by conglomerates. kylie cosmetics was sold to chloe inc, which also owns boys, y k, k w beauty, max factor o, p. i products, rental well a sally hansen amongst others to spend tbd launch under elvia and may just be the incubator tendo which creates products to be owned by. so for a who is also owned by l v image. olivia image is also is the parent company of laurie l, who also own shoot mora next maybelline it cosmetics urban decay keels land home. why a cell beauty and more? l'oreal remains the top player in the media industry with nearly $11000000000.00 more in sales than a stillwater. and should say though, in 2022. the global cosmetics market experience over 16 percent growth and comparison to previous years with skincare and make up leading the categories. and while the next time you go into, so for our thinking that there are so many brands and so much variety know that most of them are actually own. i should say though, just say to owns quite a poll with their famous concealer trunk elephant. the new, millennial skincare brand new cars, the old make a favorite search luton and more.

by conglomerates. kylie cosmetics was sold to chloe inc, which also owns boys, y k, k w beauty, max factor o, p. i products, rental well a sally hansen amongst others. fan tbd launch under elvia and may just be the incubator kendo which chris products to be owned by. so for a who is also owned by elvia image of the image is also the parent company of laurie yell, who also own shoe and laura nix maybelline it cosmetics urban decay keels, land home, y, esl, beauty, and more lorio remains the top player in the media industry with nearly $11000000000.00 more in sales than a stillwater and should say though, in 2022 is a global cosmetics market experienced over 16 percent growth in comparison to previous years with skincare and make up leading the categories. and while the next time you go in just before i thinking that there are so many brands and so much variety know that most of them are actually own, i should say though, just say to owns quite a pole with their famous concealer trunk elephant. the new millennial skincare brand, nor is the old make a favorite surge luton and more. it also re

by conglomerates. kylie cosmetics was sold to chloe inc, which also owns boys, y k, k w beauty, max factor o, p. i products remo. well us sally hansen, amongst others. fan tbd launch under elvia and may just be the incubator kendo which creates products to be owned by. so for a who is also owned by elvia image of the image is also the parent company of l'oreal who also own shoot more. let's bring it. so professor can and very good and strengthening the products next cycle and launching your product and want to just in the short, short of time coming back we've is published. international brands, for example, are local brands in asia able to launch a new product in 3 to 6 months. why it increased big 18 months, 2 years for the, for sorry, 18 months to 2 years for the western brand to launch and your product on the market that is high and make up just a branding gimmick? or is there a real substantial difference between high and make up and foundation and your average $20.00 foundation? so it's, it's going to be the same. oh, they can be a real difference. the cost of good from beauty produc

and after almost half a century , the legendary max factor creates the world's first foundation. today, there is no need to look for means to emphasize the eyes or cheekbones, everything has already been invented; moreover, modern decorative cosmetic facilities. no need to store in special conditions enough cosmetic bags. and, perhaps it did. all of course, thanks to science , the chemical components that make up decorative cosmetics. on the one hand , they allow the means of debt to be stored, and on the other hand, do not harm the skin with us. hello natalya, deputy dk at the faculty of chemistry of belgus university, in touch. so tell us what is in color cosmetics? good afternoon, ekaterina, first of all , talking about the composition of cosmetics, or is there a cut of decorative cosmetics consumer our beautiful, respected girls can read everything on the packaging and talk about some single composition of a cosmetic product. from the point of view of a chemist , it is not possible due to the fact that it is a complex and multicomponent system. speaking, in general, then any

hottest of weather before we gradually cool into next week winds not as much of a factor as they were yesterday at max 20 miles per hour gusts. so definitely a little calmer, a little warmer. those of the changes we have for your thursday, low 60's in san francisco. that will be upper 50's to low 60's right at the coast while 60's for most of our bayshore areas. burlingame at 64 degrees saying carlos in redwood city each at 66 while the south bay looking at daytime highs in the upper 60's to low 70's east bay temperatures mid to upper 60's for your daytime highs. well, looking at 70's from danville, walnut creek, up to concord and mid 70's for antioch in vacaville at 75. and 76 today, santa rosa at 73. tomorrow's temperatures. little warmer. there's your heat. i've been alluding to this weekend, low 90's inland low 80's by the bay shore. definitely some of the hottest stuff we've had this year. we cool down gradually into next week. so the heat doesn't last bring on that little bit of if you are going to be in the east bay, maybe you're. >> traveling along 80 right now or 5.80, clocking out towards th

