kristen: we check back in with michael finney. michael: we are chatting like crazy here, a ton of people calling in. if you are watching now and need tax help, give us a call. we are going to be here until 7:00. kelly here is from united way bay area, free tax help. we love the word "free." how and when do you offer free tax help? >> we are offering free tax help right now. we have over 70 locations across the bay area. we have virtual sessions and zoom you can sign up for. we have a partnership with code for america. there are thousands of volunteers who are irs-certified. michael: how do you find volunteers who say, you know what i want to do, i want to help people with taxes? it is a tough ask. >> it is, but we have committed volunteers who have spent lots of time going through training. maybe they are just really addicted. doing this for years and years. are you busy? >> we are busy. i heard twice the amount. the pandemic changed things. michael: how do people contact united way bay area free tax help? how do they find you? >>

reporting from the 7 on your side text chat office, i am michael finney. dan: that is such a great thing you do every year, michael, thank you. ama: as we head to break, check out this video from san bernardino. a reserve sheriff's deputy had to get out of his house through the window because of all the snow. many residents in san bernardino county have been stranded for days as cruis work to clear -- soccer is the best. but her moderate to severe eczema could make it hard for her. my skin was so itchy. and my outfit was uncomfortable. now, my skin's not as itchy. now we're staying ahead of her eczema. there's a power inside all of us, to live our passion. and dupixent works on the inside, to help heal your skin from within. it helps block a key source of inflammation inside the body that can cause eczema. so they can have clearer skin and less itch. serious allergic reactions can occur that can be severe. tell your doctor about new or worsening eye problems such as eye pain or vision changes including blurred vision, joint aches and pain, or a parasitic in

today michael finney has tax experts available to answer your questions. you can call them right now at 415-954-7621. we will check in with michael in just a little bit. hollywood's biggest night is two weeks away. the film "everything all at once" is nominated. we will speak with the organizers about what is being called the official bay area aapi watch party. silicon valley bank is seized by realtors after the largest failure since washington mutual collapsed at the height of the financial crisis more than a decade ago. we will talk with the professor about what this means for the markets and customers. first, the atmospheric river has passed through the bay area but more rain is on the way. here is meteorologist lisa argen. lisa: enjoying the blue sky. we are looking at showers in san jose. gilroy, san martin, live doppler 7 picking up on the conveyor belt of moisture that is in southern california. we will get into a little bit of shower activity over the weekend with level 1 system's. the bulk of the activity is in southern california. showers in san m

. >> done wrong by the dmv. 7 on your side's michael finney looks into why people are getting hit with penalties and late fees after renewing their registration online. alex! mateo, hey how's business? great. you know that loan has really worked wonders. that's what u.s. bank is for. and you're growing in california? -yup, socal, norcal... -monterey? -all day. -a branch in ventura? that's for sure-ah. atms in fresno? fres-yes. encinitas? yes, indeed-us. anaheim? big time. more guacamole? i'm on a roll-ay. how about you? i'm just visiting. u.s. bank. ranked #1 in customer satisfaction with retail banking in california by j.d. power. you didn't choose cat allergies. ranked #1 in customer satisfaction with you didn't choose your hairline. hot flashes, the flu, or that thing when your knee just gives out for no reason. you didn't choose your bad back or this. or... that. you didn't choose depression, melanoma, or lactose intolerance. but with kaiser permanente you can choose your doctor who works with other best-in-class specialists to care for all that is you. >> a courtroom stunner in th

i'm michael finney. there is a crackdown coming about paying your taxes. will ev lease bonus or 4.99% apr on a new volvo electric vehicle. you didn't choose cat allergies. you didn't choose your hairline. hot flashes, the flu, or that thing when your knee just gives out for no reason. you didn't choose your bad back or this. or... that. you didn't choose depression, melanoma, or lactose intolerance. but with kaiser permanente you can choose your doctor who works with other best-in-class specialists to care for all that is you. if you are >> among the nearly 4 million people who sell items on ebay, amazon or at see the irs is watching you. >> michael finney looks into why. >> they want our money. >> always. >> the honor system is soon going the way of the dinosaur. the irs getting this year the agency would a longer allowed third-party sellers to self-report their income. for years sellers could hawk their merchandise on third party sites and stay largely under the radar of the irs. as long as you did under $20,000 in sales you were allowed to self-report y

