we have michael hyman joining us today. talking about where to invest for income right now. ks, michael. >> appreciate it. thank you. >> you bet. the corps plus bond fund. that's the name of the fund. got that. heading toward the close. a gain of 45 points on the industrial average. they're waiting for earnings. they're waiting for the european central bank. >> look, netflix earnings mattered last night. a lot of ramifications from that set of results. we'll hear frome bay and american express right after the bell. also raymond james' ceo speaking with us exclusively coming up. find out if he think the european central bank's quantitative easing plan will send stocks no noo a tailspin if it doesn't let up or give them a giant boost. >> when we come back we will preview the key after hours earnings. we have american express and ebay headlining the list. stay tuned. the lightest or nothing. the smartest or nothing. the quietest or nothing. the sleekest... ...sexiest ...baddest ...safest, ...tightest, ...quickest... ...harshest... ...or nothing. at mercedes-benz, we do things on

bunch of specialty retailers rallying, kate spade and michael cors rallying the most and nine months. our senior markets correspondent julie hymandustry and joins me now. there's a lot of carnage in this sector. >> gap has really been struggling. yes, you have lower gasoline prices, you have utilities doing well and then there is the flipside of that. and a company like gap which has been struggling with top sales numbers for quite some time -- it brought in a director a couple years ago -- who came out with a collection at h&m too much success and acclaim, and gap was hoping for -- >> the same. >> the same. you would think it would be a good fit, and yet it did not resonate with customers. so, she is out. the company is getting rid of the creative director role entirely, the role she inhabited, and is doing restructuring with the brand. >> and the results of a change of the top of mcdonald's, a lot of people saying that mcdonald's noticed the transition. did gap miss something in retail? >> i think everybody is missing something. retail has changed. that is part of it. i keep hearing analysts say over and over, there is no comp