maximizing enrollment. it's going to help us through implementation of that piece of the affordable care act. it's just interesting enough the data warehouse did not end up being as big of a part of our grant work as we had thought it was going to be. actually, after the diagnostic assessment process that alice ask gr and gretel had both talked about, we really saw some opportunities, and we were stressed to think, okay, what other things can we do to improve enrollment and increase denials is one thing we really focused on. so we created other goals for our grant and work groups and really started to look at that. we were able to use our chip centralized processing unit. it comes with a test kitchen for some of these technological strategies. so in the summer of 2010, we did a number of enhancements to our on-line enrollment process. we implemented a free, populated renewal so folks could go on line and access their information easily and renew easily. along with that, though, we implemented an electronic

and maximizing enrollment. and i think south carolina's governor has done a great job in some respects of distinguishing. we are going to insure that everyone who's eligible -- which in south carolina is up to 90% for the parents -- that we're going to make sure those people get enrolled, and we're going to do as good a job as efficiently as we can to make it happen. and i think that theme of good government and promoting efficiency is what has helped many of our states sell to their leadership. and i see nods, and i know that that's the case from working with states like oklahoma and are maximizing enrollment states and hearing from them, you know, good government is something that everyone can get behind, and it should be something that should be a mod be el for all states. in terms of the minimizing errors, i'll just say i think, you know, we heard from some of our states that they really, they were as concerned about making sure that they didn't enroll people who were ineligible. but what they did was they

they want it maximize shareholder wealth and maximize with a show that has 14 million viewers and they did the financially correct thing to do. i think it was morally wrong. i think politically wrong. but i think they made a decision that most companies would make. when you say, what were they supposed to do, i think they were supposed to stand with the community. stand with the many lbgt supporters in their fan base and viewership base. that was supposed to cost them money. they shouldn't be driven by profit motives. >> they said things that offended a lot of americans.

this topic today maximizing enrollment is a very important part of that picture story. it's also worth noting the activities we are going to be talking about today predate the enactment of the affordable care act. this program got started in 2009 the year before the law was enacted. what that underscores is that these issues about enrolling people in programs that exist on the books for which people are already qualified but not enrolled has been a challenge in this nation for some time. it didn't start with the affordable care at. it's only moving into a new phase. to make these programs more responsive and outreach better to populations who are eligible have the need for those programs and efficiencies have moved into higher gear than ever before. we are very delighted to have folks here to talk about this and particularly about the critical role for states in solving this problem. i just want to take a couple of seconds for some housekeeping notes. we will be inviting questions from our audience in the room as well as on line so if you're watching this on line please

the question about maximizing enrollment, i want to make sure we distinguish between expanding and maximizing enrollment. south carolina's governor heston a great job in distinguishing. , bute not going to expand we'll make sure that everyone to and rolled. we will do as good of a job to make it happen. that theme of good government and promoting efficiency is what has helped many states sell this to their leadership. i see nods know that that is the case, hearing from them, good government is something that everyone can get behind. it should be something that should be a model for all states. in terms of the minimizing errors, i think we heard from states that they really were as concerned about making sure that they didn't enroll people who were ineligible. what they did was they tested the approach. louisiana is famous for this. i basis,d roll out on here is our small case. let's see what happens. what they found through that bit implementation, their error rate was low. it was a quarter of the national average. verys very, they had some strong performance despite the fact that they had ta

maximizing enrollment. i think south carolina's governor has done a great job in terms of expanding, right? we are going to ensure that, 93% of the fpl for parents who are eligibility as we can to make it happen. i think that theme of good government and promoting efficiency is what has helped many of our states sell this. >> to their leadership. >> and i see nods and i know that's not the case. good government is something everyone can get behind, and it should be something that should be a model for all states. in terms of the minimizing errors, we heard from some of our states. but what they did was they tested the. and they would roll out on a perish basis sort of, here's our small change. let's see what happens. what they found by this bit-by-bit implementation and then statewide implementation was very low. . they had very stroj performance, despite the thakt. they didn't have to volunteer every single line. the other thing that's important is electronic verification and the new opportunity glg to hap

easy tracker suggests monthly trades for $85 a year. 401k maximizer does the same for $100 a year. unlike campus the lower cost companies offer general trading portfolios and it's up to you to pick a strategy. critics point out these companies and their trading advice is not regulated, and they're not heldcalible for what they say and do. financial advisers question this practice, saying moving in and out of investments that are yeah created for the long term, are making them your enemy, not your friend. >> you're forcing me to sell the position. >> the retirement planning industry is fighting hard to defend that position. . van good has asked 401k maximizer to stop writing about its funds after discovering that a group of pilots were using the trading recommendations. >> if i make a purchase and i buy something today i think this company has tremendous potential over the next three years, yet i have to worry about investors selling it in a month, how can i make any investments? >> sandy is concerned about investments that meet her specific needs. >> this fund manager's job is to c