but it also has concerns and michael finney what you need to know. seven on your side is next. there's nothing like volunteering at the fire department. there's nothing like hitting the waves, but with my matter to severe eczema, it hasn't always been easy since my skin was so irritated and itchy and even worse with all my gear on now i'm staying ahead of my eczema. there's a power inside all of us to live our passion. and do picks. it works on the inside to help heal your skin from within. it helps block a key source of inflammation inside the body that can cause eczema. adults can have long lasting clearer skin and fast it relief. serious allergic reactions can occur. that can be severe. tell your doctor about new or worsening eye problems such as eye pain or vision changes, including blurred vision, joint aches and pain or atoasthma medicines without talking to your doctor. healing from within is a powerful thing. ask your exam a specialist? how do picks and can help heal your skin from within ? oh you know, i got this. let me help you with that. i'm good man. thanks you sur

now 7 on your side's michael finney tells us more victims have come forward. >> that guy scammed me last night at the atm machine. michael: pamela showed me how thieves got her money at this atm. >> i inserted my card. it did not work. michael: a man in line told her she could tap her card instead, and it worked. she got her cash, walked off, but the next day, a shock. >> why is my account almost $1000 less? michael: she found three more withdrawals on her account, $940 gone. >> i'm like, that happened to me! michael: stephanie was amazed to see our story about pamela, and rob bell -- rob: i did not think anything about it. michael: and justin. justin: wait a second, i did not use that much money. michael: paul used the tap feature at this atm. all found their accounts drained after this left -- after they left. stephanie said she tapped her phone at that atm to withdraw $20 and hurried off because a man was lurking nearby. >> i did not know if he was being a creep or what he was doing. michael: seconds later, a fraud alert on her phone. did she just withdraw $600? she replied no, but a

michael finney. ama: take advantage. great resource. of the worst damage done to california by the atmospheric river. ama: and a fedex truck versus floodwaters. if you have heart failure, entrust your heart to entresto, a medicine specifically made for heart failure. entresto is the #1 heart failure brand prescribed by cardiologists. it was proven superior at helping people stay alive and out of the hospital. heart failure can change the structure of your heart, so it may not work as well. entresto helps improve your heart's ability to pump blood to the body. and just imagine where a healthier heart could take you. don't take entresto if pregnant; it can cause harm or death to an unborn baby. don't take entresto with an ace inhibitor or aliskiren, or if you've had angioedema with an ace or arb. the most serious side effects are angioedema, low blood pressure, kidney problems, or high blood potassium. ask your doctor about entresto for heart failure. entrust you heart to entresto. >>lda tter bay area, moving forward, finding solutions. t

and michael finney will host the annual tax chat this friday. it will be live from 3:00 to 7:00 p.m. volunteers from the united way, irs, california society of cpas will be available to take your calls and answer your tax questions. it is a great resource. you can submit questions in advance if you wish using the #askfinney. that is coming up friday. tell me about their frequent dry eyes, which may point to dry eye disease. millions of americans were estimated to have it. they also tell me they've tried artificial tears again and again, but the relief is temporary. xiidra can provide lasting relief. xiidra treats the signs and symptoms of dry eye disease. don't use if allergic to xiidra. common side effects include eye irritation, discomfort or blurred vision when applied and unusual taste sensation. why wait? ask your eye doctor about a 90-day prescription for xiidra today. why wait? ask your eye doctor meet a future mom, a first-time mom and a seasoned pro. this mom's one step closer to their new mini-van! yeah, you'll get used to it. this mom

i am michael finney, 7 on your side. liz: still to come, the story we mentioned about a woman trapped inside of her home inside a 100 foot tree -- after i'm protecting my car. that's too much work. weathertech is so much easier... laser-measured floorliners up here, seat protector and cargoliner back there... nice! out here, side window deflectors... and mud flaps... and the bumpstep, to keep the bumper dent-free. cool! it's the best protection for your vehicle, new or pre-owned. great. but where do i---? order. weathertech.com. sfx: bubblewrap bubble popped sound. >> building a better bay area, moving forward, finding solutions, this is abc 7 news. >> powerlines and phone lines and everything is out, blackout. >> people are just trying to get home and check on their families. liz: devastation in mississippi. the damage left behind after at least one tornado ripped through the state knocking down trees and homes. good morning and thank you for joining us. we will start with a look at the weather and we will get to that s

