permisos, pero el proceso está tardando un poco más debido a la situación que se vive en la frontera. cierto mira, octavio, sinceramente, la mayoría de nuestros sacas están llegando súper rápido. el problema es cuando lo archivan mucho antes de su nacimiento. tenemos como experiencia de que si se archiva a más de 5 meses de que se vaya a vencer, como que los ponen en la cola hasta atrás y se olvidan un poco de ellos. de hecho, tenemos 2 damas aquí trabajando con nosotros y si efectivamente, si lo archivamos mucho antes del vencimiento, es cuando más se tarda. octavio y abogada. precisamente hablando de los tiempos que están antes de esa fecha de vencimiento, se tiene que iniciar o empezar este proceso de renovación. yo diría que unos 3 4 meses eh? hay dakas

by the way, they issue credit cards on mastercard and visa. the question is if lena kahn will like this deal. >> you are right about that. could you see her taking your viewpoint or no matter what it's bad? >> i don't know. this has been a deal that people have talked about being a natural deal for a long time. it happened -- i don't know if we can show the discover shares. discover shares came down and struggled. that allowed this situation to happen. they had their own regulatory issues. this is not going to show you exactly what's going on. nonetheless, that's what led both of the stocks to profit falls and other issues. it is an interesting deal. >> i don't know who has a discover card? >> i do not have a discover card. >> that's the problem. i have never seen it. >> you can build the network out and put the marketing muscle of capital one. >> i can't tell you about discover's advertising campaign. i'm sick of capital one's advertising campaign. you are inundated with what's in your wallet from jennifer garner and samuel l. and so many peo

según detalles del acuerdo capitol mantendrá la mayoría de sus tarjetas de crédito con visa y mastercardrtunidad de reducir tasas. inclusive no es una opinión compartida por todos las senadora elizabeth warren le está pidiendo a los reguladores federales que bloqueen la compra argumentando que los consumidores pierden entre menos compañías haya. jennifer y meghan temen perder beneficios de la tarjeta discover que les recomendaron en la universidad. para las personas que empiezan a establecer crédito, a veces hasta te perdonan los pagos atrasados, me dijo soy de las personas que no usa tarjeta. prefiero lo efectivo, pero gloria sabe que es minoría. todo con tarjeta de crédito. nada cash, nada. no, nada. el matrimonio consolidaría un futuro en que el uso de los billetes parece en vía de extinción. en washington, cristina londoño noticias telemundo denunciaron a su padre por abuso sexual contra una de sus hijas y abrieron el camino para que muchas víctimas más encontraran justicia. venimos. año tras año. hemos cumplido muchos sueños, cada 1 llevándonos al próximo hasta llegar a nuestro sueñ

as a way to create more competition in the payment space with a stronger alternative to visa and mastercards a bank, much like capital one, but it runs a card network, but that has been in a distant fourth place behind visa, mastercard, and american express. capital one says that it is going to move some of its card volume onto discoverer to help grow that network, and in a note in this morning, the deal could face gale-force headwinds. but there are some in washington who are wary of visa and mastercard's duopoly, which suggests that bolstering a competitor would be viewed positively. senator elizabeth warren chiming in on social media, saying that regulators must block the deal imme immediately. capital one will fight those potential legal battles. executives expect to add 25 million card holders here, $175 billion in purchase volume in the next couple of years. and $1.3 billion in cost savings. tyler, back over to you. >> all right, kate, this very much. gentlemen, any thoughts here on discover and this deal with capital one? >> go ahead, stu. i'm going to read this tweet, go ahead. >> i

they are amazon, salesforce, cisco, net app, cognizant, accenture, batter, sage, siemens, and mastercard you to share your thoughts about today's conversation on social media using the hashtag hashtagthein tersect2024. also on linkedin or on itic.org. thank you to the audience for stick with us this afternoon. please take a moment to complete our post-event survey which is accessible by qr code. it is brief, and will help us optimize our events programs going forward. finally, we have a reception, so the day is not over quite yet. we hope you will join us just outside the back doors for a reception celebrating cyber security innovation hosted by mastercard and net app. there you can also participate in activations by global innovators and network and connect with other tech policy leaders. please join us outside this room immediately following these remarks. again, thanks for being part of the intersect 2024. we will see you. [applause] ♪ >> in the weeks that lie ahead, as friedman's first major television series unfolds, the famous and influential men and women who will occupy those sea

