and with the on board of wilshire and merser, we're in a better position to make changes if we need to make changes. >> thank you. okay. you're on page number 2. i know we made the change couple years ago. the 60-30 benchmark, with space. but we are at least 33% liquid. so we're trying to draw conclusions about looking at a chart maybe we should pickup an index that is closer to our policy. the 60-30-10 is intended to approximately if we had more naive exposure, what would the return be. so we can be the benefit of us building a team and investing in the private markets. >> okay. >> just in case any set of ratios, who knows who people will focus on. what you do on page 3, it's more useful though it's in calendar fiscal year not calendar year. maybe there is not a difference. our 7.3 is determined to be a longer term number. your explanation helps what we should focus on, because it's more than just a public equity index which is now, we're about one-third invested. with the private equity, it's very large with the 1 or 2-year lag. in case people are going to draw conclusions from this