let's talk about lowe's with michael lasser at ubs. ense of lowe's coming up and rating and price target. >> we are expecting that lowe's will show the home improvement sector is bouncing along the bottom. it is probably going to do a bit lower than home depot which is likely down in the 3% area. it has less exposure to the factors that had improved for home depot from the first to second quarter with california and the pro customer segment. still, we think lowe's will show it is generating a track record of consistency which should lead to better performance of stock with the buy rating of $170. >> 170. >> sorry. $270. sorry. >> $270 to be clear. good upside for lowe's. i want to ask you as we talked about mortgage rates hitting a multi-year high yesterday. a 20-year high with mortgage rates. how does that impact the business of lowe's where it is a higher percentage of do it your selfers? >> what is happening with the high mortgage rates, frank, it is forcing people to stay in place. it is too expensive to move especially with mortgag