-based microfinance fund. nap raises money, there are probably people who are probably familiar with it. we were taking the money without completely explaining exactly what we were doing, we put it into the same questionable institution in jeer ya, it was good for us. it protected our own investment. we gave them a nice report and said, you know, it's a nice institution. so i consider this to be crossing over some sort of red line. we were taking other people's money. they entrusted us with the money and lending it in something which we knew full well, i had been to nigeria on two trips. we knew what they were doing. and yet we decided to cover it up. so i confronted the management and i was told to leave immediately. they subsequently tried to -- i don't want to say the word bribe, you can see on the website the actually letter they sent me. they offered me a nice pay rise to become a consult assistant to the company on the condition i would sign three additional confidencialty clauses. including one which wa

but microfinance they are so regulated they cannot pick up the phone. i am now and know little firm that can influence $15 trillion without being regulated. >> host: what is it about ayn rand that has such a strong reaction? >> a great moral clarity. a romantic philosophy that draws young people where the good guys are passionate, a creative who know who they are and want to do with they want to do. jon called wanted to shut down t world to rebuild it. people understand what to role models to why have? found head and that was shrug to our full of amazing models for architects, bankers, lawyers , doctors with the philosophy of the extreme individualism. she also called it selfishness. it was controversial. to rub it in your face and. >> use the word moral and people don't use that word. >> morality is the philosophy of determining right and wrong. rand was the eighth the i's. a different answer why she's so polarizing she was an atheist when it was not acceptable. i think today nobody would care. and if you did not get your morality from the bible you do

companies trying to differentiate themselves from their competitors are adding our microfine grinders to their production process. >> reporter: there is another reason why this is popular in the food sector. unlike ordinary grinders it does not absorb moisture. it makes for more stan tear grinding conditions. processors don't have to worry about food waste being left behind and causing bacterial contamination. the secret is hidden deep within the structure of the grinding wheels. the wheels of conventional grinders are highly porous masuko's have no pores. the tweels have to spin quickly. ordinary wheels can crack. but the pore-free versions are strong enough to withstand the pressure, making nano grinding possible. grinding seems like a simple process but it's opening up a state-of-the-art world. pulp, the fibrous material in making paper turns into gelatin when ground into nano sized particles. it happens when the bundles of fiber are unravelled one by one and solidified into a new material. it's as hard as steel. it doesn't expand or contract with fluctuations in temperature. devel

. >> hugh sinclair worked for several organizations argues the microfinance craze that followed the success of the bank has done far less to alleviate poverty in the world and most people realize. this program is an

and then also how can we look at other industries and what is happening in the microfinance world? so, we talked earlier about co-pays, but if you look at, for instance, the music industry, one of the ways that apple turned that on its head was you could buy a song 4909 cents. well, i could sell an album for $20, why would i want 99 cents? because the way that they made it so easy for people to grab that music, and he would look at have a look at other industries and the way microfinance issues and is being used in other parts of the world, not in the u.s., and bring to bear on health care, what if it meant a provider just got very many, many small payments, maybe not out of the insurance industry, but directly from patients? i would be willing to pay, but we don't have the financial structures in place at all in the u.s., or barely, so we had a square that moved in, that's the beginning. but how can we look at it in some of the other things that happen in other industries that might help move us along? >> i think rather than a question, aetna, you've just thrown out several really

and also, how can we look at other industries and what has happened in the microfinance world?talked earlier about co-pays, but if you look at, for instance, the music industry, one of the ways that apple turned that on its head was, you could buy a song for 99 cents. well, everybody said, jeez, i can sell an album for $20 or $15, why would i want 99 cents? the way they made it so easy for people to grab the music, and have we looked at other industries and the way microfinance is used and being used in other parts of the world, not in the u.s., and bring that to bear on healthcare, what if it meant that a provider just got very many, many small payments, maybe not out of the insurance industry, but directly from patients? i'd be willing to pay, right? but we don't have the financial structures in place at all in the u.s. or barely. so we have square that's moved in, and that's the beginnings. but how can we look at, again, some of the other things that are happening in other industries that might help move us along? >> you've just thrown out several important challenges for al