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Apr 5, 2010
04/10
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ot my x medicare car, i realized i needed x an aarp... medicare supplement insurance card, too. medicare is one of the great things about turning 65, in fact, it only pays up to .80% of your part b expenses. if you're already on or eligible for medicare, call now to find out how an aarp... medicare supplement insurance plan, insured by unitedhealthcare insurance company, not paid by medicare part b. that can save you up to ! thousands of dollars. these are the only medicare supplement insurance plans... exclusively endorsed by aarp. when you call now, you'll get this free information kit... and guide to understanding medicare, i can keep my own doctor and choose my own hospital. and i don't need a referral to see a specialist. as with all medicare supplement plans, you can keep your own doctor and hospital that accepts medicare... and help pay for what medicare doesn't. to get your free information kit and guide # to understanding medicare. there's so much to learn. but liberty walked me through it all... like when i test at night or after i eat... makes a big difference. when i
ot my x medicare car, i realized i needed x an aarp... medicare supplement insurance card, too. medicare is one of the great things about turning 65, in fact, it only pays up to .80% of your part b expenses. if you're already on or eligible for medicare, call now to find out how an aarp... medicare supplement insurance plan, insured by unitedhealthcare insurance company, not paid by medicare part b. that can save you up to ! thousands of dollars. these are the only medicare supplement insurance...
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Apr 3, 2010
04/10
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another want to switch everything over to medicare. and i was 65, they switched me to medicare. not want to put this other company over to medicare. i'm want to keep what i have, and they should stay out of it. guest: this is one of the unintended consequences. i do not think the obama administration are congress necessarily wanted the retirees move into medicare. over time, the lot more of that will happen. host: jacksonville, fla., independent line. hocaller: i have a question or suggestion. i would like to respond after he responds. one way we could generate tons of money to support of our health-care system that would eliminate some of the burden from businesses is to collect social security benefit for contributions when you reach a maximum amount of $90,000 comedy stop paying into the social security fund. my suggestion would be that that would continue until you reach $250,000 in income. you would play into the social security system. this would take a huge burden of businesses, the middle class, lower middle class. the truly wealthy can afford to pay another 8% on their
another want to switch everything over to medicare. and i was 65, they switched me to medicare. not want to put this other company over to medicare. i'm want to keep what i have, and they should stay out of it. guest: this is one of the unintended consequences. i do not think the obama administration are congress necessarily wanted the retirees move into medicare. over time, the lot more of that will happen. host: jacksonville, fla., independent line. hocaller: i have a question or suggestion....
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Apr 3, 2010
04/10
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eye 143
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medicare paid $78. medicare paid $78. my sup my supplemental paid $14 in the difference. i was livid. i have to call them every time. host: what is your question? caller: i want to know if there is going to be any control on the supplemental insurance companies. host: julie. guest: not that i know of. the doctor has a certain charge and insurers pay a certain amount of that, they may not pay the whole thing. it sounds like your supplement is picking up some of the things, but not the whole
medicare paid $78. medicare paid $78. my sup my supplemental paid $14 in the difference. i was livid. i have to call them every time. host: what is your question? caller: i want to know if there is going to be any control on the supplemental insurance companies. host: julie. guest: not that i know of. the doctor has a certain charge and insurers pay a certain amount of that, they may not pay the whole thing. it sounds like your supplement is picking up some of the things, but not the whole
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Apr 2, 2010
04/10
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medicare. with the additional payments, the insurers often offer additional benefits that are not required by the law. things like vision care, dental care, free gym membership, low or premiums, or zero premiums. some parts of california, some folks don't pay premiums at all. some of that may change. you may see your premium, if you don't have a premium, you receive premium. you may see option of benefits but they can't cut your required medicare benefits. so, we will see. i don't know if you remember back in the late 1990's and early 2000's there were cuts to medicare and at that time that it ravenna's plans were called medicare plus choice. there were a number of insurers who pulled back or dropped out of certain areas and some raise premiums. . she just wet and medicare. -- went on medicare. host: what exactly was your question? caller: how can we get prescriptions paid for? host: thank you. let us sit in definite answers. >> she could sign up for part "d"would cover prescriptions. for you,
medicare. with the additional payments, the insurers often offer additional benefits that are not required by the law. things like vision care, dental care, free gym membership, low or premiums, or zero premiums. some parts of california, some folks don't pay premiums at all. some of that may change. you may see your premium, if you don't have a premium, you receive premium. you may see option of benefits but they can't cut your required medicare benefits. so, we will see. i don't know if you...
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Apr 3, 2010
04/10
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because medicare is by far -- medicare and medicaid are the biggest things that are looming in the horizon of what our debt is going to be. nothing comes close. if this health care bill never existed, if i didn't do anything about it, we'd actually be $1 trillion worse off. but even with whatted savings are we're getting from health care, we're still going to do more. if you don't believe that, go on our web site www.white house.gov and you're going to look at how the federal government works. a lot of people think if you eliminated foreign aid -- earmarks, a pork project, those account for about 1% of the budget, less than 1%. foreign aid accounts for about 1.5% to 2% of the budget. most of the budget is medicare, social security, medicaid, defense spending and interest on the national debt. that accounts for 70% of the budget. we're going to have to taffle the big stuff if we're going to get our budget under control. boy, that was a long answer. but i hope i answered your question. i got to ask this young man right here. >> my name is maut and i flew down from cleveland, ohio this mornin
because medicare is by far -- medicare and medicaid are the biggest things that are looming in the horizon of what our debt is going to be. nothing comes close. if this health care bill never existed, if i didn't do anything about it, we'd actually be $1 trillion worse off. but even with whatted savings are we're getting from health care, we're still going to do more. if you don't believe that, go on our web site www.white house.gov and you're going to look at how the federal government works....
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Apr 7, 2010
04/10
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WJLA
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eye 428
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all medicare supplement plans let you keep your own doctor, or hospital that accepts medicare.tworks r and no referrals needed. help protect yourself from some of what medicare doesn't pay... and save up to thousands of dollars in potential... medicare supplement .insurance plan... insured by unitedhealthcare # insurance company. call this toll-free number on your screen now... medicare guide and customized rate quote. >>> returning to our top story now, the deadly west virginia mine explosion. the owner of that mine, massey energy, and its chief executive don blankenship face serious questions. >> our chief investigative correspondent brian ross has been asking those questions for two years now. >> reporter: massey says its but recent court cases suggest . otherwise. >> it was surprising how much evidence there was of a general disregard for safety of coal miners. >> reporter: over the last year there has been a surge of federal safety violations at the upper big branch mine. many described as flagrant and repeated. 548 citaons in 2009. 122 so far this year. 58 last month alon
all medicare supplement plans let you keep your own doctor, or hospital that accepts medicare.tworks r and no referrals needed. help protect yourself from some of what medicare doesn't pay... and save up to thousands of dollars in potential... medicare supplement .insurance plan... insured by unitedhealthcare # insurance company. call this toll-free number on your screen now... medicare guide and customized rate quote. >>> returning to our top story now, the deadly west virginia mine...
