ceo and founder max levchin along with sonali basak.dering if you can bring us inside the conversation you are having with investors and why such a muted reaction as you were trying to pivot your business. is there something you are communicating with them on how quickly you can pivot and when it will start the payoff for them? max: i am not trying to pivot our business at all. my long-term investors have been externally supportive and appreciative of what we have done. the market is having a bit of an identity crisis, as you just covered. we are not. we deliver and continue to deliver and forecast exceptional great. look at the last quarter's numbers. 20x merchant coverage. better than 100% each. the thing the conversation you were alluding to is the question of you are growing but where's the revenue. we grew by 77%. that should give you a good sense that as we scale these giant partners we also improve the unit economics. over a long time business that grows at 100% plus or plus or minus rate and improves the economics generates enor

as the whole economy goes through it max levchin, founder and ceo of affirm, thank you. >> thank you.>> speaking of fin-tech, b of a upgrading another firm, and we will find out why the stock could rally 70%. we can see that at cnbc.com/pro. >>> meantime, lots more ahead from so-fi stadi aweums countdown to salary. sports betting, media rights, ad sales and more stay with us need your prescription refilled? capsule pharmacy can fill and hand deliver your medications - the same day - for free. go to capsule.com to get started. we handle your insurance, coordinate with your doctor, and text you when your medication is ready. all you have to do is schedule delivery. we bring your medication directly from our pharmacy, straight to your doorstep. get your prescriptions filled and delivered today - for free. go to capsule.com and get started in 15 seconds. you're a one-man stitchwork master. but your staffing plan needs to go up a size. you need to hire. i need indeed. indeed you do. indeed instant match instantly delivers quality candidates matching your job description. visit indeed.com/h

with financial metrics and deleted it to its credit, it was never hacked shares down this morning max levchin will be on tech check at 11:00 a.m stock three is expedia the travel platform with fourth quarter results beating forecast with the pressure from the pandemic and the travel agency said bookings doubled shares up 4% this morning. >>> time for equity and opportunity during the black history month. the metaverse with an $8 trillion opportunity according to morgan stanley. meta is looking to increase black engagement and getting 100 head sets to the black charter school in atlanta. the teens are more engaged by the immersive lessons. it is bridging the tech gap and creating potential users >> we can have a diverse and inclusive metaverse without the inclusion of black developers and creators that is why partnerships are important for us >> metaverse gaming company roblox includes the liberty city a game with 300 million users. the creator is a son of the officer who created the game to be fun, but wants it to have a real life lesson >> the current turmoil of police and black people you c