and back with us, banking an last, matt mccormack. matt, i'll start with you. you look at goldman sachs, and my question is, is this sort of a stand-alone company? i he mean, over and over again, its reputation kind of precedes it, and people think goldman, you know, this is just really the one -- the one standout in this space. but are there others that might be an opportunity for investors right now? >> absolutely agree with your sentiment that they are the -- the blue chip trading opportunity within the financial services community. i think there are other opportunities, whether they be jpmorgan, bank of america, even citi, that could prosper if faced a similar environment, where you see a bounce off the lows of relief rally, so to say. they should make money in this environment. however, there's one point i picked up in the conference call that mary talked about that i think is something people should focus on is the $700 million charge that goldman took for their commercial real estate.e. that is something that many fear is the next shoe to drop. that is s

matt mccormack, and matt, start with you. of i thought citi's numbers for securities trading was pathetic. they lost money there. it's the -- even a banker should make money at a zero interest rate. is it time to throw in the towel on citi? >> i don't know if i would have given them a towel in the first place, larry. i think it's quite different versus goldman sachs' release, which they benefited from their trading operations. i think even though pandit was saying that they're seeing some slight visibility in terms of exposure to the consumer, that still gives me quite a pause for concern, and certainly this macro environment, i do not think is as rosy as people expect. i think the early assertion that we let it ride out a little bit, certainly they've had some wind behind their back with the spreads narrowing. it certainly is helpful to all of the banks, but i think for right now, i still recommend caution on citi's shares.. >> dick beauvais, a tale of two banking sectors this quarter, without question. probably previous qua

mccormack god's matt because he realized life was and there but the interesting thing about teddy was within short order of that time he got elected all of a sudden the old sequoia's of the senate came to regard him for it differently than regarded his brothers. it is interesting and i think that goes to family birth order. he was the runt of the family, the youngest of nine. when he came to the senate the senate even more than today, much more than today was an old man's club, and they expected him to be a brat to kind of had the run of the place, who came in and traded on the family name and he didn't because he knew how to be deferential. he knew how to deal with elders fargo he also has an incredible social intelligence that i think his brothers didn't have in knowing how to size of situations in knowing how to read people, knowing how to be self-deprecating. >> elders of the senate love that and served his purpose. he learned how to be a junior senator. >> he was more hard-working then his oldest brother had been in the senate for his next older brother who would be in the senate