"money" with melissa francis is next. stay tuned. melissa: a deep freeze like no other. the polar vortex sweeping the country, taking no prisoners. thousands of airline passengers stranded and productivity in many regions at a near stand still, but it hasn't stopped some people from turning a profit because even when they say it's not, it is always about money. melissa: a brutal cold known as the polar vortex has swept from the midwest to the east coast. it is causing chaos and misery wherever it goes. it isn't your usual wintry blast. it is so cold and so widespread, over 180 million people have gone into some form of hibernation just to escape it but some businesses believe it or not are actually doing better in the vortex. we salute them. joining us a local restaurant owner in chicago. he will tell us a little more. we have fox news's garrett tenney braving the cold as well. george, get right to it. i love you're turning the freezing weather into cold hard cash. tell us about the business and why the cold is helping you. >> we are exploding. we're doing all deliveries

melissa: yeah. my insides were frozen from the frozen hot chocolate and i got inside your pedicab and pedaled around the city to freeze the outside of my body, what would that cost me? >> i mean, you mean like how much it costs? melissa: yeah. what does it cost per minute? what will you charge me to freeze my tucus off out there? >> we have new regulation, in the summertime like 2 or $3 per minute the ride. but basically, we give the customers more discount in wintertime because, like you know, more want to ride. we give them more -- melissa: did you charge less today? is that what you're saying? >> yeah, like a cab. also pedicab is permitted ride. no additional fees. like companies gives us receipt and we give them receipt after finishing the ride. melissa: do you mind if i ask you how much money you made today? how much people actually volunteered to get in that pedicab to go around city? >> like basically, like, the because i rent from the company, so like, basically it is like half and half. lik

melissa: thank you. >> thank you. melissa: president's obama's jobless push.nts employers to reform hiring practices, great for some but will interference by big government ever end? >>> here is trend not going away. tiny houses. a woman gave up on rent and mortgages by building herself an amazing house, the size of a living room or smaller. you have to see this. it's the smallest thing you will ever see! do you ever have too much money? [ male announcer ] e new new york is open. open to innovation. open to ambition. open to boldids. that's why n york has a new plan -- dozens of tax free zones all across the state. move he, expand here, or start a new business here and pay no taxes for ten years... we're new york. if there's something that creates more jobs, and ows more businesses... we're open to it. start a tax-free business at startup-ny.com. melissa: president obama out pushing a new jobs plan to help the long-term unemployed earlier today. >> while congress decides whether or not it is going to extend unemployment insurance for these americans, we're goi

melissa: very interesting. about the unemployment numbers back in november i got so many e-mail's about that. how do we know there are no bad apples today? peter is back with us. let's talk about the 6.7 percent unemployment number. what do you think about that? that is people calling from home. you seem to be suspicious. how you feel about? >> the way they get that number is more than half a million people was the low was adult participation rate we have seen in so many years. people have given up looking for a job parties sympathetic to the administration and would you cook 74,000 job gains for the month? absolutely not. look at the numbers i can see if you wanted to play with the numbers to look better so these are not cooked. melissa: what were you talking about last time specifically? what were they telling you to do or to change? we got such a huge response. >> we do focus studies on subjects sometimes political appointees don't like what they see. they would try to raise questions are put you on the defe

melissa: right. >> two, if they are forced to pay the minimum wage mandated by government, they might delay the next raise nor that employee. third, what the business person also might do and you never know, is that they may be in a position where they may have to totally change the way they do business, not immediately. melissa: yeah. >> so the whole argument, melissa, is a political pawn and they're missing the fact that the employers want to pay maximum wages based upon productivity and stability. that is the argument that they are missing. >> we're running out of time. real quick before we go, what do you think, what is one thing that could be done right now to spur the economy? what are we missing? because people are feeling such malaise and worried what is going on out there. that's why we're focused on minimum wage, because there are no new good, well-paying jobs, what can be done? >> raising minimum wage will not spur the economy. that is where liberals and democrats are absolutely false. one

