we have matt hansen here. >> good afternoon supervisor. i here today for this agreement to go with another provider and approved under qualifications previously done. this provider of insurance brokerage service is alliant insurance services and they provide the broke arage for the cities programs. this has been reviewed by the budget analyst's office and suggested amendments which are finding accepting and appreciate the work of the budget analyst's office and i will take any questions you may have. colleagues, any questions? okay. seeing none. thank you very much. we will go to the budget analyst report mr. rose please. >> on the bottom of page 51 we report that the total estimated expenditures for insurance prumiums under the agreement in 14-15 are listed on the report page 52 and on page 53 of our report we point out that given that the risk management division cannot fully anticipate all future insurance needs we believe that there should continue to be a constituency and we have estimated that at $500,000 a year or a million dollars