american express, visa, mastercard. capital one works with visa and mastercard.cover adds a new element. 305 million customers, that is tripling, on top of the 100 million customer base they have. the numbers here are enormous. the problem is how much the regulators are going to be a fan of this, given that it creates control over one of the four credit card networks in the u.s., arguably, the world. tom: is this smooth sailing? touch on the different makeup, in terms of customers, that the company's head. there is a different picture in terms of the customer makeup. the potential hurdles when it comes to regulation. kriti: there is a nuance in the mergers and acquisitions, the law you have to pass for regulators is that it cannot be good for the business, it has to be good for consumers. their concern is fees can be marked up similar to what you see in other credit card companies. think of jpmorgan chase, or any other credit card provider. the concern is discover a has a massive student loan business. you are hooking that to one of the largest banks in the count

>> mastercard. i like the momentum here >> stephanie >> american express.net new customers at 2.9 million >> the rebalancer. >> four names have been in the strategy amphenol is one of them. >> they've met the rules for the entire time. >> the entire time all technology names right now, we have software at 13%, semis at 10%. >> so we are going to track this movement i will see you for the last hour of the week on "closing bell." "the exchange" is now. ♪ ♪ >>> thank you very much, scott i'm dominic chu in for kelly evans. here's what is ahead on "the exchange." if there was any hope left for a march rate cut, today's blockbuster jobs report put an end to it. but what about a may cut our economist now says that may be off the table, as well. he tells us why and when he sees the first cut coming plus, the headaches of health care billing we'll talk to the ceo of one company hoping to crack the code and leverage artificial intelligence to make it easier fopa

that competes more heavily with the likes of visa and mastercard, which currently discover is a muchower -- a much smaller company. katie: you think about that customer mix, maybe capital one moving more into those prime type customers but let's talk about who needs who more because you take a look at discover. the company said in january that fourth-quarter profits dropped 62%. they halted buybacks last year. talk about how much discover needs this. sonali: if you waited to buy discover, we mentioned shareholders get 40% of the combined company in this deal. an interesting point was made by bloomberg opinion that had this deal been done before discover hit a series of regulatory issues last year, the discover shareholders would have gotten closer to 50% of the combined company. this is a sweeter deal for capital one today than it would have been a year ago. capital one in the last year or so was one of the most -- one of the best-performing financial stocks in 2023. delinquencies were not as bad as expected. they have outshone the rest of the financial industry. when it comes to dis

bigger being visa, mastercard and american express.pital one will continue to keep issuing cards, using visa and mastercard, but now can have its own payment network in discover. discover card holders will continue to have the same relationship with their brand, which is slated to continue within the capital one umbrella. it's what happens later in the future that's stirring some debate about whether this is ultimately better or worse for the consumer. the opponents say that it reduces the number of consumer choices out there. combining two large lenders into one, that will create at least less of an option. proponents of the deal say a combination will allow that company to better compete with wall street giants in consumer lending. with that said, if this deal goes through, it will make the combined company bigger in terms of credit card loan portfolio than citigroup and jp morgan chase. >>> it's happening in paris, tourists who travel there from all over the world, they are wanting to head to the top of the eiffel tower. instead, th

what it means for other heavyweights like mastercard and visa.ey for it if you don't have to? >> which one of those coats cost $100 and which cost $1100? >> becky worley hits the mall to put shoppers to the test. >>> he's back. >> special agent wilson. >> the detective and his dog back for a new season. what's next for will trent? star ramon rodriguez is here live. ♪ it's getting hot in here ♪ >> and we're going to flavor town this morning. guy fieri is here bringing his tournament of champions to times square, with two top chefs facing off for a good cause. and they're saying -- >> good morning america! >> announcer: live in times square, this is gma. >> i love it. we're going to flavor town. flavor town on this tuesday morning. always great to have guy here. he's holding our very own tournament of champions. chefs dale valde and stephanie izard going head to head. >>> also ahead niacin. something found in so many things including breakfast cereal. we're going to talk about whether it's safe for your heart. >>> first a look at top stories breaki