"money" with melissa francis is next. melissa: yelp under fire. if you use the sight to choose or rate services beware. a growing number of small businesses say it is all a scam and a shakedown. you're going to hear why first-hand right now. because even when they say it's not it is always about money. melissa: if you're a business owner, or you ever used yelp to find or rate a business, then tough hear about this one. forget the fake reviews. it is what yelp supposedly doing with the real one that is is making a lot of people mad. companies are seeing legitimate good reviews disappear and they say it is costing them business and cleaning service owner lakeisha alton says when she confronted yelp about the problem, she told her paying them could be the solution. she joins us now along with social media expert ryan ames and harvard business professor, michael luca who coauthored a study on yelp services. lakeisha, i want to get your story out there which is one we heard from folks out there. if you search your service on yelp and comes up, and look

melissa: no, absolutely. we had many experts on the show, like a house without a foundation, whatever analogy you use it is almost impossible to fix it. realistically what do ou think can be done? it does seem clear, if we continue with this system, a new website needs to be built and then maybe everybody's transferred to it or something? fixing this one isn't going to do the trick from a security perspective? >> certainly that would be a recommendation from people who are more educated on how to do a website and security measures than i am but everything i'm reading is telling me that it is not possible to fix this. however in the meantime, it should be incumbent upon the federal government, to be responsible to let people know when their data has been breached so they can do what is necessary to protect themselves from identity theft and for cybersecurity. melissa: i know majority leader cantor has taken up this issue as well. what do you think are the odds that you will be able to have this on? there are a

melissa: okay. so he is basically saying what you were saying and if you follow this progression he is saying, people are not signing up. that's what you found as well. i want to point out you're not political in this. >> right. melissa: you don't care about politics. you're out there telling investors what they should be listening to. >> right. melissa: he is not getting people he needs. you don't think they will get the backup money from the government. that means prices to all of us are going to go up, or are these companies at risk of defaulting on their debt? is that what your rating means? >> i don't think it gets to that point to default. we're obviously looking at a hit to financials during 2014. we think they will make less money. a lot of companies are very diverse and very strong. we're not really concerned about them defaulting. there are smaller companies though. we have to look at that. that are basically just selling affordable care act policies, which, more of a concerns for them as

melissa: come back. thank you. >> thank you, melissa. melissa: this is huge national debate and one talking about a lot here on "money," income inequality. we expect to hear a lot more in president obama's state of the union address on tuesday. a new study exposes some fascinating faxon the issue. fox news's chief washington correspondent jim angle is in d.c. with more. jim. >> hello, melissa. a recent fox poll found only 13% of voters think the government should take action because some people make more money than others. 62%, a majority, is okay with the disparities in income, reasoning that is how the economy works as it indeed does. what is responsible for income inequality? analysts say it comes down to several key individual choices. listen. >> consistently in our research we see this connection between having two sources of income or earnings coming into a family and upward mobility. >> when a kid is born to a single mother, it is going to be harder for that kid, all other things equal to make it in the world. >> because of the ca

thank you, melissa. melissa: a smoking gun appears. twist in the government's fraud lawsuit against s&p. we'll tell you how high and how deep it goes. >>> there is no holding this man down, toronto's crack-smoking mayor is back in the global spotlight with a new drunken video. don't move. do you have ever have too much money or scandal-ridden politics. [ me announcer ] this is the story of the dusty basement at 06 3h street the old dining table at 25th and hoffman. ...and the little room above the strip mall f roble avenue. ♪ this magic momt it is the story of where every great idea begins. and of those o believed they had the power to do more. dell isonored to be part of some of the world'great stories. that began much the same w ours did. in a little dorm room -- 2713. ♪ this magic moment ♪ open to innovation. open to ambition. open to boldids. that's why n york has a new an -- dozens of tax free zones all across the state. move here, expand here, or start a new business here and pay no taxes for ten years... we're new york. if there

melissa? melissa: enormous. dan springer, thanks so much. with everything at stake for both boeing and its unions a lot of workers are still calling boeing's bluff. unhappy with the proposed pension plans and benefit coverage, local union pudge get sound machinists saying even if boeing doesn't keep the 777x production in washington, it is not going anywhere fast. lester mullin is a machine operator on the current triple 7 wing line in everett, washington. i understand you're voting no, is that right? how come? >> that is correct. i voted no. it is a complex problem but i know we've talked about pensions. jim mcinerney is getting more than a quarter of a million dollars a month in his pension fund. we account, as machinists account for less than 5% of the cost of the airplane. if they freeze our pension the way they would like to, eventually it woo go away and those who already retired could lose what they're getting. those who are going to retire could lose what they have already earned. melissa: do you think they're just bluffing when they

melissa: absolutely.for your time. appreciate it. >> sure. melissa: rob ford, you will never believe what he is up to know and what our followers are saying about it now. we can read your tweets about this twit coming up next. >> had not appreciate calling atlanta a prostitute. >> say i was doing l ♪ >> yes, i have. but do i? am i an addict's? no. probably in one of my drug in stupors. melissa: i never get tired of that clip. not even i cracked. because now he is running for reelection. here is what our twitter followers had to say. so blind. and another, doing crack at handful of times is not make you aa crack head. any more than having a few drinks makes you an alcoholic. there is no one better to ask that our very own david asman. >> what does that mean? melissa: i don't know. i did not write it. melissa: even if you do it once in awhile it does not make your crack head, apparently. melissa: even if you have 80's in the political field it does not get rid of democracy. we have had it he is going back t

