that everybody else but what everybody is doing is large stock in tech stock my investors focus on microtechall value stocks and investors should stress test their portfolio, you should know if we get to 7374 will help us to portfolio and bad market and diversified globally you should own emerging market, europe, asia and to meet the volatility you need high-quality short-term fixed income everybody is cheating on the yield curve and buying junk bonds to juice they return that has a lot of volatility and a lot of destruction investors need to think globally and not just a home. jackie: you made a lot of good points investors are worried about inflation, what's the best way to hedge your portfolio against that risk factor. >> that's a great question many people are making terrible mistakes they're doing things they trying to invest in gold to hedge inflation, bitcoin the problem with gold it has massive volatility in a historic rate of return of only 5% is a terrible hedge against inflation, if you want to stay up with inflation have high-quality short-term fixed income historically if you wa