you are on with michael greenberger. caller: good morning. i want to focus on the distinction between spawns -- response and recovery training. if you look at any given disaster, a small percentage of time is on response. then, it is the long-term recovery were 90% of the time, the training is inversely proportionate. 90% of the training is on response. that goes over protests. in north carolina, i work in the field of the vestry recovery. -- disaster recovery. for irene, it is $100 million. half of that is the removal. the vast majority of the rest is long-term recovery. things like the training me to be more focused on the long term recovery so they understand how to put themselves back together. you have years of recovery that goes on and that is where things get dirty up. there are times when the obligation of fema gets held up. we have had times when our projects were not getting obligated because we were waiting for congress to pass another budget for heal. that does not always have been immediately. i wanted to focus on the distinction

. >>> mike greenberg on lebron's big win last night and also republican congressman randy forbes will join us and forensic psychologist michael wellner joins us. "starting point" begins right now. >>> welcome, everybody, up first we're talking about the rattled nerves sending the market around the world lower, triggering new fears of a double dip recession here in the united states after moody's downgrades 15 of the world's largest banks. the dow losing 250 points yesterday alone. christine romans, minding our business. >> second worst day for stocks in the country this year. it spread overseas, rumors about it all day didn't happen until after the closing bell. there's the dow, down 2%. the big bank downgrades, including the biggest banks in europe, moody's saying that anybody with a lot of exposure to the credit markets, they were going to downgrade them. the banks one by one saying they disagree with the downgrades and some of the stocks are moving up a little bit. that's the bank part of it. banks are what pumps the oxygen through the financial system. when you have people worried talking about a slowing global economy, i

. >>> mike greenberg on lebron's big win last night and also republican congressman randy forbes will join us and forensic psychologist michaelttled nerves sending the market around the world lower, triggering new fears of a double dip recession here in the united states after moody's downgrades 15 of the world's largest banks. the dow losing 250 points yesterday alone. christine romans, minding our business. >> second worst day for stocks in the country this year. it spread overseas, rumors about it all day didn't happen until after the closing bell. there's the dow, down 2%. the big bank downgrades, including the biggest banks in europe, moody's saying that anybody with a lot of exposure to the credit markets, they were going to downgrade them. the banks one by one saying they disagree with the