michael finney joins us to expose the truth. >> what could be the final chapter of the i team's batmobile investi meet a future mom, a first-time mom and a seasoned pro. this mom's one step closer to their new mini-van! yeah, you'll get used to it. this mom's depositing money with tools on-hand. cha ching. and this mom, well, she's setting an appointment here, so her son can get set up there and start his own financial journey. that's because these moms all have chase. smart bankers. convenient tools. one bank with the power of both. chase. make more of what's yours. >> holy final chapter, batman. the batmobile saga wraps up with an independent investigation by a retired judge that comes to a stunning conclusion. >> the raid by san mateo county sheriff's investigators by an indiana garage that builds batmobile should never have happened. >> dan noyes first broke this last summer and is back with the latest. here we go. >> this was a confidential report. the san mateo board of supervisors had to vote to make it public. i was there to see it come down. the san mateo county attorney seemed t

>> still to come from michael finney, a warning about atm's involving chips and taps. >> the warriors are on abc 7. watch them play the lakers on sunday. that game tips off at 12:30 on abc 7. when pain says, “i'm here,” ♪ i say, “so are they.” just one aleve. 12 hours of uninterrupted pain relief. aleve who do you take it for? >> will move to an update from the i team should police chiefs and mayors are criticizing a new law limiting their ability to crackdown on human trafficking. a new effort to repeal the level is underway after a civil rights organization so our story exposing the problem in east oakland. stephanie sierra has the latest. >> the abc7news i team revealed trafficking operations and alleged sex workers appeared to be soliciting outside a great school in east oakland one month ago. now a group of mayors and police chiefs based in southern california are joining an effort to repeal a law they say makes it harder to crackdown on these crimes. gr have reached out across the state because they went to support the efforts to repeal this law. >> we are concerned children's l

i am michael finney, 7 on your side. liz: nasa will be monitoring a close encounter today, a newly discovered asteroid will pass between the earth and moon this afternoon. it is called 2023 dz two and might be more than 200 feet in diameter. it is expected to pass more than 100,000 miles from earth moving at more than 17,000 miles an hour. experts say it is rare for an object of this size to pass this close to earth. they say it happened about once every 10 years so keep an eye on the sky. a slice of space rock is up for auction, the first recorded meteorite seen as it dropped through the sky and landed in a french wheatfield in 1492. the piece weighs only nine grams, it is no larger than a credit card. it already racked up more than 20 bids had nearly $3000. the auction still has another three days to post higher bids. still to come, a scary scene in the north bay, a giant tree comes crashing through a home. we hear from the mother who is trapped inside. and a tornado hit mississippi overnight killing nearly two dozen p

. >> we will be joined by michael finney of why you can expect yo but some can stop you in your tracks. like the tens of thousands of people who were diagnosed with certain hpv-related cancers. for most people, hpv clears on its own. but for those who don't clear the virus, it can cause certain cancers. gardasil 9 is a vaccine given to adults through age 45 that can help protect against certain diseases caused by hpv. including cervical, vaginal, vulvar, anal, and certain head and neck cancers such as throat and back of mouth cancers, and genital warts. gardasil 9 doesn't protect everyone and does not treat cancer or hpv infection. your doctor may recommend screening for certain hpv-related cancers. women still need routine cervical cancer screenings. you shouldn't get gardasil 9 if you've had an allergic reaction to the vaccine, its ingredients, or are allergic to yeast. tell your doctor if you have a weakened immune system, are pregnant, or plan to be. the most common side effects include injection site reactions, headache, fever, nausea, dizziness, tiredness, diarrhea, abdominal pai

michael finney shows us what is happening. >> to be honest i did not believe it. chael: she pay for her car registration online. she got a receipt. the dmv mailto registration and every thing seemed fine. weeks later, she got this letter from the dmv demanding payment plus late fees and penalties. >> i thought it was a scam. i knew i had paid it. michael: the dmv notice said the electronic check she submitted was no good, even though the dmv receipt said successful payment. she had to pay $148. >> i had to go get a cashiers check and go in person to the dmv. i thought the issue was over. michael: but it wasn't. the same thing happened when she renewed online again. she paid by each check -- eck. then they sent demand for payment plus penalties, saying her e-check bounced. >> received my registration stickers now being charged this astronomical late fee. it was unbelievable. michael: she says that the av should have notified her right away if the check did not go through instead of waiting until she was hit with late fees. >> i can't imagine how much money they are