the goals to maximize the return to the united states. frankly, tomou, wheeler is probably more knowledgeable about how structure spectrum auctions than the rest of the fcc staff combined. i would also tell him this -- as that spectrum gets auctioned off, don't underestimate the importance of the need for dramatic investment in terrestrial he-based -- ly-based wire technology. wired-line-g into a based network and they are going to have to have dramatic investments in the fire network. -- fiber network. transition between wired and fiber continues to be everything as important as everything we could do on the wireless side. >> is said that the money is centered around verizon and at&t and no one else has the money to compete with them. >> the other large companies -- t-mobile, sprint -- these are large, multi-national companies. historically they are for -- they have had the wherewithal to -- the spectrum. the more rules you apply, the less money that is going to come in from the auctions. -- thise publicly held is a public asset. the ame

we have to maximize the value proposition. it came about, whether it was through the land grab, we have to maximize what the for today's student and compete on that same playing level that those students are competing on. we have to improve our facilities. we have to change the classroom instructional involvement so it is more contemporary. most importantly, i think, we have to have students recognize once they graduate with that degree that we will get them cah will bring them the type of fulfillment they need. >> state and community colleges, they're a lot cheaper. >> i agree. if you look at some of the current data in terms of job placement, the job placement isn't as great at some of those institutions. fine institutions -- no knock against those institutions, but we also have to maximize -- so what we should be doing is partnering more with those community colleges. some of those students are going because of affordability. they are highly talented as well. so we are also looking at opportunities where we can bring some o

>> maximous el-antony: yeah. >> simon: but it began here?ous: yes, it began here, of course, in egypt. >> simon: it began in these mountains, 450 feet above the sands. the monks believe it was in that tiny cave that st. anthony, the first christian monk, followed god's instructions to seclude himself in the desert. every night around midnight, monks and novices climb through the darkness to pray here and honor his memory. it was very crowded and very cold. ( chanting ) >> simon: the monks believe that st. anthony's remains are buried near here, and they've been searching for them for centuries. ten years ago, when they probed beneath the monastery's floor, they made an amazing discovery-- what are believed to be the oldest monk cells in christianity, dating from the fourth century. they lived here. >> maximous: they lived here. >> simon: and there was no church? >> maximous: no church, no cells, no walls, nothing. ( chanting ) >> simon: from nothing, the copts developed a religious culture that's distinctly egyptian-- everything from music t

and the goal is to maximize the return to the united states. so, um, i will tell you, frankly, tom wheeler is probably more knowledgeable about how to structure spectrum auctions than the rest of the fcc staff combined. but with i would also tell him this, as that spectrum gets auctioned off, don't underestimate the importance of the need for dramatic investment in terrestrially-based fiber line infrastructure because all of this data that's going to travel that last mile connection by wireless is going to drop into a wire line-based network, and we're going to need to have the wherewithal to make dramatic investments in that fiber infrastructure, in that wire line network. so policies regarding wire line, fiber and the ip transition continue to be just every bit as important as anything that you do on the wireless side. >> host: some have said the money, though, is all centered around verizon and at&t and nobody else has the money to compete in auction. should there be set asides? >> guest: well, these are large companies, t-mobile, sprint, th

>> guest: there is always a balancing of interests so you lay out the ironies, maximizing their return to the people of the united states, making sure that there is a full and fair competition for the spectrum assets and making sure that at the end of the day consumers have choices with regards to wireless providers. i think it will all go into the mix and there is going to be ample time for comment and discussion as to how those options are restructured. but what i do think is you have to have consensus on the rovlin before you have consensus on the solution. i think there's a pretty clear consensus on what the objectives are here and now the question is how best to resolve that. >> guest: also in usf-i wanted to ask you, do you expect to see what the e-rate expansion in schools and libraries, will that be a controversial thing? the way we are interpreting it is going to be another priority for mr. wheeler as chairman. do you expect that to be a controvercontrover sial enterprise especially with republicans in congress opposing the expansion of the program? >> guest: i think everybody