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Apr 3, 2010
04/10
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eye 90
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medicare is, by far, medicare and medicaid are the biggest things that are looming on the horizon, inrms of what our debt is going to be. nothing else comes close. if this health care bill never existed, if i did nothing about it, we would actually be a $1 trillion worse off over the long run. even with the savings we get from health care, we still have to do more. if you do not believe that, go on our website and you can look at how the federal budget works. a lot of people think, if you just eliminated foreign aid, we could balance the budget. or if you eliminated earmarked, we could balance the budget. in remarks -- pierre marques -- earmarks account for less than 1% of the budget. foreign aid accounts for 1.5% too 2% of the budget. most of the budget is medicare, social security, medicaid, and defense spending. as well as interest on the national debt. that accounts for about 70% of the budget. all of this other stuff that we sometimes argue about is not the big stuff. we have to tackle the big step if we're going to get our budget under control. boy, that was a long answer. i am
medicare is, by far, medicare and medicaid are the biggest things that are looming on the horizon, inrms of what our debt is going to be. nothing else comes close. if this health care bill never existed, if i did nothing about it, we would actually be a $1 trillion worse off over the long run. even with the savings we get from health care, we still have to do more. if you do not believe that, go on our website and you can look at how the federal budget works. a lot of people think, if you just...
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Apr 12, 2010
04/10
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WMAR
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eye 451
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all medicare supplement plans let you keep your own doctor, or hospital that accepts medicare. there are no networks r and no referrals needed. help protect yourself from some of what medicare doesn't pay... and save up to thousands of dollars in potential... medicare supplement .insurance plan... insured by unitedhealthcare # insurance company. call this toll-free number on your screen now... medicare guide and customized rate quote. as a real estate agent, i use febreze to prep r my houses for sale. i also use it in my house. it removes odours of sports, teenagers... (laughing) i would not want to face a week without febreze fabric refresher. and you're still fighting to sleep in the middle of the night, why would you go one more round using it ? you don't need a rematch-- but a re-think-- with lunesta. lunesta is different. it keys into receptors that support sleep, setting your sleep process in motion. lunesta helps you get the restful sleep you need. when taking lunesta, don't drive or operate machinery until you feel fully awake. walking, eating, driving or engaging in ot
all medicare supplement plans let you keep your own doctor, or hospital that accepts medicare. there are no networks r and no referrals needed. help protect yourself from some of what medicare doesn't pay... and save up to thousands of dollars in potential... medicare supplement .insurance plan... insured by unitedhealthcare # insurance company. call this toll-free number on your screen now... medicare guide and customized rate quote. as a real estate agent, i use febreze to prep r my houses...
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Apr 20, 2010
04/10
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WMAR
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eye 313
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all medicare supplement plans let you keep your own doctor, or hospital that accepts medicare.s needed. help protect yourself from some of what medicare doesn't pay... and save up to thousands of dollars in potential... medicare supplement .insurance plan... insured by unitedhealthcare # insurance company. call this toll-free number on your screen now... medicare guide and customized rate quote. >>> one of jeremy's favorite artists there. >>> finally this half hour, you can learn something new from old dogs especially rottweilers. >> the breed is especially prone to cancer except for a few dogs beating the odds. now a cancer specialist hopes to learn a lot from the dogs and help people. >> started in harrisburg, pennsylvania. and made my way west here to seattle. >> reporter: for dr. david waters, this is no normal road trip. he is crisscrossing the country looking for the answers to living long, healthy lives. his experts? these guys. blaine and mena and cocoa. >> we thought it was time to go face to face, muzzle to muzzle, if you will. and capture some firsthand observations.
all medicare supplement plans let you keep your own doctor, or hospital that accepts medicare.s needed. help protect yourself from some of what medicare doesn't pay... and save up to thousands of dollars in potential... medicare supplement .insurance plan... insured by unitedhealthcare # insurance company. call this toll-free number on your screen now... medicare guide and customized rate quote. >>> one of jeremy's favorite artists there. >>> finally this half hour, you can...
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Apr 21, 2010
04/10
by
WMAR
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eye 324
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when i got my medicare card, i realized i needed an aarp... medicare supplement nsurance card, too.ne of the great things about turning 65, but it doesn't cover everything. in fact, it only pays up to " 80% of your part b expenses. if you're already on or eligible for medicare, call now to find out how an aarp... insured by unitedhealthcare insurance company, not paid by medicare part b. that can save you from paying .up to thousands of dollars... out of your own pocket. these are the only medicare supplement insurance plans... exclusively endorsed by aarp. when you call now, you'll get this free information kit... with all you need to enroll. put their trust in aarp p medicare supplement insuranc. plus you'll get this free guide to understanding medicare. the prices are competitive. i can keep my own doctor. and i don't need a referral o see a specialist. call now to get a free information kit. plus you'll get this free guide to understanding medicare. and the advantages don't end there. choose from a range of medicare r supplement plans... that are all competitively priced. we hav
when i got my medicare card, i realized i needed an aarp... medicare supplement nsurance card, too.ne of the great things about turning 65, but it doesn't cover everything. in fact, it only pays up to " 80% of your part b expenses. if you're already on or eligible for medicare, call now to find out how an aarp... insured by unitedhealthcare insurance company, not paid by medicare part b. that can save you from paying .up to thousands of dollars... out of your own pocket. these are the only...
