another welcome to michael copeland. an unusual version of press here, just me and three young start-up entrepreneurs. thanks for making us part of your sunday morning. ♪ [ woman ] this icelandic mud was working wonders on my skin. but if it was going to do the same for my spa, i had to figure out a way to get it back to the states. so i called my citibank small business expert. he got me a line of credit to make it happen