year-old is one of 12 part-time firefighters at fire rescue about an hour north of denver. >> if michael haney his druthers ill be here all the time. >> reporter: for haney fire fighting is his dream job. he used to work 50 hours a week, but starting in 2013 the part timers had their hours cut to less than 29 hours a week if they worked more than that they would be classified as full-time under the affordable care act and the department would have to pay their health insurance. >> this is our apparatus bay. >> reporter: the chief says the department doesn't have the bum tote cover additional insurance costs on top of the $400,000 it already spends. >> and we would supply health insurance to all of our employees if we could. if we were asked to bring on another 12, for example, back that could cost us around $776,000. >> reporter: charlotte is a benefits expert for the payroll company. >> how are these municipalities supposed to get the money to pay for it? the excess funds aren't in the budget it's not like they can find the money and have it. it's restricted. >> reporter: what has cost them i

haney would rather be here. he's one of 12 part-time at windsor firefighter rescue. >> if michael ainley his druthers, i would bee all the time. >> reporter: for haney, firefighting is his dream job. he used to work 50 hours a week but starting in 2014, the part-timers had their hours cut to less than 29 hours a week. if they work more than that, they would be classified as full time under the affordable care act and the department would have to pay their health insurance. >> this is our apparatus bay where we keep the equipment here in station one. >> reporter: chief herb brady says they don't have the budge tote cover additional insurance costs on top of the $400,000 it already spends. >> and we would supply health insurance to all of our employees if we could. if we were asked to bring on another 12, for example, that could cost us around $76,000. >> reporter: charlotte colton is a benefits expert for the payroll company amcheck. >> how do they get the money? the excess funds are not in the budget. it's not like they just find the money and have it. it's restricted. >> reporter: what is really hurting the fir

michael haney has the issue of "gq" and russell wilson will be here on the set.tching "morning joe." we will be right back. hi, are we still on for tomorrow? tomorrow. quick look at the weather. nice day, beautiful tomorrow. tomorrow is full of promise. we can come back tomorrrow. and we promise to keep it that way. driven to preserve the environment, csx moves a ton of freight nearly 450 miles on one gallon of fuel. what a day. can't wait til tomorrow. ameriprise asked people a simple question: can you keep your lifestyle in retirement? i don't want to think about the alternative. i don't even know how to answer that. i mean, no one knows how long their money is going to last. i try not to worry, but you worry. what happens when your paychecks stop? because everyone has retirement questions. ameriprise created the exclusive confident retirement approach. to get the real answers you need. start building your confident retirement today. ♪ >>> isn't that great? let's show them. >> this is nicole wallace on my watch phone, my samsung and it's killing my mike. here i