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Apr 2, 2010
04/10
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eye 153
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cat -- medicare taxes on that. you are eligible for it, he will get the same benefits as anybody else, but because your source of income is what is called on earned income, even not have to pay. i am thinking to myself, how is it that the guy who was cleaning up the office is paying the medicare tax and the guy who is making capital gains is not? what we said was that if you make more than two hundred thousand, 21 $50,000 the year -- slaughtered $50,000 a year, that is on earned, you should have to pitch in like everybody else. you will be using it like everybody else. it is a concept of fairness. now, what the congressional budget office -- i am sorry. these answers are long sometimes. i want to make sure that i really answering your question. i really want to respect the importance of your question. with the congressional budget office has said is that as a consequence of the savings from the waste and fraud, combined with the new revenue sources that i just mentioned, this thing is going to reduce our deficit by
cat -- medicare taxes on that. you are eligible for it, he will get the same benefits as anybody else, but because your source of income is what is called on earned income, even not have to pay. i am thinking to myself, how is it that the guy who was cleaning up the office is paying the medicare tax and the guy who is making capital gains is not? what we said was that if you make more than two hundred thousand, 21 $50,000 the year -- slaughtered $50,000 a year, that is on earned, you should...
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Apr 8, 2010
04/10
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WMAR
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eye 282
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as with all medicare supplement plans, you can keep your own doctor and hospital that accepts medicare... and help pay for what medicare doesn't. to get your free information kit and guide # to understanding medicare. >>> welcome back. an opposition coalition that has seized power in a former soviet republic claims it's formed a new interim government. the country is under a state of emergency after uprisings killed dozens of people. it's all happening in kyrgyzstan's capital city as jim sciutto reports. >> reporter: the protests were massive and frenzied. and by the end of the day they had brought down the government. earlier, when thousands attacked the president's office, police used live ammunition to repel them. hospitals filled quickly with wounded and the dead. triggering anger. security forces were shooting with submachine guns, said one wounded man. but protesters were armed as well, and they injured and skilled several police. commandeering their vehicles. >> this was definitely not organized. there was no leadership to this. this was a mob. >> reporter: arrest of opposition
as with all medicare supplement plans, you can keep your own doctor and hospital that accepts medicare... and help pay for what medicare doesn't. to get your free information kit and guide # to understanding medicare. >>> welcome back. an opposition coalition that has seized power in a former soviet republic claims it's formed a new interim government. the country is under a state of emergency after uprisings killed dozens of people. it's all happening in kyrgyzstan's capital city as...
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Apr 7, 2010
04/10
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CSPAN2
tv
eye 86
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today we are announcing the first time ever release of medicare data which we are calling our medicare-board. this is an online tool to make it clear for americans to search and sort aggregate medicare data with full protection for patient privacy. we are launching medicare's in patient hospital data where you will be able to sort by state, by condition and by hospital making price comparisons for the first time ever but it is just the first step of many. we will be giving purchasers and providers the health information they need to make smarter choices. we believe we have to make every dollar count. it is a principal we will applying to every step of implementation. we are depending heavily on people and systems that are already in place not starting with the assumption that we have to build a new bureaucracy. our department has incredible talent the personal great resources and expertise in the health care system. as we move forward we rely on our existing resources as much as possible to fulfill our new responsibilities under the law. third and most important, we don't ever want to lose s
today we are announcing the first time ever release of medicare data which we are calling our medicare-board. this is an online tool to make it clear for americans to search and sort aggregate medicare data with full protection for patient privacy. we are launching medicare's in patient hospital data where you will be able to sort by state, by condition and by hospital making price comparisons for the first time ever but it is just the first step of many. we will be giving purchasers and...
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Apr 6, 2010
04/10
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eye 165
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he will come the head of the new center for medicare. we have of -- we have an administrator focused on fraud and abuse. these are all new positions that will help us have a much more robust innovation and quality strategy, and enhanced effort on cracking down on fraud, and helping us deal with the medicare challenges the bill as presented, moving medicare to a much more value-purchasing operation with its $400 billion plus we spend every year. we have an opportunity to change the delivery system and i think a pretty significant way to the benefit of beneficiaries in consumers across the country. >> many of the questions today are about the future of health care reform. we are always looking ahead. this is been a bruising political battle over the last several months. there was obamacare and the death panels and late-night votes and procedural controversies. "i am concerned by the widening gap between republicans and democrats made worse by the controversies over health care legislation. what are we doing to bring people together again?"
he will come the head of the new center for medicare. we have of -- we have an administrator focused on fraud and abuse. these are all new positions that will help us have a much more robust innovation and quality strategy, and enhanced effort on cracking down on fraud, and helping us deal with the medicare challenges the bill as presented, moving medicare to a much more value-purchasing operation with its $400 billion plus we spend every year. we have an opportunity to change the delivery...
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Apr 28, 2010
04/10
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eye 149
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i think even measures like the sgr and medicare in fact have moderated the growth of medicare spending, but what i was trying to point out is beside the silver bullets, you know, you're going to have to raise taxes. you're going to have to cut spending. it's going to have you heard and it can be reinforced through some process reforms, but don't count on them to do the heavy lifting. >> you know, if i cannot, i believe exactly the same thing and i think he described it very well as to what process can accomplish. but i do think there are major flaws in our current process and the number one flaw i would point to would be that i think it much too short to oriented. i think one could do things, which would ring long run considerations into the yearly process that would be very helpful. and even just increasing the information, australia has this very interesting process, where they report every three years on what the budget does two different generations and that provokes an interesting debate, which i gather is somewhat influential. so i think that they're all kinds of things like that
i think even measures like the sgr and medicare in fact have moderated the growth of medicare spending, but what i was trying to point out is beside the silver bullets, you know, you're going to have to raise taxes. you're going to have to cut spending. it's going to have you heard and it can be reinforced through some process reforms, but don't count on them to do the heavy lifting. >> you know, if i cannot, i believe exactly the same thing and i think he described it very well as to...
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Apr 2, 2010
04/10
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eye 151
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more returns are dependent on social security, medicare, and medicaid.the second is higher or rising healthcare costs. when you combine those two things, we have a tidal wave of spending coming over the budget and we have to find some way to do with it. the congressional budget office says that to bed it -- balance the budget over the next 30 years would require a 30% increase in all federal taxes. that is not going to happen. we have to think creatively about how we handle these issues. i will first talk a little bit about social security. when we have an aging society, we want three things to happen. we want them to work more, save more, and retire later. i would propose several different things. the first is to reduce benefits for medium and high wage earners while retaining and strengthening the safety net for people below -- at the low end. doing that would tend to encourage people to work more so they can generate more savings for themselves later on. second is institute universal savings accounts outside of social security, such as automatic enrol
more returns are dependent on social security, medicare, and medicaid.the second is higher or rising healthcare costs. when you combine those two things, we have a tidal wave of spending coming over the budget and we have to find some way to do with it. the congressional budget office says that to bed it -- balance the budget over the next 30 years would require a 30% increase in all federal taxes. that is not going to happen. we have to think creatively about how we handle these issues. i will...
