guest: the bill would essentially flip it back to november 2017 before mick null veney took over. when he was going to be director he reorganized several agencies to reduce their independence, brought more control over the oversight and enforcement mechanisms underneath the director's ufse. -- office. he ended certain data collection practices and organized and regrounded the bureau to where it was not tchailed consumer financial protection anymore but the bureau of consumer financial protection. some of these have been reversed under the new director but this bill would codify society mulvaney couldn't do -- did ever again and return the agency to the state it was in before mulvaney took over. guest: one of your articles at thehill.com uses that word, reverses. legislation by maxine waters, chair of the financial services committee, mick mulvaney served as director. what's been the working relationship between mick mulvaney and chairman waters and what are some of the issues that she found most objectionable at the -- that the bureau has done so far? guest: the relationship was e