melissa: absolutely.re. melissa: rob ford, you will never believe what he is up to know and what our followers are saying about it now. we can read your tweets about this twit coming up next. >> had not appreciate calling atlanta a prostitute. >> say i was doing lines that the deer market. ♪ how did edward jones get so big? t me just put this away. ♪ could you teach our kids that trick? [ male announcer ] by not acting that way. it's how edward jones makes sense of investing. it's lots of things. all waking up. connecting to the global phenomenon we call the internet of everything. ♪ it's going to be amazing. and exciting. and maybe, most remarkably, not that far away. we're going to wake the wld up. and watch, with eyes wide, as it gets to work. cisco. tomorrow starts here. ♪ >> yes, i have. but do i? am i an addict's? no. probably in one of my drug in stupors. melissa: i never get tired of that clip. not even i cracked. because now he is running for reelection. here is what our twitter followers had to

melissa: absolutely.t. sure. melissa: rob ford, you will never believe what he is up to know and what our followers are saying about it now. we can read your tweets about this twit coming up next. >> had not appreciate calling atlanta a prostitute. [ indistinct conversations ] [ male announcer ] when you wear dentures you may not know it, but your mouth is under attack. food particles infiltrate and bacteria proliferate. ♪ protect your mouth, with fixodent. the adhesive helps create a food seal defense for a clean mouth and kills bacteria for fresh breath. ♪ fixodent, and forget it. ♪ >> yes, i have. but do i? am i an addt's? no. probably in one of my drug in stupors. melissa: i never get tired of that clip. not even i cracked. because now he i running for reelection. here is what our twitter followers had to say. so blind. and another, doing crack at handful of times is not make you a crack head. any more than having a few drinks makes you an alcoholic. there is no one better to ask that our very own dav

melissa: big money business today. google buying a tech company, nest, for a whopping $3.2 billion but why? the company makes thermostats and smoke alarms. some experts say it is so google can access what you're doing at home when you're not in front of the computer screen. that has some customers pulling the plug, literally. users tweeting they are ripping their nest devices off the wall. here now our tech expert rob enderle who owns a nest smoke alarm by the way and security expert, todd morris. rob, are you nervous about the nest device? it will be spying on you? >> recognize that google is probably already spying on me in new and wonderful ways. i'm not that worried about the current generation of device. i am worried what may be coming though. melissa: why? what do you think? what are the possibilities? >>> well as google moves into home automation and home security it is obvious they will move into cameras, room sensors, things that would tell them specifically what i'm doing and where i'm doing it. nest could de

melissa: why? he is looking at it from a cost perspective saying it is already incredibly cheap to have these animals reproduce. do you think that it could be a cost savings over time? the show is called "money." we want to look at that angle. >> i do think it could be a cost savings over time. i'm not personally versed in the ins and outs of daily pig breeding by making things like more disease resistant pigs you cut down use of antibiotics. you would presumably get larger litters. and get more healthy and robust pigs an ultimately get a more consistent product going out to supermarket to feed people. melissa: thanks all three of you. it is interesting topic. it is cutting-edge. they're doing it in china. no doubt it will come to the u.s. at some point. thanks for giving information your time. >>> the academy award nominations are out and are they really worth their weight in it? two entertainment experts crunch the numbers in spare change. what is the cost to campaign fors car and is the return w

melissa: yeah. >> melissa, th's it.ving to worry, a l of my clients at capitalistpig.com who have 3 or $4 million they worry when the economy gets tough or economy goes south. even millionaires clip coupons an fill up with regular gas or pu off major purchases becau of the state of t economy. even t or three million dollars is not that kind of don't worry money it has been in generations past. melissa: scott, i will give you the last word, wealthy, what should it mean? that is big resnsibity for you to try to answer that question. go. >> i'll say. the filrs are going off here. i'll tel you, listen, wealthy to me, i don't mean to make this personal, foot, shelter, say love in your heart. i feel ptty wlthy. >> andealth. >> health is important. melissa: health to enjoy it. otherwise if you're dead it sure doesn't matter. >> i'll say $25 million. i'll go on the record melissa: at least he is not afraid to leave it all out with that $25 million minimum. [ me announcer ] this is the story of the dusty basement at 06 35th stre

