michael cummings. i worked with him when i was with fritz institute. he has gone to fema. that's an important effort that fema has undertaken. something that the deputy administrator was talking about. i think the state should bring somebody in there as well. [laughter] yeah, right. i have toe say here in the state we are lucky to have the california resiliencey law and peter who has done a lot of incredible work with the private sector. so once again, so many good ideas, so many things have happened here. just remarkable. state of the art. now, the work that you have to do, we have some questions. my colleague prepared some questions. we don't have a lot of time. we have one mike there in the center, and we had way too many questions. we have 15 minutes or so. but i think maybe the best question to ask, jim, is the last one that we had which is like looking back at the last two-plus decades since loma prieta, you know, what concerns us collectively as a group, you know, most about our current response and recovery capacity and what do we think our greatest stride has been