as the commission moves forward, the primary focus the to be on how to maximize participation in the upcoming incentive auction among both rod casters and wireline bidders, not on how to i'm sorry, wireless bidders, not on how to limit their participation. auction rules could discourage broadcast airs from participating, could limit certain carriers, and could ultimately reduce the amount of spectrum offered as well as the revenue that would be generated in return. i would ask for consent to submit for the record senator schumer's letter along with two additional documents that echo his and my concerns. >> without objection. >> the first is an analysis from a professor at duke university and former chief of the fcc. instead of exploring auction rules to arbitrarily limit or benefit certain carriers, the fcc has the ability to consider setting a limit on the about -- the amount of spectrum any single bidder could win in the prospective auction. such a limit applying equally to every there would at least allow all companies to have a fair shot at acquiring the spectrum they need while

and to maximize the ease and convenience. this is when you start getting into prison guard problems. for example, everybody could have their own ekg on their cell phone if they wanted to. this would drive for dr. crazy. [laughter] that doesn't mean you shouldn't be allowed to do it. finally, in what to maximize the rate of innovation, not animated. the two areas i focus on our regenerative medicine, which for example, we could replace your kidney instead of putting you on kidney dialysis, the quality of your life goes up. therefore you're still a taxpayer in the process you lead a life that are independent life. the regenerative medicine is a big deal. the other big deal, which is very hard to get through washington is brain research. you take autism, alzheimer's, perkins mental health, if we can make a kind of breakers in the next 10 or 15 years, we will save trillions of dollars. and that will save millions of people agony. you just can't get this across. you end up spending a tiny amount this year even though you know on t

active 401k will give you trading suggestions. 401k maximizer does the same for about $100 a year. >>unlike compass, the lower lost companies offer general trading portfolios and it's up to you to pick a strategy. critics point out that these companies and their trading advice is not regulated. financial advisers like jonathan question this controversial trading practice, worrying about moving in and out of investments will make time your enemy, not your friend. >> you are not giving me time to play out my pieces to see if what i decided is right. >> many subscribe to easy trackers news letter. january guard has asked 401k maximizer to stop writing about their funds, after finding a group of airline pilots were using them. >> if i think this company has tremendous potential, yet i have to worry about investors selling it in a month, how can i make any investment? >> sandy's worried about investment. >> this is to create funds that are going to be useful for somebody's whose 62 or looking to retire. >> a woman who has a clear vision of what she wants in retirement and how much money sh

we're maximizing the use of natural daylighting.ors that minimize the use of artificial lighting. >> by having light outside the building skin, what that does is we are mitigating it before it hits the glass. we have a high performance, low formal gain graph. the system does not have to work as much to either cool the building or heat the building. >> this building also incorporates or utilizes under floor system for delivery of heating and cooling to the building. this in conjunction with the high efficiency equipment that we've installed in the building reduces the consumption of energy for heating and cooling by 51%. >> we have two destination elevators. destination elevator save 35 to 40% of the electrical energy over traditional elevator. these elevators save energy by using a regenerative drive. when the cars are going up empty or down full of people, they generate electricity that goes back into the building grid. these elevators have energy by grouping people going to the same floor in the same cab. and the way they work is

what if you designed the system to maximize the flow of information and to maximize the convenience? is where we start getting into all sorts of prison guard problems. for example everyone could have their own ekg. this would've dredger doctor crazy. you want to maximize the rate of innovation they are regenerative medicine we can replace your kidney instead of putting you on kidney dialysis. and in the process you just need a lot of that are independent of life. regenerative medicine is a big deal. it's hard to get through in washington as brain research. you take autism, alzheimer's, mental health. if you make the kind of breakthroughs the next ten to 15 years we will save trillions of dollars and millions of people and you can't get this across so you spend a tiny amount this year even though you know in the budget but you shouldn't be crushed by the fierce. so cop building, building around information technology is current and maximize the rate of an ovation because that is what is going to save the most lives and money and create the highest value of jobs. if you have 80% of the

s out there that don't know how to maximize their social security benefits.is so complicated that they couldn't do it on their own. >> another benefit clients are surprised to find out about is the divorce benefit. to qualify, you and your ex-spouse must be believe 62 years old. and your marriage, must have lasted for ten years the divorce has to be at least two years old. if your ex's benefit is higher than yours you can claim half of that amount. but, you give up your own benefit. and if you tie the knot, all bets are off. >> the social security administration, they do a great job in general, but they are not going to proactively reach out to you and say you are eligible for this, this, and this. >> there are more than 2,700 rules in this social security handbook, even the most seasoned financial professionals have a hard time understanding them. experts say use websites like the social security administrations or the aarp to find out exactly what you qualify for, because for most americans, ignorant is something we simply can't afford. >> i am looking forw

