l years later, ubs puerto rico chairman miguel ferrer wrote to his bosses in weehawken in april 2013 that financial advisers were requesting a risk analysis of the total puerto rico bonds held on margin to understand the worst and probable scenarios over the next 12 to 18 months. that prompted a sharp response from the second in command at ubs americas. "we will not print and give them our stress analysis. we are not going public." he was even more direct the next morning. "the request is absurd and you should know that." ferrer declined to comment. how many of your former colleagues from ubs are in the same boat as you are? >> all of them. >> reporter: jorge and teresa bravo are a brother and sister team who say ubs recruited them in 2011. in the beginning, all seemed to be going well as the bravos sold the bond funds to 200 clients. teresa invested $200,000 of her own money. today they say they're reputation is ruined. how many complaints did you have before ubs? >> one. >> only one. >> reporter: how many now? >> 13, 14. >> all because of the product. the product exploded, basicall