reducing reliance on visa and mastercard.eal should close. what will be the difficulty? sonali: they have changed guidelines when it comes to bank mergers so they waited until they came out with the new proposals. they have a certain degree of certainty that those of relapse don't exist when it comes to these new guidelines. lisa: what with the rationale be for regulators? we are looking at a premium of 20%. those shares are up 12%. what is the main obstacle when they are not that strong in terms of the players? sonali: they highlighted network capability. if you take the loan volumes you have the number three and number six company merging. but you're not talking about j.p. morgan and citigroup. you are making discover bigger. you have discover a lot smaller than visa and mastercard. they're starting to highlight that discover is lower down on the totem pole. lisa: capital one doing a lot of business with lower income families, subprime loans. in uniting the two and there is a real question if this is a cyclical play. where

discover por mÁs de $35,000,000,000, en este caso discover serÍa un fuerte competidor frente a visa y mastercarddo a que los estadounidenses aumentarÁn su uso de las tarjetas de crÉdito, manteniendo balances y pagando intereses, especialmente en una Época donde los intereses son los mÁs altos de los Últimos 30 aÑos, claro que lo que es bueno para los bancos no necesariamente es bueno para los consumidores. >> si el pago es mÍnimo bÁsicamente estoy cubriendo los intereses y nada mÁs un poco de capital. luis: las tarjetas de crÉdito pueden ser tentadoras y a veces necesarias, pero siempre es mejor no endeudarse. jorge: la pregunta es asÍ las personas van a cambiar, no, para los que tienen esas tarjetas por ahora tendrÁn las mismas condiciones. maity: y lo importante es pagar maity: y lo importante es pagar para que despuÉs no tengamos

capital one currently uses visa and mastercard for most of its cards. after the deal, it could switch those to discover's network. >> a bay area doctor is on track to graduate from cal's executive mba program as the oldest student ever. >> abc seven news reporter leslie brinkley introduces you to the inspirational doctor fong. >> i hope you will not mention my age, but you did to the year old neurologist is in the class of 2024. >> poise to be the oldest ever graduate at the storied uc berkeley school of business. executive mba program. why not just retire? yeah, that that's a good question. >> i asked that myself all the time. i closed down my clinical practice in january of 2022, and reluctantly and within a month i got so bored and i thought, i just have not reached my potential goal as yet. so doctor fung, on the board of the l camino health district and the leader of the hospital's stroke program, decided at the age of 76, an mba might help him reach his next goal to run for a seat on the santa clara county board of supervisors. >> so he started cl

autozone tjx, otis, mastercard, home depot, costco, general electric, disney had a 52-week high. don't tell anyone. if these are the stocks that are leading the market, and they are, by the way. apple is making lows. it's not leaving the market. rsi is 37, not even in the game. alphabet, somehow, looks worse. tesla, -19%. those are not the leaders. these new companies that we are talking about, not really new, new to the conversation, they are not part of max seven, whatever. they are going up, and from my perspective, that is the more important message, and by the way, look at equal weight nasdaq. technology, writ large, it looks amazing. look at equal weight s&p. it's licking -- making higher highs. it may not be video strength, but that's what you want to see. yes, there are a few thousand stocks that are really that important that don't look great right now. there is no real cause for alarm. i want to leave you with something. jc perez had this out this morning. this is the bottom line for me. there are no new lows. right now, 13% of the s&p 500 making new highs, that's great

so we see leaks had the paypal cancelled visa, mastercard cut off donations. it wasn't the 1st time, but the whole image of credit card companies are united in creating a blockade on a media organization. julian, even had these to some bank account closed. they adopted the coin, is the currency, the issue for the better shouldn't be done. losing innocent little games escape and able to see him in this. get anybody your dealing told him no, i guess from a dealer. bowman done the but it is who i mean or, you know, bringing that up on in lucky if it is and does on yours in know with this any, to the advice they want to publish it. electronica easy that the report attached to the audio means that i probably see it as to what could have done it says, okay, and then we'll still receive a few that. but assuming that when you're aware that someone is eking information on using the duration in the, in the embassy, which is very embarrassing. and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things into fl

presidente de citibank chile tambiÉn una sociedad que llevÓ a chile las tarjetas de crÉdito visa y mastercardtereses en el Ámbito inmobiliario con una constructora y varios proyectos inmobiliarios, todo esto lo convirtiÓ un empresario multimillonario antes de llegar a la polÍtica luego de oficializar la candidatura para las elecciones presidenciales entregÓ la gestiÓn de su participaciÓn de sociedades anÓnimas abiertas a cuatro administradoras de fondo de inversiones. por presidente de chile en dos oportunidades en el 2010—2014 y luego en el 2018—2022 primer presidente de derecha en el retorno de la democracia 1990 viviÓ grandes retos en su presidencia como rescate de los 33 mineros ademÁs del terremoto y maremoto en el 2010 y duramente criticado por amplios sectores de la poblaciÓn chilena de la crisis social en octubre del 2019 alguno de los cuales le exigÍan renuncia incluso lo acusaron de autoritario y dictador, es la informaciÓn hasta el momento. >> muchÍsimas gracias continuamos escuchando reacciones de lÍderes de todas partes del mundo por su parte el presidente de uruguay escribiÓ un

