metlife coming out with numbers that were helped by u.s. business.f they managed to weather the tougher markets. the is did u.s. profits in the fourth quarter. a 38% gain in their adjusted earnings. market conditions were challenging in the fourth quarter they say. >> coming up, a war of words. tough words for u.k. brexiteers. ♪is is bloomberg -- quite a career from at&t to launching virgin mobile to the current position as ceo of payout. down with him on bloomberg big decisions to talk about the importance of democratizing financial services. >> even here in the u.s., there are 70 million adult that are underserved today. 10% of theirout disposable income to do basic transactions that the affluent never think about. cashing a check, paying a bill, sending money to someone they love, getting credit area for those who are underserved, that is incredibly time-consuming. they stand in line for 30 minutes. it is practically a part-time job to manage and move their money. money froma transfer one form of currency to him another -- to another, it costs the