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Apr 6, 2010
04/10
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CSPAN
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eye 137
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we have something we call our medicare-board. this is an online tool that will make it much easier -- we call our medicare dashboard. this is an online tool that will make it much easier. we are launching inpatient hospital data where you will be able to sort by state, by condition, and by hospital, making price comparisons for the first time ever. it is just the first step of many we will be giving consumers and purchasers so they can make smarter truces. secondly, we believe we have to make every dollar counts. and eliminating waste and fraud in our health-care system is a key part of the law. is the principle we will provide for every step -- it is a principle we will provide for every step of implementation. we will be depending heavily on the systems already in place, not starting on the assumption we need to build a new bureaucracy. our department has incredible talent, a great resources, and expertise in the health-care system. as we move forward, we rely on our existing resources as much as possible to fulfil our new resp
we have something we call our medicare-board. this is an online tool that will make it much easier -- we call our medicare dashboard. this is an online tool that will make it much easier. we are launching inpatient hospital data where you will be able to sort by state, by condition, and by hospital, making price comparisons for the first time ever. it is just the first step of many we will be giving consumers and purchasers so they can make smarter truces. secondly, we believe we have to make...
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Apr 25, 2010
04/10
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eye 192
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>> we are changing the medicare pay rates.nk that payment of debt, payment of once you get your medical degree are a pathway to a much more robust primary care system. that is what i hear from medical students all the time. that they are in a real financial box in terms of not being able to pay off loans and being inadequately compensated once they become providers. >> so you think they will move ov over? >> i do. we have seen an increase already this year in primary care choices made by first-year residents. it is up about 20%. >> thank you. >> thank you for your efforts to pass what is historic legislation. i know that your department is working overtime to make sure we begin the implementation of this legislation and that people can experience the benefits as quickly as possible and whether they are small business owners or seniors or young adults or people with a preexisting condition. we have already seen a couple of instances where insurance companies seem to be changing behavior in response to the bill. on the positive
>> we are changing the medicare pay rates.nk that payment of debt, payment of once you get your medical degree are a pathway to a much more robust primary care system. that is what i hear from medical students all the time. that they are in a real financial box in terms of not being able to pay off loans and being inadequately compensated once they become providers. >> so you think they will move ov over? >> i do. we have seen an increase already this year in primary care...
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Apr 6, 2010
04/10
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eye 199
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just remember, medicare advantage is the program where private insurers were paid a bonus to take medicare-eligible individuals, mostly elders. they the to keep the bonus as part of their profit margin. so when the national bill was passed, one of the things they are trying to do is find ways they pay for it. one of the savings identified was to decrease the bonuses that private health-care plans get for taking medicare advantage. frankly, this is not something the plans must pass on to the medicare members. they could agree to take a lower profit margin, but continue to cover these people in exactly the same way that they are. but they may not choose to do that. it is unfortunate. host: massachusetts ,vince. caller: a couple of years ago i was not working. due to the economy and stuff like that. i did not have health care, did not look for, and did not use it. the year after that the state charged me $292 because i did not have health insurance. i did not like that. guest: and what this caller is referring to is the individual mandate, also part of national reform. the reason this mandate is so im
just remember, medicare advantage is the program where private insurers were paid a bonus to take medicare-eligible individuals, mostly elders. they the to keep the bonus as part of their profit margin. so when the national bill was passed, one of the things they are trying to do is find ways they pay for it. one of the savings identified was to decrease the bonuses that private health-care plans get for taking medicare advantage. frankly, this is not something the plans must pass on to the...
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Apr 3, 2010
04/10
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eye 184
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they think medicare covers everything. college graduates, whomever they may be, especially with the prescription drug coverage. i took this out for me and my has been several years ago. i have never used prescription drug coverage. my coverage is equal the amount of my husband's. $42 a month. he has had quadruple bypass heart surgery. i have never had anything. you were mentioning that that should be taxable -- that people should be paying for. it does not seem to be really thought out. there are so many groups behind you. if you turn around, how many people in washington are there in the think tanks are groups that put out papers and heavens knows our congressman never go back, once they are not reelected. that is all i have to say. the question is over 300 million people in this country, it does not appear that this health program, whether it is corporate -- my husband still works for a court -- corporation. this has not been really thought out. host: thanks for your call. we get your point. guest: this does not have any
they think medicare covers everything. college graduates, whomever they may be, especially with the prescription drug coverage. i took this out for me and my has been several years ago. i have never used prescription drug coverage. my coverage is equal the amount of my husband's. $42 a month. he has had quadruple bypass heart surgery. i have never had anything. you were mentioning that that should be taxable -- that people should be paying for. it does not seem to be really thought out. there...
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Apr 28, 2010
04/10
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CSPAN2
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eye 314
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i think even measures like the sgr and medicare in fact have moderated the growth of medicare spendingat i was trying to point out is beside the silver bullets, you know, you're going to have to raise taxes. you're going to have to cut spending. it's going to have you heard and it can be reinforced through some process reforms, but don't count on them to do the heavy lifting. >> you know, if i cannot, i believe exactly the same thing and i think he described it very well as to what process can accomplish. but i do think there are major flaws in our current process and the number one flaw i would point to would be that i think it much too short to oriented. i think one could do things, which would ring long run considerations into the yearly process that would be very helpful. and even just increasing the information, australia has this very interesting process, where they report every three years on what the budget does two different generations and that provokes an interesting debate, which i gather is somewhat influential. so i think that they're all kinds of things like that that ca
i think even measures like the sgr and medicare in fact have moderated the growth of medicare spendingat i was trying to point out is beside the silver bullets, you know, you're going to have to raise taxes. you're going to have to cut spending. it's going to have you heard and it can be reinforced through some process reforms, but don't count on them to do the heavy lifting. >> you know, if i cannot, i believe exactly the same thing and i think he described it very well as to what...
