when you talk to matthew moore, christine harper and the others on our team, how grim is it out there? >> that is not a headline makers want to see. moore,one hand, michael christine harper, they're constantly talking to bankers as i am who seem full of angst, worried about the future, unhappy about how low recent pay is been. but on the other, i have to say that banks are still among the most profitable firms in the world and on top of that, in europe, i think it is going to be a lot worse than for the americans. >> the article makes clear that the european banks are in worst shape. i'm interested in what is driving this shyness of banks to create as revenue. rule or morecker candid the fact that in general people don't want to be seen as the financial industry does better? central theme. this morning what i wrote about likingall street's urge -- one thing that kept coming up, they're so much anger on wall street about washington that they feel like it would be much more active is only it weren't for the roles hole in the back. >> we're going to talk about your great story in a bit.