so we see leaks had the paypal cancelled visa, mastercard cutoff, donations. it was the 1st time the whole image of credit card companies are united in creating a blockades on a media organization. joint even happens to some bank account close to the top, the decline is the currency. the issue for the better shouldn't be done. losing it isn't you know, games escape unable to see him in this. get anybody your dealing told him no case from a dealer. bowman done the but it is who i mean or, you know, be made up of in the game is, is, and doesn't use in know with this any device they want to publish it electronic, easy. the better for the best of the audio means that i produce here as to what could have known assistance in them most able to receive a few. that pretty soon meant that when you are aware that someone is eking information on using the duration in the, in the embassy, which is very embarrassing. and they say that you put it into love in saying that you was, you know, with the escape board or that you throw things into florida. you cannot defend yoursel

, discover's competition because cap 1 won't be able to underwrite as many visas and mastercards. it. maria: president biden makes accommodations because of senator warren. i think she really does set his agenda, her and the other like severe lefties set his agenda. >> and why that is so problematic is, one, the impact it has on all of us, our entire country. but two, going back to the video, those individuals dislike you. you just have to accept that. those people talking, they have a disdain for you and your way of life whereas we can sit up here and talk and i think we all have a lot of liberal friends. i don't have disdain for them. i don't have disdain for their way of life. they just think different and that's the difference and that's why they push their agenda so hard on the rest of us. and that's why they're forcing these things down our throat. because they almost want to make us suffer and that's just a non-american way of doing things. it's horrible. >> so much of their agenda is really hard to defend. it's pretty indefenseable. so ideological, so partisan that it's mu

so that when he leaves had the paypal cancelled visa, mastercard, cutoff, donations. it was the 1st time the whole, the major credit card companies are united in creating a blockades on a media organization. julian, even had these posts or bank account closed. the decline is the account, see the issue for that, but it shouldn't be any definitely senior citizens, no games escape unable to see him in this get in resorts. dylan told him no guess from a dealer. bowman done the but of issue. i mean, or, you know, bringing that up on in lucky if it is and does on those in know with this any device they want to publish it electronica ease of it that i bought it. that's the, the amount that i produce here as to what it ends on. it says, okay. and then we're still to receive a few that pretty soon meant that when you are aware that someone is eking information on using the duration in the, in the embassy, which is very embarrassing. and they say that you put it into love in saying that you was, you know, with the escape board or that you throw things into florida. you cannot d

came under an extra legal banking blockade so that we see leaks had the paypal cancelled visa, mastercard cut off donations. it wasn't the 1st time the whole, the major credit kind of companies are united in creating a blockades on a media organization. joint even happens to some bank account, closed the decline is the currency. the understanding is issue for the shipment. pretty dunham, senior citizens, little games escape unable to see him in this game. in the new york, dylan told him no, i guess from a dealer. bowman done the but it is who i mean or, you know, bringing that up on in lucky if it is and does on those in know with this any, to the advice they want to publish it electronica ease of it. the report attached to the audio means that i probably see it as to what it ends on. it says, okay. and then we'll still receive a few that pretty soon meant that when you are aware that someone is eking information on using the duration in the, in the embassy, which is very embarrassing. and they say that you put it into what is saying that you was, you know, with the escape board or that y

they can challenge visa and mastercard, the big players here.illion. discover shares are at an all-time high, up 11%. but the issue is they have to get this deal approved by lina khan's ftc and also the consumer financial protection bureau. stuart: lina khan believes big is bad. lauren: there is a strategy here. discover had a new ceo with, they had a regulatory review of some of their incorrect capital -- and warren buffett has a big investment, they can come in and say where are the white knights -- stuart: it will create the largest credit card company in america. lauren: no. i don't think that's -- >> well, i still think, look, mastercard, visa, am-ex, they need to be able to compete with those giants. they can't. so when you put them together -- right, it's not a monopoly. it's going to make them even more competitive in the marketplace and create some sort of -- stuart: tell that to lina khan who believes big is bad. >> doj or treasure arely want to step in and get involved, i think it's -- stuart: all right, good stuff. let's look at a nv