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165
Apr 3, 2010
04/10
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eye 165
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who is going to pay -- you talk about medicare, but there is not medicare. it is medicare advantage. the ceo score it had lower for republicans. when they finally come out with the numbers. it was three times the amount that they had originally said it would be. what president obama did is cut out the waist and abuse in medicare advantage. host: we'll leave it there. andrew, go ahead. guest: one point i think i made early on, i don't hold current deficits against the obama administration. they inherited a difficult economy and financial crisis. you are going to run large budget deficits this year and next regardless. the concern is looking out long term. we are saying if you get everything you want from congress, you are still going to run a deficit. these problems are never going to fix themselves it helps to set the record straight another 35% is pafert stimulus and deteriorated economy. the lesson here, however, is that the bush administration left legacy of tremendous debt. ultimately, it's a story of missed opportunity. the drug benefit was not paid for
who is going to pay -- you talk about medicare, but there is not medicare. it is medicare advantage. the ceo score it had lower for republicans. when they finally come out with the numbers. it was three times the amount that they had originally said it would be. what president obama did is cut out the waist and abuse in medicare advantage. host: we'll leave it there. andrew, go ahead. guest: one point i think i made early on, i don't hold current deficits against the obama administration. they...
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Apr 23, 2010
04/10
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FOXNEWS
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. 50% of the seniors who have medicare advantage right now, which is the choice piece of medicare, will no longer have that. we also see language in the report which says that hospitals and other providers won't be able to continue to participate because of the structure of the bill. again, we said all along, trying to do this transformational change a trillion dollar bill which will cost an additional $311 billion -- >> neil: but your point's well taken but flip that around. if the argument is we don't need as many hospitals if we move to the health community centers that a lot of democrats and those that signed off on are bragging about. maybe net, net good. >> if you remember over a year ago we were at the healthcare summit the president hosted. he started the discussion saying we need to bring healthcare cost down but we have to make sure people who have healthcare coverage they like can keep it. this report right there goes to the heart of those matters. number one, it says we're not bringing down costs and, number two, it says that millions, millions of americans, will no longer b
. 50% of the seniors who have medicare advantage right now, which is the choice piece of medicare, will no longer have that. we also see language in the report which says that hospitals and other providers won't be able to continue to participate because of the structure of the bill. again, we said all along, trying to do this transformational change a trillion dollar bill which will cost an additional $311 billion -- >> neil: but your point's well taken but flip that around. if the...
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Apr 5, 2010
04/10
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CSPAN2
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i'll talk about social, medicare and medicaid and sum things up. the way we see it, we want people to work more. we want them to save more, we want them to retire later. so on the social security front, i propose several different things. the first is to reduce benefits for a medium and high range earners while retaining and strengthening the safety net at the low end. doing that would tend to encourage people to work more so they can generate more savings themselves later on. second, is institute universal savings accounts outside of social security. such as automatic enrollment and 401k plans. by building more savings outside of social security, we reduce the burden on the program and make it easier to meet its goals. third, is i would increase the retirement age for social security while reducing payroll taxes on lower earners. it's a way of using both the carrot and the stick of saying we'd like you to work longer. we're trying to make it worth your while to stay in the labor force. at the same time, when i think of these three goals, work more
i'll talk about social, medicare and medicaid and sum things up. the way we see it, we want people to work more. we want them to save more, we want them to retire later. so on the social security front, i propose several different things. the first is to reduce benefits for a medium and high range earners while retaining and strengthening the safety net at the low end. doing that would tend to encourage people to work more so they can generate more savings themselves later on. second, is...
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378
Apr 1, 2010
04/10
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FOXNEWS
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medicare home care. medicare hospice care, medicare reimbursement to hos pi pist -- hospice and nursing home. the cuts are so severe they are opening express lane to cemetery. >> how can the medical profession tolerate the cuts an and who will be hurt the most by them? >> a lot of physicians are demoralized and disheartened. i think what will happen ultimately is they will lessen the medicare patients they see, as the prices are cramped down. and if there is a shortage of funds. we are seeing the popular family doctors are not taking new medicare patients. there will be less care for people and there will be shortages. and ultimately, there won't be enough money so they will have to ration the care for everyone. >> our colleague brit hume was kidding but somebody on the floor of the house said this. we'll just write a law that makes waiting lines illegal. >> what you are saying is we are going to ensure healthy 20-year-olds. at the expense of the elderly. >> that's right. >> the chief actuary for medicar
medicare home care. medicare hospice care, medicare reimbursement to hos pi pist -- hospice and nursing home. the cuts are so severe they are opening express lane to cemetery. >> how can the medical profession tolerate the cuts an and who will be hurt the most by them? >> a lot of physicians are demoralized and disheartened. i think what will happen ultimately is they will lessen the medicare patients they see, as the prices are cramped down. and if there is a shortage of funds. we...
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471
Apr 26, 2010
04/10
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WMAR
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investigates medicare fraud. we have learned that organized crime and foreign gangs are now taking your medicare money and here's senior justice correspondent pierre thomas. >> reporter: these are medicare fraud investigators, not the fbi. they used to worry about catching nonviolent offenders. now they're concerned about something far more deadly. >> our folks are out there engaging a criminal element that is dangerous. >> reporter: for gangs, members of the mafia, medicare fraud is becoming big business. >> it's so easy to steal from medicare and medicaid, it attracts schemes. >> reporter: crime rining are ripping off taxpayers. >> in california, we see ar meanians. in the northeast, we see russians. >> reporter: they set up fake companies in florida and each can bill the government for equipment and services never delivered. this one ar meanian gang in los angeles blotted to steal $30 million in medicare money. this undercover video, gang members confront an accomplice. they threaten to kill him. police say so
investigates medicare fraud. we have learned that organized crime and foreign gangs are now taking your medicare money and here's senior justice correspondent pierre thomas. >> reporter: these are medicare fraud investigators, not the fbi. they used to worry about catching nonviolent offenders. now they're concerned about something far more deadly. >> our folks are out there engaging a criminal element that is dangerous. >> reporter: for gangs, members of the mafia, medicare...
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Apr 5, 2010
04/10
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CSPAN2
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we've expanded medicare and we've tan some tough choices of medicare and increasing taxes and that's going toward spending and fought fixing the program. and when you go back to participants hey we're going to have to cut your benefits some more and raise your taxes they're not too keen on doing that. i'm fully committed to the deficit system president obama has put together at the same time i'm skeptical or i'm gloomy about the prospects for success. in the "new york times" last week, an anonymous obama official said well, because we worked on medicare and medicaid in the health bill they will probably be off the table for the commission. likewise, the senate passed a resolution saying that there could be no expedited consideration of social security. the recommendations on social security that come out of the commission. it tells me that in congress, there are too many people with just a lack of seriousness and a lack of maturity about these issues. these are threats to the federal budget. and you have people who are simply willing to dodge things. i saw an interview on television
we've expanded medicare and we've tan some tough choices of medicare and increasing taxes and that's going toward spending and fought fixing the program. and when you go back to participants hey we're going to have to cut your benefits some more and raise your taxes they're not too keen on doing that. i'm fully committed to the deficit system president obama has put together at the same time i'm skeptical or i'm gloomy about the prospects for success. in the "new york times" last...