"money" with melissa francis is next. melissa: don't trust the water. a whole region left ravaged by a chemical leak with hundreds of thousands of lives coming to a complete stand still as local businesses watch their livelihood go down the drain because even when they say it's not it is always about money. melissa: we're going to get to that story in a second but before that, the hack attack continues. the data breach at target could now impact up to 110 million customers? can you believe that? that is a huge number. it is a third of the u.s. population. that is not all. luxury retailer neiman marcus confirms its customers are also at risk following a security breach. here with all the details, experts adam lashinsky a fox news contributor. why does this number keep ballooning do you think. >> melissa i heard you set that up, but the number is bigger than you suggested because obviously children, teenagers don't have accounts. it is much larger than a third of the united states. and i would say to you, that anybody with a credit card, anybody with a co

melissa is next. melissa: state of the union a few hours from now. top of mind for the president, raising the minimum wage. we're starting with a college graduate making that wage at starbucks. hear what a real person has to say about putting this issue first. even when they say it's not, it is always about money. melissa: what is it like to be a college graduate with a degree paying back more than $40,000 in student loans and working a minimum wage job? president obama plans to raise the wage for federal contractors almost three bucks to 10.10 an hour and he wants congress to do the same for the rest of country but what do those workers actually think? we have a college grad making just over minimum wage as a starbucks barista. thanks so much for joining us on the show. i understand that you did -- >> thank you for having me. >> i understand you did go to college, one year of it was paid for with scholarship. you have three years worth though of debt. what was your degree in? >> i majored in journalism and media studies and english. melissa: and wha

melissa: why? >> it started with this recession and started because of policies oriented to try to spread the wealth rather than create more wealth. the answer to your question, if harry is right and we move in that direction of soak the rich, i think that will capsize this economy. i'm an optimist. i things look good for 2014, unless we fall into that trap. melissa: but, steve, the problem with what you just said, whether or not we agree with it, the liberals look at that, trickle down theory hasn't worked because we are where we are? >> it did in the '80s and '90s. that is my whole point. we cut tax rates. we got more revenues in and people in the lower classes and middle classes moved up. that isn't happening now as we moved into the opposite direction. melissa: because of policies? because of liberal policies, because -- do you agree with that, harry? >> you know, we look at the economy in four seasons. you get a bubble boom in early 1900 and roaring '20s. we've got that now and there is time w

melissa: absolutely.ime. appreciate it. >> sure. melissa: rob ford, you will never believe what he is up to know and what our followers are saying about it now. we can read your tweets about this twit coming up next. >> had not appreciate calling atlanta a prostitute. >> say i was doing l [ me announcer ] this is the story of the dusty basement at 06 35th street the old dining table at 25th and hoffman. ...and the little room above the strip mall f roble avenue. ♪ this magic momt it is the story of where every great idea begins. and of those o believed they had the power to do more. dell honored to bpart of some of the world'great stories. that began much the same w ours did. in a little dorm room -- 2713. ♪ this magic moment ♪ ♪ this magic moment so ally bank has a th won'that's correct.rate. cause i'm really nervous about getting trapped. why's that? uh, mark? i have my reasons. look, you don't have to feel trapped with our raise your rate cd. if our rate on this cd goes up, yours can too. oh that sound

melissa: congressman, thanks so much for coming on. >> anytime, melissa. melissa: all right.xt, the brewing scandal too big to ignore. governor christies is in a real jam over a big bridge. could end up costing the state millions in legal fees. i wonder who is going to pay? >>> "who made money today?" these musicians were huge in the '50s and their record sales just jumped nearly 700%. keep watching, find out who it is. "piles of money" coming right up. [ male announcer ] nearly 7 million clients. how did edward jones get so big? t me just put this away. ♪ could you teach our kids that trick? [ male announcer ] by not acting that way. it's how edward jones makes sense of investing. she loves to shop online with her debit card. and so does bill, an identity thief who stole mary's identity, took over her bank accounts, and stole her hard-earned money. unfortunately, millions of americans just like you learn all it may take is a little misplaced information to wreak havoc on your life. and no one helps stop it better than lifelock. lifelock offers the most comprehensive identity

melissa: yeah.h, you actually conduct ad poll that found most businesses would move their workers to part-time or would cut back on hours if they had to raise their wages. what does that tell you? what did it say specifically? >> it was real interesting. we put a poll up on our facebook page and got a lot of different responses. some business owners would compensate by hiring at low end of the wage scale or potentially cutting corners or raising prices to customers. i will say there were a lot of comments to the contrary, either they were supportive of folks making minute plum wage. the restaurant owners spoke about the shutdown in d.c. we saw the same thing in our business. that shutdown negatively affected business owners in the washington, d.c. area. conversely if federal workers have more money their pocket they will spend it in small businesses in d.c. area. we see balanced perspective. historically small business owners are split on the issue. melissa: i guess. david money in pocket of federal

