katie: meghan graper, what kind of calls are you getting when it pertains to financial threat -- financial there have been calls for months with investors looking to prepare cash in the sector, having done work and getting transparency or wealthy implications of rising bread on portfolios. you need to look at rate trajectories to understand the vast majority of i.t. credit is in incredibly great shape despite where we are. you can look at all in angel. transactions have been falling compared to 66 rising stars. we continue to see investors showing up to the plate. it is hard to envision everything but buying in to the runway between now and september but also the our words are in shape in the banks a sly willing shed. and let's materialize before they are willing to the markets. katie: great discussion. matt brill and meghan graper, thank you for your time. still ahead, another look at the u.s. consumer. that is next. r.o.e. yield on bloomberg -- real yield on bloomberg. ♪ ♪ i just could not hear. i was hesitant to get the hearing aids because of my short hair. but nobody even sees them. o