just change the way the breaking news from northern gas or where at least 104, palestinian tapping mastercard as they were rushing to receive a. we got a 1st hand accounts from survivors and i witnessed that we were on our receipt street and certainly tax store in the past. it was chaos. they were crowds of people, but the occupation keeps firing the task. there were so many martyrs and casualties . we will not allow anyone to interfere in our, in the so called west with its colonial habits, needs a dependent fading dying states instead of russia. watson attempts to instill fear and russia. and we can have collided with the firmware low for people's best friends and lot of important and a state of the nation.

the elements that they introduced in the first place was that they moved away from the visa and mastercardtems and created their own unified payment system. you remember that the sanctions were quite tough, they limited the oil and gas sector, they limited... almost everything within the framework of this sanctions policy, which was first announced, as far as i remember, by great britain and the united states again, i remember that in terms of the number of restrictions imposed by sanctions, only the russian federation is moving iran, while for more than 60 years, probably already 70 years, the country’s gdp has increased tens of times, due to which iran was able to achieve such record figures. first of all, iran began to develop its own products, we know that there are a huge number of products now, if we take, for example, some of the most popular services there from amazon, there and some others, where people ordered various groups of goods for personal use, for business, something else, that is, they developed, in fact, analogues of all these products, they , when the time had come for

came under an extra legal banking blockade so that when he leaves had the papal canceled visa, mastercard cut off donations. it wasn't the 1st time but whole. the major credit card companies are united in creating a blockades on a media organization. joint even happens to so bank account close the decline is the currency, the issue for the better shouldn't be any dollars in unison. english escape and able to see him in this get. anybody who are dealing told him no, i guess from a dealer. bowman. done the but i do see, i mean, or you're not bringing that up on elect gabe in. is on the sign use in? nope. with this any device they want to publish it electronic easy that, that i bought attached to the audi. i mean that i probably see it as to what could i have done that says okay, and then will she be able to receive up to that pretty soon? and when you are aware that someone is eking information on your situation and getting the embassy, which is very embarrassing. and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things in the

came under an extra legal banking blockade so that when he leaves had the paypal cancelled visa, mastercard, cutoff, donations. it was the 1st time the whole, the major credit card companies are united in creating a blockades on a media organization. julian even had these to so bank account closed, they adopted between is the currency. the issue for the better shouldn't be done losing it, isn't the image escape and able to see him in this get anybody who are dealing told him no, i guess from a dealer. bowman done the but it is what i mean or, you know, be made up of elect a in is on the sign years in, nope, with this any device they want to publish it electronic. easy that the best of the audio means that i probably see it as to what could and them, it says, okay. and then we should be able to receive a few that pretty soon. and when you are aware that someone is eking information on using duration, injecting the embassy, which is very embarrassing. and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things in the floor. you can

leaks came under an extra legal banking blockade, so we see leaks had the paypal cancelled visa, mastercard cut off donations. it wasn't the 1st time the whole image of credit card companies are united in creating a blockades on a media organization. drilling even happens to some bank account close to the decline is they can see the issue for that. there shouldn't be any balancing in a sense, you know, games escape and able to see him in this get in the, your dealing told him no, i guess from a dealer. bowman done the but it is who i mean or, you know, bringing that up on in lucky if it is and does on those in know with this any device they want to publish it electronica ease of it. the best of the audio means that i produce here is to work it and don't assess, okay, and then we'll be able to receive a few that pretty soon meant that when you are aware that someone is eking information on using duration, and in the embassy which is very embarrassing and they say that you put it into words and saying that you was, you know, with the escape board or that you throw things into florida. you can

the goal of the merger is to build a network that can compete with bigger companies like visa or mastercard. they need to make sure the deal will benefit consumers and keep the financial system competitive. if approved, it will close late this year or early next year. >>> is buying a tv maker. visio. walmart plans to use the operating system. it allows users to screen movies and shows for free but with outs. it will allow walmart to sell ads on the streaming service. not just as stores out of the website. they have 18 million active users. >>> a huge problem in the bay area the economy is simply not working for millions of hard working families. they're working harder than ever and they still can't make enough to get by to afford food and medicine to even keep a roof over their heads. we need to build more housing that's truly affordable. we need to address this terrible epidemic of homelessness. we need to invest in good paying jobs, union jobs and investments in our future. this, this is why i'm running for the us senate. i'm adam schiff and i approve this message. >>> it is a constant pr