melissa: absolutely.iate it. >> sure. melissa: rob ford, you will never believe what he is up to know and what our followers are saying about it now. we can read your tweets about th twit cong up next. >> had not appreciate calling atlanta a prostitute. >> say i was doing l ♪ [ cellphones beeping ] ♪ [ cellphone rings ] hello? [ male announcer ] over 12,000 nancial advisors. good, good. good over $700 billion dollars in assets under care. let me just put this away. [ male announcer ] how did ward jones get so big? could you teach kids that trick? [ male announcer ] by not acting that way. ok, st quarter... [ male announcer ] it's how edward jones makes sense of investing. ♪ [do more than ever before wit all-new intuitit.ickbooks. make any place your place of business with it. get paid fter with it. run payroll with it. sync this stuff with that stuff with it. make more time for what you lov. turn on only what you need wh it. sample from our smorgaorof apps with it. take in the big picture with it. see you

melissa: absolutely.time. appreciate it. >> sure. melissa: rob ford, you will never believe what he is up to know and what our followers are saying about it now. we can read your tweets about th twit coming up next. >>ad not apprecie calling atlanta a prostitute. >> say i was doing l [ male announcer ] this is the story of the little room over the pizza place on chestnut street the modest first floor bedroom in tallinn, estonia and the southbound bus barreli down i-95. ♪ this magic moment it is the story of where every great idea begins. and of those who believed they had thpower to do more. dell is honored to be part of some of the world's great stories. that began much the same waours did in a little dorm room -- 2713. ♪ this magic moment ♪ i have a great fit with my dentures. i love kiwis. i've always had that issue with the seeds getting under my denture. super poligrip free -- it creates a seal of the dentures in my mouth. even well-fitting dentures let in food particles. super poligrip is zinc free.

melissa: okay. you don't fear you would end up more people out of work and thus, costing the city more money? the general manager of cedar brook lodge in sea-tac itself is quoted saying they will have to reduce hours and benefits to people. so it will result in less money. seems like it will cost the taxpayer more. >> sure. there is always complicated truth to everything. we did a ribbon-cutting ceremony a few weeks ago as showcasing a 60 million-dollar improvement and expanding from 108 beds to 160 beds for full-service spa. so the complicated truth is that the economy is still thriving. the amount of passengers coming to the airport, 32 million, every year is own economy itself but on backs of constituents in the city of sea-tac. melissa: by saying how much his rooms are you're saying he can afford it he is just sort of cutting hours out of spite? >> well, i think that it is a fundamental business model, right? it is not necessarily actual economy. >> well, i mean if he does go ahead and cut those

david: "money" with melissa francis is coming next. melissa: antitheft credit cards. after the huge target hack, you could soon be carrying a card with a smart chip inside of it? are you willing to pony up for extra protection? what goes in it and what you will pay. even when they say it's not it is always about money. melissa: the massive data breach affecting 100 million people left the retail world reeling and calling for a change. target ground zero for the hack attack wants to move to chip-based credit cards to protect you. if target is so high on the technology, why did it abandon its own chip card program a decade ago and what company will be hit next? dan clements, a cybersecurity expert and head of intercrawler. what do you think? is the chip the answer? >> it is one of the answers. just another hurdle that could make it harder for the bad guys to hit credit and debit cards. melissa: why is it safer than a card? >> it embeds the number an encrypts. it is hard for bad guys to get it out of your wallet or get the particular pin number. melissa: in this particul

melissa: worry, we'll be watching?old to offset the gains from last year. and everybody is putting their money back into the u.s. stock market. and obviously the economy is on the right track as well. good data indicators. so the stocks do really well in this environment. and that is what i'm keeping my eye on. >> you know, i am watching this over the next two days. and i think that people are not necessarily complacent with the market, but complacent with his tapering. and i don't think it's going to be a fluke. the. melissa: now i feel that everyone has gotten something out of nothing. >> that is a the problem. they are taking away $75 billion and everyonn is saying that it's not a big deal. but it is a big deal. he put that money in and you help the economy and the market and now you're taking it out. thus bring volatility back into the market. melissa: doesn't have an impact on the market? i think it's priced in large way. we are seeing interest rates come up a little bit. i think we are in a nice place and it shou

