i want to bring in michala marcussen back into the conversation.talk about the price of oil. we are nudging this $50 level./ have really try to be aggressive on the short end, they have been wrong. a lot of my guess that come through, the ability to hold through $50 is there. what does it mean for the world, oil and $50? michala marcussen: i think of you know, a lower prices go. too lois bad news. what we see is the risk of default as some of the oil companies start to decrease, especially in the u.s. there is been a lot of concern about the balance sheet for the producers there. somewhere around the $50 mark, people feel quite comfortable with the idea. at the same time, if user to see a real picked up in the oil price year, getting it going up significantly, the concern is it weighs in on the consumer. we talked about the important strength of the u.s. consumer, it in europe as well, has been a tremendous price for consumer pricing power. it is a goldilocks on oil people are hoping for. it comes back to the relationship between what is driving th