. ♪ [mÚsica] ♪ allÍ la vemos, por ahora las empresas american express, visa y mastercard van a iniciar con una ley en california y en colorado. actualmente existen cuatro dÍgitos para identificar el tipo de venta en una transacciÓn, dicen que han ayudado a unos bancos a decir que han encontrado fraudes y robo de identidad, partir de ahora, tambiÉn este cÓdigo serÁ implementado en las tiendas que vendan armas y municiones. esta medida creen que pueden ayudar a los bancos a rastrear compras sospechosas y a reportarlas a las autoridades. la ley busca evitar actividades ilÍcitas, tiroteos masivos y trÁfico de armas en esos estados, veremos si esta ley funciona, y si finalmente se puede implementar en los otros estados de nuestra naciÓn. seguimos con mÁs, caro. ♪ [mÚsica] ♪ ♪ [mÚsica] ♪ carolina: mÁs lo que debe saber a esta hora, te contamos que el gobierno israelÍ consigue el rescate afortunadamente de dos rehenes argentinos en la franja de gaza, tras una serie de operaciones contra hamÁs. ambas personas habrÍan sido secuestradas desde el pasado 7 de octubre en este ataque contra israel.

the breaking news from northern gals were at least 104 policy means i have been mastercard as a way of rushing to receive aid. we've got a 1st hand account from survivals and eye witnesses. we were on our sheets street and certainly tank stored us. it was chaos. they were crowds of people, but the occupation kept fire in the task. there were so many martyrs casualties. we will not allow anyone to interfere in our internal affairs. the so called west colonial habits needs the defendant fading dying states instead of russia west that attempts to instill fear in russia and we can add up to light up. but the firm will, of the people says, presidents not an improvement in his state of the nation address.

participated also owns eight network basically can process transactions it's one of only four lung visa, mastercardwhere can express at the distant number four with capitol one it could become a bigger competitors that to the three biggies. we'll see. elizabeth stock index had a record high this past week for the first time since 1989. which was of course the ear of taylor swift in the fall of the berlin wall over there some optimism this rally might have legs t japan is finally shaking off decades long deflation. i'm not so sure though probably going to japan for the past 20 plus years. i've spent the same thing on lunch the whole time to get a good lunch back in the '90s you get a nice lunch for 800 yen or about $5 at today's rates. negative good lunch about 800 yen. there is still deflation japan slipped into a recession late last year. these consumers are not spending enough and wages are flat or even falling. i find it hard to get excited long-term about japan's economy. jack: compare and contrast india. >> it cannot be more different demographically indy is now the most populous country in th

discover financial services in a $33 billion all-stock deal capital one, which already uses visa and mastercardrer wyze says a breach allowed some 13,000 customers to see into other people's homes. the company has apologized and says the problem stemmed from a third-party library. >>> sony is set to release a pro version of playstation 5. >>> for the first time ever, a local artist has collaborated to create the logo for super bowl we'll be right back. we'll be right back. wanna know a secret? more than just my armpits stink. that's why i use secret whole body deodorant... everywhere. 4 out of 5 gynecologists would recommend whole body deodorant, which gives you 72 hour odor protection from your pits to your- (sfx: deoderant being sprayed) secret whole body deodorant. feeling sluggish or weighed down? could be a sign (s that your digestive system) isn't at its best. but a little metamucil everyday can help. metamucil's psyllium fiber gels to trap and remove the waste that weighs you down... so you can lighten every day the metamucil way. (smelling) ew. gotta get rid of this. ♪tell me why♪ becau

and so they will be able to take on visa and mastercard as one of the network players.ke as of the last couple of years, regulators have been kind of anti almost visa and mastercard trying to reduce their market share. and so in this way by allowing discover to grow bigger, there is a possibility that regulators would be a more positively looking upon this from that side of the competition impact. okay >> so it could go through. but bigger isn't always better. the consumer financial protection bureau recently found larger credit card issuers routinely charge higher interest rates than small and medium sized banks and credit unions. so what effect could this have on the consumer so that finding did find that there were about 8 to 10% higher percentage points in interest rates charged by a larger lenders. >> now, the way this could work is that capital one generally has what you call a barbell strategy for finding customers, where they try to find some lower, lower credit score customers who are going to hold balances and increase their interest income, while at the same

