they have to pay you up to $3400 do mesically.,000 internationally. $1700 right now, it depends on the exchange rate. >> they don't pay you replacement, they don't pay you what you pay. they pay you what it is worth today. so what do you think a pair of sox is worth right now? not very much. also, they'll argue with you and say you didn't have any of that stuff in your bag. so you go to court. if you overstate and you say i had the gold bars. but if you give a legitimate amount, the judge will often go with you. a really good thing to do, grab your cell phone and take a picture. >> question three, i still have gift cards for chipotle and most of them are closed. how do i redeem them? >> that's the problem with gift cards. they have fewer and fewer outlets and you're just stuck. that is what you are. if you wanted to cash them in, you can. but right now, those cards, we checked a while back, they're paying 80 or 81 cents on the dollar. >> yeah, there's plenty of them around. >> gold bars. >> all right. well, the number of californi