please welcome to the stage mike carvin. [ applause ] >> thanks. i'll try and make this relatively painless and brief. you guys are already gluttons for punishment on this beautiful day sitting here talking about the commerce clause. i will kind of walk through it and then i'd be happy to answer any questions. as you undoubtedly know the issue we did argue a few weeks ago was for the first time in american history the federal government had compelled their citizens to buy a product, insurance. they were required to buy this product, even though it was economically disadvantageous to these people, which is not my opinion but the express opinion of the congress that imposed it. they found because you were making healthy 30-year-olds buy health insurance they didn't really need because they rarely went to the doctor, this would lower everyone else's premiums by 15% to 20% or 28 to $39 billion annually. that was the avowed purpose of the individual mandate since congress had required insurers to sell below cost insurance to sick people, which would obv

please welcome to the stage mike carvin. >> i'll try to make this relatively painless and brief. you guys are already gluttons for punishment on this beautiful day. i really will walk through it and then i'd be happy to answer any questions. as you know, the issue that we argued a few weeks ago was the first time in american history, the federal government had compelled their citizens to buy a product, insurance and they were required to buy even though it was economic di disadd van tangs to these people. the finding of the congress that imposed it. they found that because we were making healthy 30-year-olds buy health insurance they didn't need because they rarely went to the doctor, this would lower everyone else's premiums by 25%

we're very happy to have mike carvin who focusses on constitutional appellate and civil rights and civil litigation against the federal government. he's argued numerous cases in the united states sport and vrtually every appeals court obtaining the justice department from obtaining monetary relief from the tobacco company under rico limiting the justice department's ability to create majority/minority districts and upholding proposition's 209s ban on racial preferences in california. mike was one of the lead lawyers and argued on behalf of george w. bush in the florida recount controversy. heap has represented state government, financial institutions, telecommunication and energy companies in takings, first amendment, sichl rights and statutory challenges to federal actions. he's a graduate of george washington law school and earned his b.a. from tulane. he's served as deputy assistant attorney general civil rights difficult vision and special assistant to sis tant attorney general civil rights difficult vision and he knows a few things about obamacare,

please welcome to the stage mike carvin. [applause] >> thank you. i will try to make is relatively painless and brief. sitting here talking about the commerce clause. i will walk through it and i would be happy to answer any questions as you undoubtedly know the issue that we did are you a few weeks ago was the first time in american history the federal government compelled citizens to buy a product. they had require them to buy the product even though it was economically disadvantageous to these people, which is not my opinion. it is the finding of the congress that imposed it. because you were making healthy 30 year-old by insurance they did not need because they rarely went to the doctor, this would lower everybody else's premiums by 15% or 20%. that was the purpose of the individual mandate. since congress had required insurers to sell below cost insurance to sick people which would obviously drive up premiums, they wanted to bring in a bunch of healthy people into the risk pool to drive down the cost of insurance. the question is, where does co

please welcome to the stage mike carvin. [applause] thank you. i will try to make is relatively painless and brief. you are gluttons for punishment on this beautiful day sitting here talking about the commerce clause. sitting here talking about the commerce clause. i will walk through it and i would be happy to answer any questions as you undoubtedly know the issue that we did are -- argue you a few weeks ago was the first time in american history the federal government compelled citizens to buy a product. they had require them to buy the product even though it was economically disadvantageous to these people, which is not my opinion. it is the finding of the congress that imposed it. because you were making healthy 30 year-old by insurance they did not need because they rarely went to the doctor, this would lower everybody else's premiums by 15% or 20%. that was the purpose of the individual mandate. since congress had required insurers to sell below cost insurance to sick people which would obviously drive up premiums, they wanted to bring in a