i'm michael bresnick, financial director of financial fraud and task force, and i thank georgetown university law center for hosting this very special event that we've had and are having here today. with so many influential leaders throughout the department of justice and, in fact, from more than 20 different federal, state, and local law enforcement agencies and offices as well as nine different consumer protection groups, gather together under one roof to talk about critical issues that effect millions of americans all across the country every day. four weeks ago today, united states attorney general eric holder announced the creation of consumer protection group punctuating his deep commitment to preventing and prosecuting fraud against the most vulnerable citizens. during his time as attorney general, he's charged civil attorneys and criminal prosecutors to use all the resources in their arsenals to enhance their enforcement of consumer fraud. these efforts have been met with tremendous success. under his leadership and fierce resolve to protect consumers, we forged strong partnerships wi