. >> last moment melissa jones a single mother of three boys moved from kentucky to tennessee to accept a job as an account manager at patient focus. >> the move hit me financially at the wrong time of the year. so there wasn't a lot of time to save in preparation for christmas. >> after starting her new position melissa learnt her new employer offered work-place loans. >> i borrowed $700, and it took me six months to pay them back. they took it out of my payroll every two weeks. >> hundreds of large and shall employers are offing workplace loans. the company's contract with half-a-dozen lenders who provide the programs. they are covered to about 100,000 workers. industry watchers say it could grow to 10 million. david frederick son. the ceo and melissa's boss allow the employees to focus. >> nice to come to work and not worry about getting the car fixed or making a doctor's payment. >> work place loans are a creative funding option. 30% of u.s. households go outside the banking system for loans. >> individuals who are in the income ranges of $50,000 annual income for above. >> here is

. >> last november melissa jones, a single mother of three boys moved her boys from kentucky to tennesseeccept a job as account manager at medal focus. the move hit financially at the wrong time of the year. there was not a lot of time to save in preparation for christmas. >> after starting her position, melissa learnt her new employer offered a benefit called workplace loans. >> i offered $700, they took is out of my payroll. >> hundreds of large and small employers like melissa's offer workplace loans. the contract with the half dozen lenders who provide the program. they are offered to $100,000 workers. >> industry watchers say it could grow to more than 10 millionism. >> it's more important for them to come to work and not worry about getting their car fixed or making a doctor's payment. proponents say it's a funding option for low and middle income americans. 30% of u.s. households go outside the banking systems for loans. >> it's individuals increasingly who are in the income ranges of $50,000 annual income or above. >> here is how it works. you fill out an application online, share

. >> last november, melissa jones a single mother of three boys moved her family from kentucky to tennesseeo accept a job as an account manager at medical billing company patient focus. >> the move hit me financially at the wrong time of the year. and said there really wasn't a lot of time to save. melissa learned her new employer offer add benefit called workplace loans. >> i borrowed $700 the took me six months to pay them back, and they took it out of my payroll every two weeks. >> hundreds of large and small employers like them mes a are offering workplace loans. industry workers say that can grow to more than 10 million. proponents say work force loans are proponents for low and middle american americans. more than 30% go outside the banking system for loans. >> it is individuals increasingly who are in the income ranges of $50,000 annual household income or above. >> here is how it works. you fill out an application online, and share how long you have worked your salary and information about your credit history. lender verifies your employment, and checks your credit history to help d

. >> last november melissa jones, an until mother of three boys moved her family from kentucky to tennessee to accept a job. >> the move hit me financially at the wrong time of the year. so there wasn't a lot of time to save in procedures for christmas. >> after starting her new position melissa learnt her new employer offered a benefit for workplace loansism. >> i borrowed $700, and it took me six months to pay me back and they took me out of the payroll. hundreds offered employees workplace loans. the contract with a half dozen lenders currently offered to 100,000 workers. industry watchers say that could grow to 10 million. >> it's more important for them to come to work and not worry about getting their car fixed. >> proponents say they are options for low and middle income americans. >> the income range is of $50,000 or above. >> here is how it works. you fill out an application online and share how lock you work, the salary and information about the credit history. the lender verifies the employment and checks the history. >> loan sizes range for 150. most, like melissas are in the $7

it's how edward jones makes sense of investing. melissa the new year, comes 55 new taxes and that is the number of tax breaks expire at the end of 2013 and it is fecting everyone from electric car buyers to restaurant owners and even teachers that will no longer get a tax break. over to dan mitchell to spell it ou for us. is that right? >> that is correct. by the way, keep in mind that there are some also obamacare tax increases that needed to be added to the max. mix. that's the good news is that in all kelihood, these expiring taxes are sometimes called the standards inside the beltway. they are probably going to be reenacted at some pnt this year and made retroactive to january 1. knock on what, if you're one of the people that might get hit by higher taxes. maybe you will get a reprieve for another 12 months. melissa: tere is a tax break for electric car owners, that is benefiting you. so if someone disappears, do you think it is coming back? i'm not sure tha we need that one. >> these tend to be an all or nothing proposition and you h

greg boreton and melissa walich for dallas buyers club. spikes jonesmated feature film we are pleased to nominate "the d "despick cable me ii." "ernest and celestine." and "the wind rises." >> for best documentary feature, the nominees are," the act of killing." "cutey and the boxer." "dirty wars." "the square." "and 20 feet from stardom" nominees to be determined. >> the best foreign language film the nominees are, from belgium, the broken circle. from italy "the great beauty. from denmark," the hunt. from cambodia," the missing picture. from. palestine, "omar." alexander payne for "nebraska." for steve mcqueen for "12 years as a slave." >>> the best performance by an actress in a leading role the nominees are amy amendments in "american hustle." kate blanchard in blue julian assange mine. sandra bull lob in "gravity." judy denver in "phillomenia. >> for best actor in a leading role. the nominees are christian bale in "american hustle." leonardo dicaprio in "the wolf of wall street." chiwetel ejiofor in "12 years as a slave" matthew mcconaughey for da

jones. >> yeah. >> i mean come on. let's talk qualcomm. josh lipton has got the latest from the call. josh. >> hey, melissa, on the qualcomm conference call the ceo-elect talking about china, obviously a big source of opportunity for qualcomm, but even qualcomm bulls will tell you there's a real risk in china and that is this investigation by chinese investigators. moll len cough talked about that. take a listen. >> they notified us that it had commenced an investigation of us related to the chinese anti-monopoly law. the ndrc has advised us that the subject of the investigation is confidential. we'll continue to cooperate as it conducts its investigation. >> so qualcomm not getting a lot of information from the chinese government about what exactly they're investigating but we're hearing it could be a 1 million dollar anti-trust fine. the ceo says the year is developing broadly in line with expectations. they did take their fill year, 2014 eps estimates up. that would be a 15% pop year over year. melissa back to you. >> josh lipton, thanks so much. of course, the call got under way at 5:00. the q & a hasn

jones makes sense of investing. >> i think that the government blew it. they said basically we're not spying on any americans. but it is like, oh, wonderful. melissa zuckerberg taking his information, but he's okay sharing yours. saying they are not cashing in on private messages. some say they have a case. >> this is a very interesting case or it the class representative of all the facebook users. what they are saying is that facebook is violating their privacy rights under state and federal laws because they are going into the private messages. we're talking about and that is being scanned by facebook and shared by others. melissa: there is an argument that this is violating the electronic communities and privacy act. >> that is the argument. but really we need to look at what the user agreement is between facebook and its users a master copy of a complaint. and it shows that facebook warns people about what they will do what their with their data. and some of it includes giving it to advertisers or that they have access to just about everything. >> under the complaint that says that it compensates the data related to the private messages. and s