that is part of our work with maximizing enrollment. cannot go further without acknowledging the work of my colleagues and the deputy director of the program. and thank you for the support of the foundation, the robert wood foundation for all of their work. what we've been reporting out is that states have been able to make some tremendous strides forward. we focused on three key areas that we saw. the first was, harnessing technologies to streamline the enrollment policies. the second was focusing on strategies that worked to streamline and make the process more efficient. the third was learning from the states about how to manage program change. i want to talk about each of them quickly and offer some lessons from that. the states did tremendous work. they use technology to make enrollment simpler. how did they do that? they adopted and perfected online and telephonic applications long before the aca required that. they used notices and echat and electronic consumer-facing accounts to improve the communication with consumers. they use

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why can't we maximize our... ready. ♪ brilliant. let's get out of here.p speed. ♪ spending the day with my niece. i don't use super poligrip for hold because my dtures fit well. before those little pieces would get in between my dentures and my gum and it was uncomfortable. even well-fitting dentures let . super poligrip is zinc free. with just a few dabs, it's clinically proven to seal out more food particles so you're more comfortable and confident while you eat. so it's not about keeping my dentures in, it'sbout keeping the food particles out. [ charlie ] try zinc free super poligrip. >> welcome back to healthy you. they are all but invisible to the naked eye, yet there are billions of them in your body. i'm not talking about your cells. i'm talking about pro biotics. what are they and how important are they to your health? can you even survive without them? what is it about them and how do they relate to better health. dr. bruce bond is back. thank you for coming back on the show. >> thanks for having me. >> what is a pro biotic. >> a pro biotic, to k

why can't we maximize our... ready. ♪ brilliant. let's get out of here.arp speed. ♪ this is the creamy chicken corn chowder. i mean, look at it. so indulgent. did i tell you i am on the... [ both ] chicken pot pie diet! me too! [ male announcer ] so indulgent, you'll never believe they're light. 100-calorie progresso light soups. >>> time foresports. giants visiting washington sunday night football. new york trailing in the fourth. the handoff. gets second effort. his knee wasn't down. now watch this. how about this? they're driving with two minutes to play. rg-3 finds pierre garcone. run ref signals to most chains. washington thinks it's first down when it is actually third. griffin looking for fred davis. he can't hang on to the pass. and now instead of second, it's actually fourth. right? and then the next play, you know, shanahan is going nuts. doesn't know what's going on. they're going to end up in the next play. they're going to have a fumble and they lose the ball. i think that was a dropped pass. bottom line is that they thought they had more dow

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incorporate into anything we do is how do we make sure that we don't reinvent the wheel and that we maximize the benefits from work that has already been done. we, as an agency, have invested a lot of money in work by entities like public power and local power -- how do we make sure that their work is incorporated into whatever happens. because we do are have work that has been done that provides a potential framework and i don't know what that looks like in terms of an rfp but i think it's important for us to make sure that work consult ants have done for lafco is a part of what is done and we don't lose that work and the other question i've had for quite sometime is what is it that we, as a city, can do internal ly as well to move the ball rolling and one question is the issue of the h bonds and are there actions by the board of supervisors by the city that should be taken as part of any kind of build out or for any build out to move forward? that's something that i would like to be considered as we're putting together an rfp. i also would be interested in knowing more about what the timel

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why can't we maximize our... ready. ♪ brilliant. let's get out of here.p speed. ♪ ♪ >>> guy's favorite song. welcome back. if you missed today's top moments here's a rapid-fire recap in executive edge. >> the job rate, it was 203,000 jobs, 203,000 jobs, the unemployment rate dropping to 7%, that is a huge surprise. >> this is not one growth rate. it's a very high growth rate in the top half of the economy and a low growth rate in the bottom half of the economy. we're experiencing asymmetric recovery. the people in the bottom are getting hammered and not getting better. >> my forecast for 2014 remains pretty close to 3%. i think that's where we'll be next year. that's a pretty healthy pace of growth. it's not booming by any stretch of the imagination, but it's a pretty healthy pace. what happens on a quarter to quarter basis? it's hard to predict. because they are volatile. >> if you look over the last two years, most of the expansion has been multiple expansion in the equity markets, so the equity market is looking for revenue growth on the top line basis