some chase bank customers told 7 on your side michael finney that thieves use the tap to pay feature nary glue to steal their money. >> so i was using the atm machine on the right. michael: she shows how she got scammed at this atm machine. >> i went up to use my the machine on the right, and inserted my car, it did not work. michael: then a man in line offered advice. >> the man said you have the chip in your card, you can tap it. michael: so pamela tapped her card, this time it worked. she got her cash, thanked the man and walked off. >> the next morning i looked at my bank account. michael: to her shock, she saw three more withdraws from her account, $940 was gone. >> i said that guy scammed me last night at the atm machine. >> i didn't think anything of it. i thought he was using the atm. michael: the same thing happened to rob bell at the same atm. when the card reader didn't work, a man leaned in. >> the man said there's a problem with the slots, you have to use the tap function. michael: so rob tapped his card, took his cash, and walked off. later, he found two accounts have be

as michael finney tells us, new bills have been introduced in the legislature and if passed, you couldee substantial savings. michael: how would you like to save money when buying an electric vehicle? renting a car or home? how? by knowing all the hidden charges from the get-go, allowing you to comparison shop. a package of six bills being introduced in the california legislature would expose many hidden fees and restrict some add-on charges. >> these fees are making it too costly for many families to attend a concert, go to a sporting event, take a vacation or stay at a hotel. that is not fair. michael: often, fees are not disclosed until you are at the end of the online purchasing process or sometimes even at the end of the actual use. some hotels have been accused of hiding fees until checkup. >> the bottom line is consumers deserve to know what they are paying and how much upfront. it is that simple. >> we are not saying have to eliminate the fees but you have to be transparent about them. hotels are free to charge cleaning fees, destination fees, but have that in the upfront price

dion: tonight at 11:00, michael finney explains why drivers renewing registration online are gettingfaculties -- with fees and penalties through no fault of their own. and a push underway in the bay area to fight back against legislation targeting the transgender community. those stories and more coming up tonight at 11:00. finally, in the north bay, some kids got to take part in a special easter egg hunt. the lighthouse for the blind and visually impaired held its first beeping egg hunt in san rafael. it was held on the campus of guide dogs for the blind. several families who have received guide dogs from the group's canine buddy program took part in the event. ♪ ♪ >> this is espn on abc. >> is a great battle between me. >> it's a battle against each other for a long time. >> it's great for hockey. >> ice is the most level playing surface. >> one of the best foundations you can ever get in terms of rehabilitating your franchise. >> skated into legends of their own. >> just like that, absolutely brilliant goal from sidney crosby!

michael finney targeting scam textures, the fcc what's your cellphone company to take charge? samberg joins jimmy kimmel live tonight on abc and stream on julia. you. brought your baseball glove to basketball practice. but turned out to be football practice. game on junk sleep. mattress f spring sale. get a king bed for the price of a queen or a queen for a twin and save up to $700 on seeley. plus get a free adjustable base qualifying. seeley purchase shop now at mattress firm, the official sleep partner of the san francisco 40 niners. whoa! insurance companies like to give big name football starts to endorse their products, not triple a what do you mean, coach, affordable auto and home insurance, plus america's most recommended roadside assistance . we offer coverage confidence and don't need athlete endorsements. what. you're kidding me. athlete endorsements coverage confidence from triple a good luck with your sports. after my car accident. i wonder what my case was worth. so i called the barns firm. when that car hit my motorcycle insurance wasn't fair. so i called the bar

ama: michael finney joins us to explain.n she purchased her new refrigerators she did not expect to be serenaded without constant drone of an off key picture. that is the never annoying sound she hears every time she hears every time she enters her kitchen. i started one day after her refrigerator was delivered. >> it was terrible. that noise would send anybody crazy. reporter: her first instinct was to ask her husband to take care of the issue because he is quite handy. then she thought better of it. >> i do not want to open up a new refrigerator and find out it is a bigger deal. reporter: she called low cuomer servi hin ty would send s by and the callback never came. by now, her patients was wearing thin. >> nobody in their right mind can listen to that. it was loud. reporter: she contacted us and we contacted lowes. the retailer told us the satisfaction of our customers is our top priority. we are pleased that this has been resolved to her satisfaction. >> i was pretty shocked that the same day that you guys had reached o

