this is action item and will be presented by michael visconti. >> thank you holly. miking visconti, contract administration manager for san francisco health service system. this memorandum serve as the black out period notification to health service board that begins today november 14, 2024 and extend through both the completion of the san francisco health service system formal request for proposal for life and disability benefits and the completion of rates and benefit process for 2026 plan year. both of these are expected to be completed by june 2024. again, as we have seen in recent times there are reasons to be extended so this black out period extends until the completion of both items. now, during this period board members are prohibited communication and activ ities with the rfp and are rates and benefit prauz for the 2026 plan year. pursuant to board policies as well as numerous codes in san francisco code as well as city charter and the san francisco campaign government conduct code. during this black of put period board members prohibited from communication