. >> "money" with melissa francis starts right now. melissa: the haves and have-nots. we've been talking about a lot here on "money." now just in time for the president's state of the union, a new report lays out how his health care law redistributes income. surprised? hear from the author hyped it and then business titan, mort zuckerman. even when they say it's not, it is always about money. is melissa: if you're among the top 80% of earners in the country this hits you scarily in the wallet. a new study on obamacare by the brookings institution, all but the 20% poorest will see annual incomes go down because of obamacare. that is not all. the report also predicts that the health care law will do more to redistribute wealth than any other legislation in recent history. here now is the coauthor of that study is a senior fellow at the brookings institute. we have monica crowley, of course a fox news contributor. gary, i want to start with you to break down this study. tell me basically what you found. how do you see the income moving from one side to the other? >> well,

melissa: thank you for your time.e. >> facebook unveiling a new application that lets you flip through the news. but next, find out what else this book is planning. that is about to make users look out. asmelissa: facebook making a ton of money off applications. you should get ready for more advertisements. investors are loving them with the facebook stock hitting a record stock. >> so the funny thing is that for the past couple of quarters is that they have to increase a mobile application and they've done it. 52% of the revenues and actually part of this goes through facebook. so no doubt. about 70% the past 12 months. and i think that going forward they need to continuously show that growth. melissa: going forward, princeton came out that study saying that this is going to be all but abandoned by 2017. that they would lose 80% of their users. no one cares about that now? >> a billion users are not running away, they are getting a lot of value from facebook and that is how their stock has done so well at the all-tim

and they're like, "melissa, melissa, over here. no, look over here, melissa. oh, look.over here. melissa, come over here. come on. melissa, come on, melissa. [ laughter ] so i was there and they go -- >> then every fourth person is like, congratulations! it's like, i didn't win anything. >> jimmy: hold up the award! hold up the award! and it's your purse. >> i didn't win anything. >> jimmy: we didn't win anything. and we're backstage. so i started holding it like i was presenting you -- giving you an award. >> oh, my gosh! >> jimmy: that's the photo of us accepting her purse. [ laughter and applause ] >> oh, my god! [ cheers and applause ] like 400 people were like, congratulations! congratulations! >> jimmy: dude, it's so fun. like, i'm so psyched you won. [ laughter ] your purse. and then, they asked, "will you take a selfie?" like everyone wants to do a selfie for twitter or something. then you're backstage, and you press a button, then you pose for a photo in front of an ipad or something. >> you don't know how close you're really -- because you have to get really c

we did see melissa on scene -- sorry, megan on scene there.ocked by police. if you're leaving any time soon, use caution. 66 looks great outside the beltway. also inside. back to you both. >> all right. >>> we are staying on top of two breaking news stories this morning. first, that shooting in manassas. we're gathering details about the victims and the suspects. we'll bring you the latest next. >>> the deadly crash in prince george's countiment part of oxon hill road is close -- county. part of oxon hill road is closed. the latest details coming up. get your home ready for the big game with big savings at h.h. gregg's super sale. save up to 30% on appliances, electronics, furniture, and more. get a home theater chair $297. this lg 60-inch hdtv $699. and whirlpool 4-piece stainless steel kitchen packages $1999. plus, get up to 24 months special financing on purchases $497 and up. get the best brands at the best prices for the big game. see it all at hhgregg.com. today is the first time in a long time we go surfing while well rested. time for s

closed at 59, melissa. >> thank you for keeping us post. jon najarian. >>> meantime, let's get to shares of intercept pharmaceuticals. up a whopping 500%. ci citigroup putting out a number today, upping its price target to $400 a share. joining us the head of citi's biotech division. is it overvalued at this point. >> what we said in the notes, the mates are conservative. we're talking about a disease that affects about 10% of the u.s. population, 600,000 patients have to get treated. data is phenomenally good. >> you mentioned about 10% to 15% of the population in the united states has early staging s of this particular disease, at the same time, you said that the number of addressable patients is unknown, how is that possible? >> no one knows what causes the disease overall, it looks like it's related to diabetes, a metabolic problem. again, we're talking about 30 million, maybe 6 million, 600 at least has to get treated. that's 30 billion right there. >> to mel's point, it seems like a small number of patients, is there something else, a

melissa, what's on tap. >> i'm melissa lee. your traders are -- facebook just reporting earnings moments ago. strong mobile ad growth is sending shares higher. julia boorstin has got clues exclusive comments from carla samberg. that's coming up. we've got bob monitoring it in studio so we can trade it live. the s&p now down 4% for the month. today's selloff sparked by more concerns about the emerging markets and it continued as the fed announced it would taper by another $10 billion. guy adami, you sad here yesterday. we watched the markets, the futures, eem move high owner the back of turkey's central bank decision. that faded today. all the banks that raised rates, all that faded today. here we are. >> but today would come in, i thought we'd hold, basically flat line around that level all day. tomorrow. then i said friday would be the critical day. so 1765 has been my line in the sand. think the good news for the bulls is that it happened today we had this flush. i think today you're going to see that relief rally. i would be

