that all these actions were aimed... at protecting interests of citizens, i would like to ask maxim gennavichw words in more detail, i wanted to. dear vladimir vladimirovich, dear colleagues, despite the resumption of growth in incomes of the population, some citizens really find themselves in a difficult financial situation when they cannot pay off their accumulated debts on their own. for such cases, there is a mechanism for writing off the debt, how it works, an application to the court, maybe. .. be submitted by the debtor himself, without any restrictions, or by the creditor, if the debt to him is more than 500,000 rubles. further a judicial procedure is launched, the validity of the claims against the debtor is studied, whether he has property, some sales transactions for the transfer of property may be disputed , when all these issues are settled, the property is sold, the citizen receives a judicial act on release from debts, on behalf of 3 years ago , a bankruptcy mechanism was launched through the launch of an out-of-court procedure, this is the simplest mechanism for writing off de