michael shaoul will be staying with us.ichard -- richard smith will testify about the cyber breach. the top democrat holding the hearing, jan czajkowski joins us. -- jan schakowsky joins us. ♪ david: this is bloomberg, i am david westin. the business world was shocked when it learned equifax have been hacked and that the confidential information of nearly half of americans had been compromised. the stock plummeted, the ceo was replaced and the former ceo is summoned to capitol hill. one person asking the questions is democratic representative jan schakowsky, a member of the house committee on energy and commerce and a ranking member of the subcommittee on digital -- good to have you here. we have heard a fair amount from the testimony of mr. smith, the former ceo. what do you still want to know, what don't you understand? janice: there is a lot of things . we will hear a lot of apologies for mr. smith today, one for the massive hack itself, 145 million americans who had their personal and financial data exposed. and also ap