meredith berkman from parents against vaping, thank you for your time.you so much. -- thank you so much. back—to—school season is in full swing in the us. and for many university students, that means taking on more debt. student loans are now the second biggest source of personal debt in america, higher than credit cards or car loans. the bbc‘s laura trevelyan met two groups of students, those just starting school, and others about to enter world of work, and has this report. those who have taken out loans to help pay the cost of nearly 67,000 year, like these two, are diving into debt. i am looking at about $10,000 per year which is much lower than many of my peers but it is still above the national average. when you graduate, you will owe $40,000? at the very least. amelia's education costs are even more. coming here, i have to pay for about $30,000 a year myself. that is about $120,000 in debt when i graduate. so it's a lot of money and it's very stressful. already, both students are worrying about how this debt will affect their ability to do the pub