most, like melissa are in the $700 range. repayment terms are before four and 36 months. once the size and rate of the loan is determined, you get the money. repayment is set up with the human resource department and is deducted from your pay check. some report repayment history to credit bureaus. >> all of the loans are credit building loans, meaning we report the positive repayment history to credit bureaus, to help people repair. >> buyer be ware. when you add up the fees work place loans carry a percentage rate between 36 and 165%. well, that's half the cost of the pay day loans borrowers can still get into financial trouble. any time you carry 100% interest rate, it's quickly becoming a burden that people can't carry. something that you can't get out of. >> the credit repair that attracts borrowers could bes reversed. >> if that makes you less able to pay credit card bill or a car loan payment, those are going to be dell ink wednesdayies that are reported to the credit bureau. >> important to people like melissa is the loan provided short term releech. >> they didn't

most like melissa's are in the $700 range.the size and rate it determined you get the money, usually within a day or two of applying. repayment, september up with the human resource department is deducted from the pay check. all of loops are credit building, meaning we report the positive payment history to help people repair credit. >> critics say buyer be ware. annual percentage rates are 36 to 100%. below borrowers can get into trouble. it quickly becomes a burden that people kant carry. that it gets you into a dent trap that you can't get out of. >> most important to people like melissa it provided short of term relief. >> they didn't make me feel like i was a poor person that needed to borrow money. i didn't feel that way at all. that meant a lot to me. >> stacy tisdale reporting. it's estimated a third of american workers are going through some kind of financial distress. the number of air force service members implicated in a cheating service has doubled. 30 more airmen have been suspended for reportedly sharing questio

melissa and melanie, so what do you think of each other?h, i'm shocked. she looks great, though. >> see the before and after. >> you guys. >> oh, my god. >> you are all hard-working moms who have wonderful husbands, you have five kids. we have three and two. >> yep. >> what was it like to have someone take care of you for a change? >> great. it was great. >> to be pampered. >> we enjoyed every moment. >> i want to hear from the team about the looks so, first, danna, about melissa, what made you go with this very cool motorcycle outfit? >> the key to looking chic as a mom is to just infuse a few street style pieces and sub those in for the workout clothes you might be used to when you're out. >> uniform. >> you can move in these clothes. i found these great paps from loft, ann taylor this a stretch denim so feel like a legging but look more polished. cool motor jacket. you'll wear it a thousand types and can be sort of your color combo you keep reaching for these pieces again and again and a little pony sider from joe fresh. how cute is ha.

melissa. >> julia, thanks for the update. sirius had a decent run last year, perhaps in anticipation of something like this happening, because this was talked about for quite some time. >> liberty has been involved with the stock for a long time. they saved the company by all accounts, when they needed liquidity. here's what's interesting. this morning a firm called ever core upgraded and slapped a price target on it, which is significantly above the offer. so i don't know how quickly shareholders might want to accept it despite the fact that liberty has been pulling the strings for a while. it's not hard to understand what they see in this business. 65% gross margins, but only 6.5% net profit. which means there's a ton of room for improvement. and malone and liberty can clearly help them cut costs, but this seems like it's the beginning of something, rather than the end of something, if you ask me. >> perhaps it can go higher. >> i think it's very likely. >> guy. >> yeah. i think that your risk reward here sets up. first, re

now melissa harris-perry. is there something in the culture there that tolerates this unacceptable language? >> well, i think you can get into a bubble and be surrounded by people who have contempt for other people who believe different things that are conservative and that could lead you to think this thing is okay. i am not, for my part, in support of people losing their jobs over this. i think bashir's apology was good, as well. you should be loud to say sometimes mistakes, say dumb things and offend people. >> as we all do from time to time. >> but i think the folks over at msnbc often spend a lot of time dealing the moral authority card and being morally superior about people right of center. when you make a mistake like this which is frankly the kind of thing they accuse the right of all the time, you should hang up the moral authority card for just a few weeks. >> another example, during the whole duck dynasty thing, eric dyson said phil robertson are part of a majority white supremeicist culture. to ho

hi, jane. >> hey, melissa. you know, las vegas is recovering, single corp is doing well, macau has hit it out of the park with gaming revenues up to $45 billion. ceo jim calls those gigantic results. what's next? japan where gambling in a casino is currently illegal but legislatetures pushing to change that with 20920 olympics coming along and they need money. all the companies have been there, las vegas, sands, wind, caesars and mgm, building, waiting, as jim says, japan will be bigger than vegas. >> i believe that the japanese process will be similar to the singapore pro se. it will be very transparent, it will be specific, it will be protracted, take a long time, and everyone's going to say they have an inside track. no one has an inside track. we don't have one, our competitors don't have one. the only one that knows for sure what's going to happen are the people that live in japan today and i'm not sure they know how this is going to play out. >> okay. taking a look at how mgm shares have performed over th

