let's bring maurie harris in. maurie, you probably heard this conversation. let me get your thoughts. >> well, i think what you're going to see in coming months is stabilization of jobs and the beginning of job growth before the end of the year. remember, larry, that even in the worst of the recession, in this country about 3 3/4 million people each month were being hired. the problem was about 4 1/4 million were being separated from their jobs. we're now seeing signs all over the place, not that demand is strong, but that aggregate demand is stabilizing. once businesses are confident that that demand is stabilized, not going up, just stabilized, then you see a further drop in the layoffs, and there you go. they're going to be under the 3 3/4 million hiring rate. >> maurie, how much do you think consumer behaviors will be depending on gimmicks. we had the cash for clunkers, various things like tax rebate programs, lay-aways is becoming a big thing in places like kmart and walmart. are these the kind of things that will keep on driving the consumer? >> no. to

but maury harris of u.b.s. wns there will be shakeout among the companies the group. you're going to have a lot more concentraon among the top five of six seers in the market. it is rtly because of credit conditions andhe small builders not being ablto get the financing. so when you talk about wt's going to happen to the homeilders and their fortunes, ey should outperform overall home sales because they're gng to get a bigger rket share. >> reporter: but howig a market will they share some of the current buyi is a result of government'sirst time buyertax credit, which expires deceer 1. before the housing bble burst, 25% hmortofe gages we in the non-primcredit category.ga assuming tt kind of lending is history, the n normal for housing will be muchower than the two miion starts seen in the year beforthe sector collapsed. >> while it does look like housinstarts, the numbers that were out a ltle while ago, were also stting to show signs of stabizing, and that would be a goosign for home builde. itoesn't look like we're going to really see anything near at would consided

but maury harris of u.b. warns there wille a shakeout among the compans in the group. >> you're going to have a t more conceration among the top five of sisellers in the market. its partly because of credit conditionsnd the small builders not beingble to get the financing. so when you talk abo what's going to happen tohe homebuders and their fortunes, th should outperform overall me sales because they're goi to get a bigger maet share. >> reporter: but how b a market will they share? some of the current buyings a result of government's fst time buyers x credit, which expires cember 1. before the housing bube burst, mo hgages weren the non-prime edit category. assuming thakind of lending isas history, the newormal for housing will be much ler than the two milln starts seen in the year before e sector collapsed. >> while it does look like housing arts, the numbers that were out a lite while ago, were also starng to show signs of stabiling, and that would be a good gn for home builders it dsn't look like we're g

. >> with those seething conspiracy theorists be half as gung ho without years of watching maury. >> harryu are the father! >> once you start looking, the fruit of daytime tv is ripening everywhere. look at mark sanford. >> i've been unfaithful to my wife. >> is this a state governor or a guest on a very special episode of "tyra." >> always what he said, what she said -- >> look, it's judge judy. >> i don't approve of congress. >> and "the price is right." >> $10,000. >> $825 billion. >> $10,000. >> $10,000. >> and "sesame street." >> this is michelle obama. >> hi, everyone. >> this thing goes all the way to the top. it's a daytime woe. we just live in it. >> i admit it. i made liquor drinks with martha stewart at 10:00 in the morning. i'm part of the problem. >> of course. why wouldn't you. >> thank you very much, kent. i appreciate it. coming up on "countdown," howard dean joins keith to see how the president is faring in his proclaimed facts not fear battle against the forces against health care. next on this show, i'm sort of enjoying what turns out to be get maddow day on the right. c