mehdi sadeghi shabhani, the head of the iranian economics think tank of imam sadiq university, who isponsible for all of this. allah, the merciful, the merciful, i am also at your service, dear viewers and all those who watch this program. hello and good morning . i wish you peace. first, let's talk about the goals of holding shows and the factors that led you to hold such a conference with such an agenda. yes, this is the second year that we have put the issue of reforming the structure of the bank balance sheet on the agenda of the exchange of ideas between elite thinkers and banking and economic experts. what does it mean to see a bank balance sheet ? if i want to make an approximation to the mind, serving dear viewers is like a human heart. well, this heart must naturally come out of the period of its regulatory conditions in the human body. part of these factors are related to the external system of the body. it is like a human heart that should work properly and work properly. but sometimes factors cause him to go out of his natural conditions, which we are trying to see in this