affirm's ceo max levchin joins us now in an exclusive interview.. >> so, american airlines, the news today just one of many that you kind of seem to be continuing to add to your partnerships and this is for, what, flights of a certain price only or all flights? >> flights above $50 i think that covers quite a lot of it. it's definitely hugely exciting for us to add american and just to get another meaning partnership. they are a partner of choice i'd really like to believe all companies but certainly companies that have quality in their partners both from the scaleability and transparency. so we're super proud to announce it just in time for the holidays, too. >> certainly on a good run, max, in terms of financing those new partnerships and walmart and amazon and massive names not just many names. my question on that is how water-tight and long term are the deals that you're announcing i was looking through the terms that have been announced in press releases where we can find them it seems to be sort of a three-year deal mostly are you a little bi