we are back with michael pappas, the executive director of the san francisco interfaith council. the council has taken up a big, critical issue, that is the issue of providing affordable housing for essential workers here in san francisco. as you were saying, congregations have land or they might have underutilized property that might be able to be used to help provide housing for essential workers. the question is, how? what's a housing trust? >> first and foremost, i think what you're going to see in san francisco more and more is the repurposing of properties. because there certainly is also a benefit to the congregation themselves when they can have a worship space on the first floor and then housing up above, you'll see a mutual benefit there. what is important is that we look at these properties as opportunities to provide that housing. we worked with university of san francisco's institute to do a macro mapping of all of the properties owned by religious institutions in san francisco. we worked closely with the mayor's office of housing and the office of economic and workf