this is a podcast. e money, our guest is maxim marlovsky, presenter, one of the best investment expertsiscussing the results of the twenty-third , plans for the twenty-fourth year, let's go back to where we started, to bonds, now bonds are on twenty -fourth year, state, i’m talking about ofzs, about federal loan bonds, this is an interesting instrument for investment, not yet, why the markets do not yet fully understand how long long-term rates are. high let me remind you now that the rates are now 16%, but rumors are already leaking out that in 24 we are forecasting, or rather, leading analysts are forecasting a decline, the boldest predict a decline as much as 12%. let's see, let's see what happened in the twenty- third year, we start the year with a rate of 7.5% , we end with 16 rates, bond yields. well, at the moment, if you and i buy, it’s 14, there’s 15% at best, yes, that’s the maximum you can survive from there, whether you need to do it or not, maybe at the moment the best instrument, probably since august this has been one of the best instruments, these are money market funds,

they are such instruments as copper, nickel, gas, this is the easy money podcast, our guest is maxim marlovskyxperts in russia, and today we are discussing the results of the twenty-third year, plans for the twenty-fourth year, let's go back to that with what did we start with, to bonds, now government bonds for the twenty-fourth year, i’m talking about ofz about federal loan bonds, this is an interesting instrument for investment, not yet, why the markets do not yet fully understand how long... let me remind you that now we have 16%, but rumors are already leaking out that in the twenty -fourth year we are predicting, or rather , leading analysts are predicting a decline, the boldest predict a decline of as much as 12%. let's look, let's see what happened in the twenty-third year, we start the year with a rate of 7.5%, we end with 16 rates, the profitability is in the fourth year, well, at the moment, if you and i buy, it is accordingly 14, there is 15%, in in the best case, yes, this is the maximum that you can survive from there, whether you need to do it or not, maybe at the moment the mos