some chase bank customers tell michael finney that use some ordinary glue to steal money. >> i was usingm machine. michael: she shows how she got scammed at this atm machine. >> i inserted my card, it did not work. michael: the man in line offered advice. >> the fella inside said if you have the chip in your card, you could tap it. mih worked, she thanked the man and walked off. >> the next morning i looked at my bank account. michael: to her shock, she saw three more withdraws. $940 were gone. >> i said that guy scammed me last night. >> i thought he was just using the atm. michael: the same thing happened to rob bell at the same atm. when the card reader didn't work, the man leaned in. >> you have to use the tap function. michael: rob tapped his card, took his cash, and walked off. $565 gone. >> my initial reaction was i did not withdraw that much money. michael: justin sindelar tapped his apple watch and withdrew $40. later he found five more withdraws in a row. $960, gone. >> someone walked up to the atm right after i used it and withdrew money from the account again. michael: victim

multiple people told michael finney they got scammed after using chase atm's on mission street in san francisco. when they were about to use the atm, the card reader was not working. i man behind them suggested using cap to pay instead. it works but hundreds of dollars were taken from their account. >> that guy scammed me last night at the atm machine. >> i thought he was just using the atm. liz: thank managers say suspects put glue in the card reader. when you hit cap to pay, the account remains open unless you close it. the person behind them and continue making transactions on their account. reggie: police have made an arrest in last month's attack on a food vendor. he faces felony assault charges. the attack left the vendor with a broken nose and loose teeth. police say the incident took place after the suspect demanded a free hotdog. liz: a happy update on a pet adoption group's man stolen -- van stolen with cats inside. gloria has this positive update. reporter: we got an update from the rescue. all the cats are doing well. they are safe. they have food and water now. check this

larry: michael finney is here with headlines. >> clean water. good news. environmental protection agency is proposing the first ever federal limits on harmful forever chemicals known as pfa's. as a group, they have been linked to health issues such as a risk of cancer, lower birth weight and heart attack. the chemicals are used in the manufacturing of nonstick pans, fire retardant and other products. they break down incredibly slowly and are difficult and expensive to remove from water. the epa estimates this rule will reduce pfa's exposure for 100 million americans. the company that makes fortnite will have to pay 200 $40 million in fines. the ftc determined epic games tricked players into making unwanted or unauthorized charges when playing the game. this is part of a larger agreement between the commission and epic games back in december appeared since then, epic games says it has taken measures to prevent unwanted charges. electric vehicle charging stations being displayed on the app. users can enter their type of electric vehicle and the car's type, t

michael finney says it can run hundreds of thousands of dollars. >> if the mud keep sliding it will hite. >> we expected a little bit but not to that extent. michael: torrential rain caused havoc turning towns to lakes hills to mudslides and damages in the billions. >> we just finished remodeling. so it is hard to see it all go. >> we are still tallying up the damage. michael: united policyholder said that storm victims were shocked when their homeowners insurance refused to cover flood and mud damage. >> studies show that consumers do not know that flood damage is excluded under their policy. michael: they do cover losses from forces like wind driven rain or falling trees, but not rising water or flowing mud. you need flood insurance for that and during years of drought, who bothered to buy it? >> we did not have a single person who said i have flood insurance. michael: she had no coverage when storms flooded the belmont mobile home park where she lives with her family. pumps did not protect the park. statistics show that 193,000 homes in all of california are covered by a flood policy

. >> michael finney has been exposing junk fees for decades and is here with an update on the effortiminate them. >> great news today. for someone like me who has worked on this, wonderful news. lawmakers and consumer groups are banding together to take on a variety of junk fees. six bills have been announced in the legislature. if passed, your family could see substantial savings. how would you like to save money when buying an event ticket or electric vehicle? when renting a car or home? how? by knowing all the hidden fees and charges from the get-go, allowing you to comparison shop. a package of six bills being introduced in the california legislature would expose many hidden fees and restrict some add-on charges. >> these fees are making it too costly for many families to attend a concert, go to a sporting event, take a vacation, or stay at a hotel. that's not fair. >> often, fees are not disclosed until you are at the end of the online purchasing process, or sometimes even at the end of the actual use. some hotels have been accused of fighting fees until checkout. >> the bottom

