senior analyst matt schultz joins us right now to read the fine print matt, it's dwrt to see you i wouldhink if a company has a lot of perks, they would be telling you about it, but why are so often the perks hidden in the fine print >> frankly, as good as these per perks are aren't going to be a key to choosing one card or the other. most of us are drawn in by interest rates, buyup bonuses, annual fee. >> what are one of the best ones you found? >> one of them extended warranty we've all been the a retaller where they try to upsell us on a purchase we will say, no, thanks, my credit card protects me on that. >> 80% of us have this i never heard of such a thing. why do credit card companies do it >> it's just another perk to try and make people stick with a card and use it more often because the truth is when you make a big purchasing the credit card issuer makes money off of that traction and they love it when you use their card to make big purchases. >> which cards offer the best perk perk perks, do you think? >> we found of the biggest most l luke rah active perks, we found them in th

more on results, bring in matt schultz, senior industry analyst at creditcard.com.ut tips can we talk about the baseline we talked before how it turned into 20% is that real >> well, we're not sure if 20% is the new 15% but at a minimum, it is clear that people see 15% as a floor, rather than a ceiling when it comes to tipping truth is, the median was about 18%. so it is somewhere in between. >> in terms of generous tippers, you talk republicans, what is a generous tip >>. >> a generous tip is above 20% we saw the thing ties all of the groups together that are best tippers, it is all about income. and may not come as any surprise that the more cash, the more likely to plump more on the table at the end of the night. >> there has been what might be described as tipping inflation creeped up faster in the sense you take taxi cab in major cities, they recommend a tip to you often times, giving you few options below 20%. >> 15, 18, 20. >> i have seen 25, 30, also seen signals at the bottom of a receipt where they lay it out in a new way. how much do you think that's push

schultz from florida. first i want to turn to congresswoman moore. because i know that she has some very strong opinions and perspectives on health care. matt moore -- ms. moore: thank you so much for yielding. i want to tell you how grateful i am that my colleagues want to have this dialogue, this colloquy with me. have been so disturbed by the false information that's been given to americans about the affordable care act. the whole notion that it's somehow in this death spiral. that somehow the affordable care act is dead. and i think that the president and our illustrious speaker, and the majority are promoting this point of view. because they want the public to believe that the things that they're doing to destroy the affordable care act, and ultimately medicaid, are the causes for them not having health insurance, the causes for their premiums rising, the causes for insurers fleeing the market in rural areas. and i just want to spend some time this evening sharing the truth with you all this evening. the majority, they now have the -- both houses of congress, the senate. they have the house of representatives. they have the white house