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Apr 28, 2010
04/10
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CSPAN
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means medicare. here's what the report said. before the president signed the health care law, the medicare trust fund was due to run out of money in 2017. because the president signed the health care law the medicare trust fund will live for at least 12 more years. the fact is that report said that future forecasts of health care costs are, to quote the report, only a prediction, difficult to ascertain, subject to interpretation. well, here's some interpretations that the american public are beginning to see. when sons and daughters under the age of 26 years old can be covered on their parents' policy, the american people support that. when someone cannot be turned away from buying insurance or have their premiums raised bazz they had breast cancer -- because they had breast cancer or asthma, the american people support that. when an insurance company cannot cancel someone's policy when they're on the way to the operating room after they paid premiums for years, the american people support that. we embrace and support the idea o
means medicare. here's what the report said. before the president signed the health care law, the medicare trust fund was due to run out of money in 2017. because the president signed the health care law the medicare trust fund will live for at least 12 more years. the fact is that report said that future forecasts of health care costs are, to quote the report, only a prediction, difficult to ascertain, subject to interpretation. well, here's some interpretations that the american public are...
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Apr 27, 2010
04/10
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actuary for medicare estimates that the president and the majority party's medicare cuts will reduce medicare advantage enrollment by seven million people. but there's more. the medicare actuary reports that under the new health care law 15% of all hospitals, nursing homes and other providers could be operating at a loss by 2019 which will jeopardize access to care. i yield back. the speaker pro tempore: the gentleman's time has expired. for what purpose does the gentlewoman from michigan rise? ms. kilpatrick: thank you, mr. speaker. how can you help repeal law that better americans? the repeal republicans are offbase and not right in their assumptions. millions of americans will benefit from the new health care bill. you and your doctor will determine your case and not the insurance company. small businesses will get tax credits with 50 employers or less to help them pay their premiums, so those millions of people who work in small business can now have health care. your children, who have graduated from college, find themselves with no job, will be able to stay on your health care
actuary for medicare estimates that the president and the majority party's medicare cuts will reduce medicare advantage enrollment by seven million people. but there's more. the medicare actuary reports that under the new health care law 15% of all hospitals, nursing homes and other providers could be operating at a loss by 2019 which will jeopardize access to care. i yield back. the speaker pro tempore: the gentleman's time has expired. for what purpose does the gentlewoman from michigan rise?...
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120
Apr 27, 2010
04/10
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CSPAN2
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medicare money and keep it in medicare, use it to save medicare, not to start an entirely new governmentrogram. so as you work your way through it, you say what does it mean for these seniors on medicare? and that gets to page 9 and page 10 of the national report, the centers for medicare and medicaid services. these are the people that know. they looked into the numbers. they basically said they didn't have time to do it while the senate and house were rushing to pass a bill. said, you know, we should have given some more time and more thought to this. but what happens when they actually look at what's been signed into law? they talk about the cuts to providers, to the people that take care of the patients on medicare. they're expecting many providers, medical professionals it says to -- quote -- "end their participation in the program." this is going to jeopardize access to patient care. the report says 15% of all the hospitals in this country, all of the nursing homes in this country and similar providers -- we're talking about home health care agencies that link, that lifeline to peo
medicare money and keep it in medicare, use it to save medicare, not to start an entirely new governmentrogram. so as you work your way through it, you say what does it mean for these seniors on medicare? and that gets to page 9 and page 10 of the national report, the centers for medicare and medicaid services. these are the people that know. they looked into the numbers. they basically said they didn't have time to do it while the senate and house were rushing to pass a bill. said, you know,...
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Apr 26, 2010
04/10
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the savings estimates with the $500 billion in medicare cuts cannot be used to keep medicare from going bankrupt while simultaneously being used to fund a new subsidy program. another important finding in that work was the class act, the long term care act imbedded in the bill. it will go bankrupt after the five-year waiting period when it begins to pay claims. if those points sound of all familiar to you, that is because groups like the chamber and many others in the business community have been repeating them over the past year. as i said at the beginning, this bill has passed and is now law. it is time to start thinking about what businesses need to know in order to comply with the new law, how to avoid fines, and to explore options to reduce or minimize the cost. before we go to our panel, let's remember that the solutions to make the health care delivery system more efficient that keep people healthy, that those changes have never been invented in congressional committee rooms. they come from partnerships between people who provide health insurance, the people who administer the cl
the savings estimates with the $500 billion in medicare cuts cannot be used to keep medicare from going bankrupt while simultaneously being used to fund a new subsidy program. another important finding in that work was the class act, the long term care act imbedded in the bill. it will go bankrupt after the five-year waiting period when it begins to pay claims. if those points sound of all familiar to you, that is because groups like the chamber and many others in the business community have...
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Apr 21, 2010
04/10
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it is the patient's expenditure. >> we will secure the solvency of medicare for years to come.e will provide guaranteed access to doctors and legislation -- and with this legislation we will immediately begin to close the doughnut hole. >> i cannot count him out of patience i see on a daily basis to say they cannot pay for their medication. -- i cannot count the amount of patients i see on a daily basis who say they cannot pay for their medication. the crux we live on social security -- >> we live on social security and after the bills are paid, we have less than $100 each week for food and gas and everything else. i am proud that my states representative is helping to make prescription drugs more affordable and by closing the medicated doughnut hole. >> the topic has a large impact on senior citizens of our nation. margaret, my grandmother and lie introduced earlier, gives us her perspective. >> they will take some money out of our pension for health care. as far as the pros, i'm not sure what they would be for us. i would prefer that they would stay where they were. >to me, t
it is the patient's expenditure. >> we will secure the solvency of medicare for years to come.e will provide guaranteed access to doctors and legislation -- and with this legislation we will immediately begin to close the doughnut hole. >> i cannot count him out of patience i see on a daily basis to say they cannot pay for their medication. -- i cannot count the amount of patients i see on a daily basis who say they cannot pay for their medication. the crux we live on social...
