let me close by extending particular thanks to melissa carney, who i already mentioned, our director, kristin mcintosh, our managing director, and brad hirschbine, the visiting fellow with the hamilton project providing the intellectual construct for this session and putting together truly a remarkable program. let me thank the members of the staff of the hamilton project whose thoughtful hard work is central to everything we do at our project. with that, let me turn the podium over to roger altman. roger. >> morning, everyone. i'll be real brief. i think that the upcoming framing remarks and the two panels we're about to have are going to fit anyone's description of provocative. i, too, want to thank melissa and kristen and the entire hamilton staff for organizing an event as rich as this and as substantive as this. as bob said, we're going to start with framing remarks from erik and andy, both professors at m.i.t. and the sloane school of management there. erik runs the m.i.t. initiative on the digital economy, and andy is a principle research scientist at m.i.t. and the sun school