. >> mike clark with aon, so, if you think about the change and assumptions and how that impacts the total cost rates, first of all, removing 2% margin, 2% right there, and we also take 24 months of experience and projects it forward, so we are reducing our trend assumption by 1% per year and so based on the time frame of the claims that we look at, it's approximately 2.5% impact there. so, in total about 4.5% impact, the 4 to 5% range that tom stated, earlier we talked about how every 1% of cost equates to about $450,000, and so approximately 4.5% is going to be 2.1 or so, impact and the change and assumption and the rate making will have on kind of naturally drawing down what's in the stablization reserve as we go to the 19-20. >> the amount coming out is about 2 million less typically each year than the amount going into the stablization reserve. so, approximately $2 million impact on growth in the stablization. >> correct, for the 2019 plan year. it's not going to impact how 2018 plays out, but 2019 that's correct. >> commissioner lim. >> what if you could take the slide for the