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although the maximizing enrollment initiative officially comes to a close in january.this isn't to say the work will end here. while the program was well underway before the affordable care act came about, it's lessons are very timely as state officials and other stake holders nationwide work to stream line enrollment for medicaid expansion and insurance marketplace enrollment. be sure to keep your eye out for future resources and insights from the program, including additional program reports and findings from external evaluation. in the meantime, you can find zisting resources at max enroll.org. it's my pleasure to turn it over to susan, the senior health policy adviser to the robert wood johnson foundation where she provides policy and communication strategy assistance. susan? >> thanks so much, lori. good afternoob yafafternoon to . about six weeks ago i was listening to a well known news anchor on a well known public radio television show who introduced a segment with the words, and this was mind you, about a month ago, now, six weeks into full implementation of t

this does is help to prioritize and make the best case maximize our share. of state, federal and regional, resources the first plan was in 2004 and the basis for the prop k sales tax which was approved by over 75 percent of the voters in 2003, and this is the time to update the plan and, and the new plans have been adopted and a lot of the accomplishments from the first plan have been made, and so it is time to adopt a new one. but the plan is designed to address our goals that have emerged, in the last ten years. in the ideas of livebility and healthy environment and we have the climate goals that we need to achieve and the state of good repair needs and the plan... and the goals

why can't we maximize our... ready. ♪ brilliant. let's get out of here.. [ whistle blowing ] where do you hear that beat? campbell's healthy request soup lets you hear it in your heart. [ basketball bouncing ] heart healthy. [ m'm... ] great taste. [ tapping ] sounds good. campbell's healthy request. m'm! m'm! good.® campbell's healthy request. so i can reach ally bank 24/7, but there ar24/7.branches? i'm sorry, i'm just really reluctant to try new things. really? what's wrong with trying new things? look! mommy's new vacuum! (cat screech) you feel that in your muscles? i do... drink water. it's a long story. well, not having branches let's us give you great rates and service. i'd like that. a new way to bank. a better way to save. ally bank. your money needs an ally. >>> before the break, we asked, who's the most searched celebrity of 2013 according to bing trends? the answer is queen b. herself, beyonce, mrs. carter, knocking kim kardashian out of the top spot. rounding out the top five rihanna, taylor swift and madonna. >> where's miley? >> i promise y

already retired and her own retirement a few years away, judith anderson sought advice on how to maximize her social security benefits. i thought you need to retire and you call them up and say you want to draw down on the social security. >> judith found out she could drawdown much more by claiming additional benefits to pay for her daughter lena's education. >> she's getting around $1,000 a month. >> they're taking advantage of a little known social security rule some financial planners call the viagra benefit. as long as one parent -- in this case her husband -- is 62 or older, they can claim an additional benefit for every child under the age of 18. it's half the value of the parent's. if the parent qualify force $2,000 a month, the child gets $1,000. that does not reduce the amount the parent receives. >> that's something that's increasingly important now as people have children later in life. >> another little known benefit actually pays your spouse for taking care of your children. to claim the care giver benefit, one parent has to be 62 or older and the child has to be under the a

why can't we maximize our... ready. ♪ brilliant. let's get out of here.arp speed. ♪ >> schieffer: we'll be right back with a lot more "face the nation" including a report from cbs this morning cohost gale king and actor forest whitaker. we're just back from nelson mandela's funeral, stay with us. ,,,, [ female announcer ] here's to a whole world of happier holidays. time to enchant, delight and amaze. safeway will help you gather everyone 'round. a smoked, shank half ham is only 99 cents a pound. with starbucks at $6.99, serve coffee everyone savors. top it off with coffee-mate... just $2.79 for all kinds of flavors. turns out this season less is really so much more. so make your holiday merrier than ever before. safeway. ingredients for life. james: it's week 15 in the nfl. dan: and the dolphins have won three straight games. this is the biggest game of his young pro career. bill: and it's december and the new england patriots have won 17 of their last 18 games. doesn't did you want bode well for miami. can new england get off to a faster one today? shan

when you have a company you know a large company which is you know their only goal is essentially maximize ation of profits and the people working there you know they're just on the job even the c.e.o. is maybe you know he sees this is what his job is his job is to make sure that this company shares go up that the profits are maximize that the revenue goes up and then the next quarter or whatever it is now when you have that kind of incentive it's very very narrow any kind of anything which would challenge that namely you know democrat democratic action or civil society groups which may damage the reputation of the company or expose some of the questionable things that companies do it just brings to light more scrutiny all of these things could be seen as dangers now when you when you have you know this kind of revolving door situation between u.s. corporations and u.s. state where you know people who are sitting on boards are also sitting on boards of think tanks and also involved enough to security that's when the lines become very blurred and vested interests you know because mingled wi