. >> michael finney reports that it is back to normal for many cruisers, and some of the ships here "are here. >> their back. it is a busy time of year, many travelers are using these weeks to their summer cruises. >> it's full speed ahead for the cruise industry. bookings are way up, according to the cruise guy. stuart sherrod. >> all the ships are fully operational now, the occupancies are almost at or exceeding 100%. >> overbooked passengers are being put on a waitlist. this man in south san francisco goes on a cruise once every two years. however his last cruise in 2020 ended in tragedy. three people died from covid after taking a trip on the coral princess for a trip to south america. rich lost one of his best friends on that trip. wilson ma of south san francisco. >> best manner by winick -- writing, city college days. i knew him well. >> he still planned to go back on a cruise. >> i plan for it. >> vaccines and boosters are not required except for a few destinations in asia. the port of san francisco says that the city is expecting its second straight record year for cruisers.

larry: michael finney is here. reporter: a recall of the child car seats. we used to have a lot of those. we seem to be doing better. this one, nobody has been hurt at all. the states will meet -- the seats were made by safety first. the bases may detach from the vehicle seat. it may not properly restrain a child in the crash. the company says owners may continue to use the seat with the base, as long as it is secured with the vehicle seat belt. owners will provide a free replacement base for the seats sold between 2020 and 2023 reporter: yeti is recalling nearly 2 million coolers and cases due to magnetic closures that can become detached. the m 20 soft backpack cooler and am 30 soft cooler are affected by the recall. close magnets can pose severe health risks if swallowed. especially by children. there have been no reports of ingestion or injury. if you turned 72 last april 1 is the last day that you can receive one of your required minimum distributions. okay, every year, you have to take so much of your 401(k) or ira, once you turn 72, next year it will

i'm michael finney curbside pick up a target is about to be expanded to curbside drop off. seven on your side is next. with align probiotic. when your gut bacteria is out of balance. you may feel it but just one align daily helps promote a balanced gut and soothe occasional digestive upsets. join the align healthy gut team up. bringing together real align users and experts! to help you get the most out of probiotics. learn more at alignprobiotics.com try align for a month and see how great a healthy gut can feel. welcome to an align gut. my mint mobile shake. oreo cookie pieces, cool mint, creamy whipped cream, and a sweet cherry on top. what's not to like? i guess that it's only here for a limited time. ♪ some consumer news. yes 7 on your size. michael phinney is here with the headlines. yeah stern morning today from california attorney general robert banta. he's telling retailers not to engage in price gouging during our winter storm emergencies. the morning comes just one day after governor newsome declared a state of emergency in 13 counties and of them is sonoma califo

the snow and rescued yields new respect for our winter weather and make a note 7 on your side's michael. finneyis annual tax chat this friday it will be live from three to seven pm volunteers from the united way the irs the california society of cpas and the golden gate society of enrolled agents will be available to take your calls and answer your tax questions again live very personalized service here. you can submit your questions in advance using the hashtag askfinity or by going to abc 7 news.com slash seven on your side. it's a great resource for you to help with taxes. that's friday, but stay here with us more to come. tell me about their frequent dry eyes, which may point to dry eye disease. millions of americans were estimated to have it. they also tell me they've tried artificial tears again and again, but the relief is temporary. xiidra can provide lasting relief. xiidra treats the signs and symptoms of dry eye disease. don't use if allergic to xiidra. common side effects include eye irritation, discomfort or blurred vision when applied and unusual taste sensation. why wait? ask your

the forward four with michael finney and spencer joining us tahoe ski resorts poised for their longestears. the big challenge is though what's going to happen as we get out of march? we're gonna maybe see three four, maybe five six feet that's gonna allow us for sure to stay over through memorial day, but we've got to see what the temperatures do in the month of april in may. that is coop cooper who say there's an outside chance of skiing at palisades tahoe or let's say mammoth on the fourth of july that's happened before not like never but so rare, but it's well, you know given what we've been through in the past three years spencer and there were reports that this was going to be a la niÑo winter and maybe a little less rain a little less snow. and here we are. yeah, it was not the typical londinia. that's for sure. so we've got all this new record breaking snow and it would be amazing if the ski season goes into july as christian point out is it's happened before but it's certainly not something we expect. michael you ready to get the skis out in 4th of july celebration. yeah, you k