michael stratford. guest: i think that caller is articulating where a lot of republicans are on the president's student debt relief agenda. republicans to a tee oppose the administration wiping out large amounts of debt across the board for borrowers and in many cases republicans are pushing back against these targeted debt relief programs the administration is power suing. republicans argue like the caller did that borrowers should have to repay their debt, that it is not fair for taxpayers to bear the burden of wipe clear the debts. and others are making -- other republicans are making the argument that they skew the incentives for colleges and universities and will continue to raise prices as a result of the debt relief. host: steven, lexington, kentucky, you have student loans, steven. how much do you owe? host: i owe $12,000 less -- i started with $48,000. my wife owns $40,000 but i want to say that last caller they had it easy. $10,000 to go to medical school that is a joke. and a house for $18,00