. >> you immediately came up with the notion that competition between mastercard and visa could end up being a positive thing. >> yeah. >> one of your -- a person that you know well that we have on a lot, senator warren, boilerplate. i'm not worried about her. i know where she's going to to come down at when you see something like that, does it make you think maybe progressives are out of their mind and know nothing about it >> i don't know. i thought that my -- >> you see though. you see though you've seen other stuff she said. >> i knew my take from an antitrust world was a bit of a contrarian take. >> were you able to walk into another job? >> no murmurs, no. >> you're known as a right-winger. >> capitalist. i read this -- >> i was just said it. andrew said it yesterday as plain as the nose on your face, how this works and right out of the box, oh, this is going to hurts, blah, blah, blah. same old crap. the stuff she says about buybacks and cooperman and elon musk elon musk paid more taxes than her entire friggin' state basically almost, and we hear that he's just this fat cat who

cbs news has learned visa, mastercard, and american express will assign a code to retailers to track each gun or ammo sale. that will help companies comply with the new california law that allows banks to flag suspicious purchases and share that information with authorities. they hope that law enforcement will be able to detect potentially suspicious patterns to prevent mass shootings. >>> a court battle erupted over another california law aimed at reducing gun violence. at 6:00, the first fight over the law requiring background checks to buy ammunition. >>> authorities say two officers were instrumental in saving lives after a woman opened fire on sunday inside of joel osteen's houston megachurch. janet shamlian has the very latest in this investigation. >> reporter: a live stream from houston's lakewood church captured the horrifying moment gunshots could be heard just ahead of a spanish language service sunday afternoon. >> a shooting at lakewood, two people down. we need an ambulance. >> reporter: police say the shooter, 36-year-old genesee moreno, confronted a security guard and

let's go to ghana to find out more. mastercard is binding. a cloud of smoke console, a large part of the continent several times, each year supplied to keep it is from national health plan strips like a red carpet from central africa across the southeast. all the way to my desktop. it's most skipped from us, like if you see any, it's so full. regularly bund, the fields. it is a white new practice technique or corolla. the fields are exhausted and i guess no yield capital. i'm preparing this land for plowing kit tomorrow. if you don't cut and burn the vegetation that's here, you can't play. well, this may seem relatively homeless in girls. know them done the practice except a bit climate change selection. bon agriculture is a quick and low cost way of prepping land for planting. the fire relieves as nutrients, sleepless tending process and bushes, such as nitrate, sofa and full testing. that's for you for the lives of, for farmers. unfortunately, the technique is not very effective. for instance, 90 percent of the light took disappears when fu

capital one access to discover's payment network, collecting fees to better compete against visa and mastercard, which could benefit customers in the long run. it comes as credit card debt in the u.s. hits a record high. the average balance now tops $6,000, and with high interest rates, delinquencies are up among all age groups. 49% of credit cardholders now carry debt from month to month. >> the increase in credit card debt at a time when credit card rates are north of 20% at record highs themselves, that really illustrates the financial strain that millions of households are feeling. just trying to make ends meet. as savings balances were run down. we've seen credit card balances run up. more people are carrying balances for longer periods of time. could a merger like this with two big credit companies have an impact on that? for consumers that are grappling with high balances and high interest rates, this combination isn't going to do anything to change that, particularly in the short terms. so focus on paying down that debt as quickly as possible makes your financial life easier . >> bank r

the mastercard is the stop ation and to be clear, those member states who are presently these funding unreal. all complicit in that slow motion mask where they complicit in violation of the genocide convention, which states that notification on the state policies to prevent the genocide the clue is in the name the the conventional prevention and punishment of genocide. so there were 3 off of 80 got to choose. first of all, that's all i think is quite right and said it's a violation provision measures. sadly, it is a violation of international humanitarian law, which is quite clear that some kind of the use of the width of the war. and there are many other, by the way, i know violations that we now see, including provisions for the protection of civilians in time of war. i'm sorry falsely, it is a violation of humanitarian principles, neutrality, and impartiality. which is why i say that the logical, illegal immoral de funding upon what needs to be introduced immediately. alyssa prevents me to go out of halls, way mountain. this is ready to give him a safe passage passage to the no, we