other rowelless in the monopolyual or documents the max price of some older units can xoed the affordable price the resite pricing formula does not factor in the housing cost of the proposed buy are. form wells for the different programs this determine the max sales prime minister i want to note selling cost will include realtor dpees improve ams if any. this is a snapshot of our 64 units that have had a difference in mack resale price and affordable price since 2019. 46 units sold and gain in equity of 125,000. 28 sold at the max price. 9 sold affordable. 7 for in between and 2 cold in an affordable below the affordable price. and the unit that was mentioned in the mission local article is the still for sale. 18 units that are still for sale. 4 in contract and 4 have potential buyers the applications are in process and 10 need buyers no applications received. one is selling at a loss and 8 listed for over 6 months one on the market for 18. >> society 14bmr resale units i listed in the slide with the max price boost resale process and most have been marketed since last year, majority of these are located in d6 and 9 and this tracks with

other rowelless in the monopolyual or documents the max price of some older units can xoed the affordable price the resite pricing formula does not factor in the housing cost of the proposed buy are. form wells for the different programs this determine the max sales prime minister i want to note selling cost will include realtor dpees improve ams if any. this is a snapshot of our 64 units that have had a difference in mack resale price and affordable price since 2019. 46 units sold and gain in equity of 125,000. 28 sold at the max price. 9 sold affordable. 7 for in between and 2 cold in an affordable below the affordable price. and the unit that was mentioned in the mission local article is the still for sale. 18 units that are still for sale. 4 in contract and 4 have potential buyers the applications are in process and 10 need buyers no applications received. one is selling at a loss and 8 listed for over 6 months one on the market for 18. >> society 14bmr resale units i listed in the slide with the max price boost resale process and most have been marketed since last year, majority of these are located in d6 and 9 and this tracks with

>> representative, the credit card is maxed out based on how congress spends the money. clearly, that is the number one factor of how much debt is added to. i will say this that this bill will make sure that our debt to gdp ratio is better off than a blank chet limit increase, which biden and the house and senate democrats have been pushing for. >> we agreed this is about prospective spending. i've heard a lot of folks talk about making sure all this is about default and paying our bills. this is really about increasing the credit card for prospective spending. part of this is not just about the number change or the date change. it would let increase. it is got some spending restraints and place. now we have tried this before and to the best of my knowledge, if i'm incorrect, there are two years of actual caps. two years of actual caps and four years of targets. the targets do not do anything. we have two years of caps and there is two years of caps -- would in year one, to the best of my understanding, result in a $12 million discretionary cut on paper? do we agree with that number? it is a $12 billion discr

disease risk factors have an increased risk of serious heart-related events or death with jak inhibitors. get out in front of eczema. ask your doctor about cibinqo. i brought in ensure maxthose who tried me felt more energy in just two weeks. uh... here i'll take that. ensure max protein with 30 grams of protein, 1 gram of sugar and nutrients for immune health. ♪ there's a different way to treat hiv. it's every-other-month, injectable cabenuva. for adults who are undetectable, cabenuva is the only complete, long-acting hiv treatment you can get every other month. cabenuva helps keep me undetectable. it's two injections, given by my healthcare provider, every other month. it's one less thing to think about while traveling. hiv pills aren't on my mind. a quick change in my plans is no big deal. don't receive cabenuva if you're allergic to its ingredients or taking certain medicines, which may interact with cabenuva. serious side effects include allergic reactions post-injection reactions, liver problems, and depression. if you have a rash and other allergic reaction symptoms, stop cabenuva and get medical help right away. tell your doctor if you have liver problems or men

max. out at $29.00 degrees and off to turkey. i, we go, showers again, really never too far away from it stumble. 21 pin number for you. now winds will also be a factor across the border of libya. and i think that western side of egypt, this could produce some sound in dust, storms there, and we had pretty big burst of rain around elders the other day. but most of that is now peter in out and for central africa. worst of the rain will be for gap on right through to congo. there's been a number of whether friends that have slammed into south africa, south coast, but most of that energy pivots away, cape town, 15 degrees that's below average for this sunday, or got a dash season to join the label. conversation to just say it is quite selling good. the people, the industry to be continued is say, this is a dialogue. we don't always talk to people that have different opinions that we do . everyone has to police must have it here is that society doesn't do enough to recognize and celebrate women. it was, it was fun to have an american occupation of the middle eastern countries, the street on algae 0. the of the, again, you're watching out there. i have to

max. out at $29.00 degrees and off to turkey. a we go. showers again, really never too far away from it stumble. 21 pin number for you. now winds will also be a factor across the border of libya, and i think that western side of egypt, this could produce some sound in dust storms there, and we had pretty big burst of rain around elders the other day. but most of that is now peter in out and for central africa. worst of the rain will be for gap on right through to congo. there's been a number of whether friends that have slammed into south africa, south coast, but most of that energy pivots away. cape town, 15 degrees that's below average for this sum. dear. got a dash see so now the, i'm a to dillman 19 urology politics throw the 30 i'll just 0 will tells the extraordinary story of nobody else who's to buy to exile of the death of 2 king a day while the king was reading through the 1st to a switch where it was tonight, who was prime minister 14 times until he's lucky eventually run out. the rocky power broke out just 0. the 3rd and you're watching out his era. his reminder of our top story is this our 8 organizations into john say deliveries of medi