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Apr 27, 2010
04/10
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participation in medicare.lso states that 50% of the seniors participating in medicare advantage are set to lose their coverage. the american people deserve better, mr. speaker, and that's why we need to repeal the $1 trillion government overhaul of health care and replace it with a bill that makes lowering costs the first priority. i yield back. the speaker pro tempore: the gentleman yields back the balance of his time. for what purpose does the gentleman from colorado rise? >> permission to address the house for one minute. revise and extend. the speaker pro tempore: without objection. mr. polis: i rise today to discussion immigration. the lack of federal action and the failure of the federal government to establish the rule of law has completely and utterly failed. so severely that states are trying to take federal law into their own hands. on the right you have states like arizona, which passed a law that allows for racial and ethnic profiling. on the left you have states contending with whether they issue
participation in medicare.lso states that 50% of the seniors participating in medicare advantage are set to lose their coverage. the american people deserve better, mr. speaker, and that's why we need to repeal the $1 trillion government overhaul of health care and replace it with a bill that makes lowering costs the first priority. i yield back. the speaker pro tempore: the gentleman yields back the balance of his time. for what purpose does the gentleman from colorado rise? >>...
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Apr 13, 2010
04/10
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CSPAN
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this legislation will help curb the fraud in the medicare system. it will not only toughen the penalties on those individuals who engage in fraud, but it will also help implement new screening procedures and biometric checks for all medicare claims and services. medicare fraud is not isolated to cases that involve rogue individuals. unfortunately, the reality is that more and more medicare fraud is being perpetrated by groups that are organized and are sophisticated in their techniques. this bipartisan bill will help catch up existing rules and regulations with the reality of today's threats. fraud and abuse cost the medicare system billions of dollars each year. it costs the system in fact, $60 billion every year. it harms the health care industry as a whole and it undermines the market for legitimate health care products. it hurts legitimate suppliers who cannot compete with illegitimate suppliers who pad their income by billing for services that they never rendered. fraud undermines public confidence in health care providers. the klein-ros-lehtin
this legislation will help curb the fraud in the medicare system. it will not only toughen the penalties on those individuals who engage in fraud, but it will also help implement new screening procedures and biometric checks for all medicare claims and services. medicare fraud is not isolated to cases that involve rogue individuals. unfortunately, the reality is that more and more medicare fraud is being perpetrated by groups that are organized and are sophisticated in their techniques. this...
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854
Apr 4, 2010
04/10
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WBAL
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in fact, if we qualify you for medicare reimbursement and medicare denies your claim, we'll give you your new power chair or scooter free. i didn't pay a penny out of pocket for my power chair. with help from the scooter store, medicare and my insurance covered it all. call the scooter store for free information today. >>> from high-end to hip-hop styles, fashion trends don't always start on the runway. jenna looks at fashions of the past -- how they were shaped and how they can help us create our own style. >> for the seventh season in a row, surveys show abercrombie and fitch is the most popular place for teens to shop. while experts say it's okay to want to fit in, they stress now's the time to find your own style. >> clothes are a great way to express your own style and personality. for teens, you're kind of figuring out who you are on the inside, and you can express that by what you look like on the outside. and that can change from day to day. >> many trends come from young people who experiment. you may wonder why this male mannequin is wearing a dress. that's because this is
in fact, if we qualify you for medicare reimbursement and medicare denies your claim, we'll give you your new power chair or scooter free. i didn't pay a penny out of pocket for my power chair. with help from the scooter store, medicare and my insurance covered it all. call the scooter store for free information today. >>> from high-end to hip-hop styles, fashion trends don't always start on the runway. jenna looks at fashions of the past -- how they were shaped and how they can help...
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579
Apr 10, 2010
04/10
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WBAL
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in fact, if we qualify you for medicare reimbursement and medicare denies your claim, we'll give you your new power chair or scooter free. i didn't pay a penny out of pocket for my power chair. with help from the scooter store, medicare and my insurance covered it all. call the scooter store for free information today. >>> they've led the country. how much do you know about them? here's this week's chance for you to "guess the president." he was wounded in the civil war, fighting for the north. then he served three terms as governor of ohio. the writer, mark twain, campaigned for him for president. but the election was so close that a special commission was appointed to figure out who won. b. hayes, left behind a controversy. he agreed to pull federal troops out of the south. they had been there since the war, protecting the rights of former slaves. they would have to struggle for those rights for the next hundred years. >>> animals can be loveable creatures. but if they aren't well trained, they can be real beasts. and that's where animal trainers come in. whether it's a household p
in fact, if we qualify you for medicare reimbursement and medicare denies your claim, we'll give you your new power chair or scooter free. i didn't pay a penny out of pocket for my power chair. with help from the scooter store, medicare and my insurance covered it all. call the scooter store for free information today. >>> they've led the country. how much do you know about them? here's this week's chance for you to "guess the president." he was wounded in the civil war,...
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115
Apr 2, 2010
04/10
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CSPAN
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medicare alone was underfunded by over 38 trillion dollars as of last september 30. these numbers go up by $2 trillion to $3 trillion every year even on autopilot even with the balance budget. that is over $200,000 per person, over $500,000 per family. median household income in america is about $50,000 a year. that means that under our present imprudent, status quo, do nothing path, the typical american household has a second or third mortgage equal to 10 times their household income, but no house to back that mortgage. this is our fiscal future under our do nothing path. the line represents revenues as a percentage of the economy. the bars represent spending. if the bar is above the line, which is in every time period, that is the deficit. the fastest-growing cost is interest on the federal debt. within 12 years, the single largest line item in the federal budget without an increase in interest rates will be interest on the federal debt. if interest on the federal debt increases by 200 basis points or 2%, then the only thing the federal government will be able to i
medicare alone was underfunded by over 38 trillion dollars as of last september 30. these numbers go up by $2 trillion to $3 trillion every year even on autopilot even with the balance budget. that is over $200,000 per person, over $500,000 per family. median household income in america is about $50,000 a year. that means that under our present imprudent, status quo, do nothing path, the typical american household has a second or third mortgage equal to 10 times their household income, but no...
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Apr 10, 2010
04/10
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CNN
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you decide how much are you prepared to sacrifice on social security or medicare?h are you prepared to spend lesson defense in order to get the budget deficit down and secure the economic strength of america for the next generation. >> let's talk about the sacrifices and what kind of solutions we need to make and how sacrifices and solutions go hand in hand here. the united states spends a tremendous amount of money around the world. next, is it time to reel in the spending and at what cost to the spending and at what cost to the nation's national security? -- captions by vitac -- www.vitac.com >>> we allowed the government to spend for it year and year out throughout our time. >> let's look at defense on other spending. social security, medicare and medicaid, the federal government operates many other programs. of these, national defense is the largest. this year, including spending for operationin
you decide how much are you prepared to sacrifice on social security or medicare?h are you prepared to spend lesson defense in order to get the budget deficit down and secure the economic strength of america for the next generation. >> let's talk about the sacrifices and what kind of solutions we need to make and how sacrifices and solutions go hand in hand here. the united states spends a tremendous amount of money around the world. next, is it time to reel in the spending and at what...
