. >> i agree with ed, i think that when fed does move rates they will move them slowly and measureed, think we'll hear anything surpriseing this week from janet yellen, i think that fed is looking at bigger issues on a more global perspective on the unemployment not just the government publishing out there there are a lot of factors that come into play, i think it is going to be a slow, measureed pace. gerri: is that going to get the job, done, ron? is it going to be a case where greenspan waits too long to take the punch bowl away. >> they will be data depependan, youyou can't fight 3 feds, theye not raising it yet, but they will raise it eventually. if earnings get better. gerri: not just the fed is it? >> that is a buying opportunity. if rates go up, as ed said, you have to look at our allocation, that is 90% of the return of your portfolio. >> they are not going to shock the system either. gerri: i was going to ask you, ed. as an individual investor, some day the fed the act. so what do i do? >> well, it depends, don't rush into anything. nothing is happening that quickly, but may