>> representative that debt, the credit card is maxed out based on how congress spends money and so clearly that is the number one factor of how much that's added to but i will say this, that this bill will make sure our debt-to-gdp ratio is better off than a blank check that was an increase which president biden in the house and senate democrats have been pushing for. >> so we agreed that this is about respect us. i've heard a lot of folks talk about it making sure we are paying her bills. this is really increasing the credit card. part of this is not just about number changes or date changes that would increase the debt, it's obviously has got suspending restraints in place. to the best of my knowledge and if i'm incorrect, their two years of actual caps two years of actual caps that targets that don't do anything of two years of caps and two years of caps would in year one to the best of my understanding result in the 12 billion-dollar discretionary credit on paper. do we agree with that number that it's a 12 billion-dollar discretionary cut? >> for 2024. >> for 2024. >> yes. >> one thing that i think is important in

max. out at $29.00 degrees and off to turkey. a we go. showers again, really never too far away from is stumble. 21 pin number for you. now winds will also be a factor across the border of libya, and i think that western side of egypt, this could produce some sound in dust storms there, and we had pretty big burst of rain around elders the other day. but most of that is now peter in out and for central africa. worst of the rain will be for gap on rate. through to congo. there's been a number of weather fronts that have slammed into south africa, south coast. but most of that energy pivots away, cape town, 15 degrees that's below average for this sunday, or got a dash season though. the, when the news breaks, devices like these, as you can imagine being used. what the way across the front. like when people need to be heard and the story needs to be told seed was always very hard for me to find a job because i come from a very poor neighborhood with exclusive interviews and we're back from the heart. and this is our found era has changed on the ground, like to bring you more award winning document trees on line news. in both as in total care, turned o

>> representative, the credit card is maxed out based on how congress spends the money. clearly, that is the number one factorof how much debt is added to. i will say this that this bill will make sure that our debt to gdp ratio is better off than a blank chet limit increase, which biden and the house and senate democrats have been pushing for. >> we agreed this is about prospective spending. i've heard a lot of folks talk about making sure all this is about default and paying our bills. this is really about increasing the credit card for prospective spending. part of this is not just about the number change or the date change. it would let increase. it is got some spending restraid place. now we have tried this before and to the best of my knowledge, if i'm incorrect, there are two years of actual caps. two years of actual caps and four years of targets. the targets do not do anything. we have two years of caps and there is two years of caps -- would in year one, to the best of my understanding, result in a $12 million discretionary cut on paper? do we agree with that number? it is a $12 billion discretionar

max. medicare families. same with doctors, mpo and we'll review what the enrollments look like that are united healthcare administered. those are actually self funded plans. the provisions and factors that feed into the rating process or illustrated on page five. certainly prior period claims in this case looking at 2022. claim experience factor in health care trend inflation factor, which accommodates price utilization and new technology influences. any sort of designer headcount changes, administrative and other fees and then the acid pedrosa specific cost elements. um all factor in to how the underwriting is performed for each of the plans. and as we reviewed in the last presentation, these are the recommended rate actions, including what's boxed at the top of this chart. the rate recommendations after rate stabilization adjustments for the access plus and trio plans and the corollary united healthcare plans. um it is important to note in the footnotes. the um, in particular the after rate stabilization adjustment does capture both the normal, um, board policy rate stabilization adjustment that was reviewed and approved in march as well as for this particular rating cycle, the i

factors should provide a better understanding of the risk and return characteristics of investments. we also believe that materialalty matters. not every risk is applicable to every investment. help minimize risk and max imize opportunity. understand esg means different things to different investors. there isn't a singular way to apply esg and the approach should align with the organization goals and objectives. next we believe engaging with companies on specific issues offer investors the opportunity to actively seeks ways to increase value of the asset and create positive impact over time. wilshire believes diversity leads to better business outcomes. greater transparency on diversity is foundational to inform decision making internal and (indiscernible) [speaker speaking too fast] wilshire dedicated to enhance dei within the organization. this is done through effort such as employee research group mentorship program and annual report to hold accountable. also committed to encourage within our industry. this is done through external commitments such as the csa institute for dei code and diverse owned manager initiative which seeks to increase awareness and outreach. 40 percent of wilshire clients in