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160
Apr 2, 2010
04/10
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health care and medicare is a lot trickier.tarting with social security really does make sense. >> i have been following the social security debate closely for a long time, and i was struck with bill and andrew, who have not always been on the same side of the social security reform debate. they were saying things that were similar and things where you could get a bipartisan agreement if he could do it out of the context of political advertising and people trying for political reasons. they have said there is a deal to be made. one of the things that concerns me about the health care bill is that a lot of the so-called low hanging fruit was taken in that bill as an offset to pay for the new benefits. to me, that is the thing that is most fiscally concerned about that, because even if all the savings are achieved, and all the tax increases actually go into effect, you are still on an unsustainable course, and you would have used a lot of that so-called low hanging fruit. i don't think there is much that is low hanging in this co
health care and medicare is a lot trickier.tarting with social security really does make sense. >> i have been following the social security debate closely for a long time, and i was struck with bill and andrew, who have not always been on the same side of the social security reform debate. they were saying things that were similar and things where you could get a bipartisan agreement if he could do it out of the context of political advertising and people trying for political reasons....
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876
Apr 13, 2010
04/10
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WMPT
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addressing the medicare issue is something that was important because the solvency of medicare was only projected to be solvent for another five to seven years. i think addressing it at this time in this bill was a smart thing to do. i think that securing medicare benefits for all seniors and for those of us that will eventually be seniors is a very good thing. >> ifill: what about people like dee williams who said we were fine with our insurance. all this is going to do is hurt most of us? >> i think it's a potential fear that many people have that it might... that that might occur. but i don't think that in this bill that's going to happen. the medicare benefits that are guaranteed are guaranteed. those are not going to change. so i think it's sort of evens the playing field so that medicare will last longer for all of us and be there for all of us. >> jerry pierce, you run a small business. obviously many parts thf bill are geared to people like yourself. do you think it's helping or hurt something. >> i think it will hurt. there are good parts of the bill concerning pre-existing con
addressing the medicare issue is something that was important because the solvency of medicare was only projected to be solvent for another five to seven years. i think addressing it at this time in this bill was a smart thing to do. i think that securing medicare benefits for all seniors and for those of us that will eventually be seniors is a very good thing. >> ifill: what about people like dee williams who said we were fine with our insurance. all this is going to do is hurt most of...
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Apr 3, 2010
04/10
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FOXNEWS
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in fact, if we qualify you for medicare reimbursement and medicare denies your claim, we'll give youour new power chair or scooter free. i didn't pay a penny out of pocket for my power chair. with help from the scooter store, medicare and my insurance covered it all. call the scooter store for free information today. call the number on your screen for free information. @@ppxx themight be fun or dramatic,ere but it's not real life. there's another screening that is real life, and it could save your life. it's a screening test for colorectal cancer, the second-leading cancer killer of men and women. screening finds precancerous polyps, so they can be removed before they turn into cancer. i got screened. now, it's your turn. so you can stick around and enjoy the show. if you're 50 or older, get screened for colorectal cancer. >> education secretary ar any duncan announced the first round winners on race to the top this week, that's the 4 billion dollar competition that the obama administration set up to reward states with the most ambitious plans for improving their public schools. 40 s
in fact, if we qualify you for medicare reimbursement and medicare denies your claim, we'll give youour new power chair or scooter free. i didn't pay a penny out of pocket for my power chair. with help from the scooter store, medicare and my insurance covered it all. call the scooter store for free information today. call the number on your screen for free information. @@ppxx themight be fun or dramatic,ere but it's not real life. there's another screening that is real life, and it could save...
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157
Apr 21, 2010
04/10
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CSPAN2
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eye 157
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we ought to open up medicare and allow younger people and 652 sign-up.it works pretty well. >> how do you pay for it? >> things that are tough to do. if -- to make sure, first of all, the to do quds have a trillion dollars out of waste and money and suppliers and drug companies and pharmaceutical companies and then you have to start raising premiums of or benefits. >> another one bill frist give his opinion regarding the debate in november at the moscow chamber of commerce. >> medicare serves almost to million seniors today so as to bring in terms of health care security and unless you reform the system and away health care is delivered that means you pay nurses less and to pay doctors a lot less for delivering the care bear expected to give it and pay hospitals a lot less. so i'm concerned about the proposal. i think first american people have a moral obligation to fulfil our commitment to our seniors today and i think for our seniors there will be okay, the cuts if they occur of this administration will not be so severe you'll be denied health care. th
we ought to open up medicare and allow younger people and 652 sign-up.it works pretty well. >> how do you pay for it? >> things that are tough to do. if -- to make sure, first of all, the to do quds have a trillion dollars out of waste and money and suppliers and drug companies and pharmaceutical companies and then you have to start raising premiums of or benefits. >> another one bill frist give his opinion regarding the debate in november at the moscow chamber of commerce....
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377
Apr 22, 2010
04/10
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CSPAN2
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eye 377
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they don't make the of medicare or medicaid.hey don't expect to me kate going forward so they are worried are we going to crowd out the private market and they won't have the money they need to give patients the best surface they possibly can get and i think with the exchange opportunities the private market i would suggest may be stronger. what's happening right now and it's happened over the last five years certainly more and more small employers have dropped their private coverage because they can no longer pay the premium. a lot of individuals are lost insurance when they lost their jobs but i think that the real stabilization of a marketplace of the private marketplace with larger purchasing pools that then stabilized covers that people have is going to be good news. >> i hope so and i think that is a point worth making because a lot of my friends who favor the public option forget where the money comes from and it's very heavily from the private sector. q. over pay quite frankly if you are on private insurance already. we
they don't make the of medicare or medicaid.hey don't expect to me kate going forward so they are worried are we going to crowd out the private market and they won't have the money they need to give patients the best surface they possibly can get and i think with the exchange opportunities the private market i would suggest may be stronger. what's happening right now and it's happened over the last five years certainly more and more small employers have dropped their private coverage because...