here is break it down, matthew raymer, mor wealth management. he is a advisor. he is related to someone at fox business who doesn't want their identity revealed or they would have been in the script here. dennis, we appreciate it. the thing that came across a study should start giving $14,000 a year to various relatives to get rid of it and lower your estate. will that really work? do you like the idea? >> yeah. it's a great idea, dennis. effectively, any taxpayer can give $14,000 away to anybody they want to. so if you think about it, two parent, let's pretend, dealing with family of five. each child is married. that is effectively six children. so a couple can give 12 gifts of $14,000 a year away. so if an elder wealthy couple wants to dissipate the value of estate to lessen the burdennen of estate taxes a really terrific strategy to use. dennis: we're being very sophisticated here, matt. we're glossing over idea it kills me if my daughter is 18 or 19 years old and she is not yet, i want to give her money the government wants to tax the transfer when i feel th