melissa gilbert, melissa sue anderson. >> melissa francis. >> it's a fox news alert. >> that was the most boring show. >> i loved it. i would run from the bus stop to the happen. >> michelle franzen was not on "melissa house on the prairie." >> she was? >> finding like melissa, melissa, emframelissa franzen. >> i thought you guys were ruining my joke. >> she wrote a book on how demanding her mother was while on this show. >> can we go back to the super bowl and not talk about cows on the prairie or whatever it was. >> go ahead. >> i was going to say. you've got the number one ranked defense, first number one offense, first time that's happened in a long time, one. the spread went from one point to three and a half now which surprised me a little bit, and i think that you're going to find a surprise in the super bowl. i think for nobody every takes risks in the first super bowl. >> are we doing this now, talking a team? don't want to watch "little house on the prairie." you want championship>> i'm mak first play of the game manning is going for a bomb. >> okay. >> going to take a team

melissa, senator marco rubio's argument is straight forward. trillions later there's still poverty, therefore the war on poverty fail. >> if you use the poverty measure taking the programs into act, a study shows it's untrue. if you count the programs, 26% in 1967, and today it's down to 16% much those programs made a difference in lifting millions out of poverty, that's not to say we should pat ourselves on the back and declare the war is over, but we have to build on what is working and make investments to lift more families into the middle class. >> dan, you can take the other side. tens of millions feared to live in poverty before the great success. >> i don't think so. you can take a trillion dollars and redistribute it and give people wealth in the short run, but all you do is trap them in poverty if you create entitlement, turning americans into greeks, italians, spaniards and french. what we are doing spiritual ain terms of self-reliance, achievement, self-esteem, that's the real damage, and that's not counting the fiscal burden of the

>> 49ers total access, with joe fonzi and melissa galvin. ♪ >> touchdown 49ers! 49ers total access is presented by stanford medicine, the official healthcare partner of the san francisco 49ers. >>> for the third consecutive season, the san francisco 49ers are in the nfc championship game. hello again, everyone. i'm joe fonzi. >> and i'm melissa galvin. >> welcome to this special playoff edition of 49ers total access. coming up on today's show this, is obviously a special time of year for any professional football player. some of the 49ers talked about being in the post season. >> he's one of the keys to the success of the 49ers offense and had a game-changing play against carolina. vernon davis was wired for sound. >> and they have a relatively short history, but the 49ers and seattle seahawks have developed quite a rivalry. >>> what a run it has been for the 49ers to get to the nfc championship game, with road wins over both green bay and carolina. >> in carolina, a real game- changer was the touchdown pass right before half time from colin kaepernick to vernon

. >> ella es melissa. acusaciones con este vÍdeo donde le dice a sus detractores que le pueden seguir dando publicidad y le da importancia a los bichos dependiendo de quien venga. melissa agradece el apoyo de sus verdaderos amigos. estas fotografÍas. especial ocasiÓn de unos de los vÍdeos de la princesa de la banda. algunos Ángulos y colores de la casa son exactamente los mismos. ahÍ se encontraron afiches de melissa, ropa y bolsos de marcas exclusivas. las autodefensas confiscaron otros objetos. >> se encontrÓ un arsenal de armas. >> imÁgenes y un folleto que presuntamente contiene el cÓdigo de iniciación del grupo criminal. >> este vestuario, era el que utilizaba Él cuando daba sus cursos. cuando juntaba a sus fieles, para inculcarles que debÍan seguir las reglas que estaban marcadas en los estatutos que ellos mismos formaron. >> elizabeth tambiÉn presume un atuendo relativo a los caballeros templarios. >> la campaÑa fue financiada por su padre, asegurar las autodefensas >> en instantes tendremos la conm

melissa?ks for that. >>> google is adding prescription frames and new styles of sub glasses to its google glass. the company is preparing to make the technology available to the general population this year. and we here at "fast" are lucky enough to have google glass onset with us thanks to editor at large lance ulanoff. >> i wanted to share this photo i took of you guys to twitter first. i tap it. i add a caption, on cnbc. and it's on twitter. >> we can't reach google right now. it didn't like the data. that's going to happen every once in a while. it's connected to my phone. what's really special now is you see i'm wearing glasses. regular glasses. a little business czar. exactly. so, this is something we've been waiting for for a while. google has been developing these. only google explorers get to wear them. now, it will spread out to the masses. you can combine it with glasses. and supported by a major company. >> do you want glasses that are designed by google? >> well, they are designed