item 12 is review incurred but not reported and the contingency reserve fund status by aon mike clark> this is the report of two of the theory serves we keep for the self funded benefit programs. what i would like you to go on page three which explains the theory serves. i will -- reserves. first are the estimate of unpaid claim liability for any claims we call run-out claims where services were rendered on or before a given date. those claims have not yet been paid. if you see your primary care physician on june 30th that is not going to paid by your health plan on june 30th. it would be paid probably in july. we calculate june 30 of each plan year. that is the last day of the fiscal year. that is the first. second is ton continuing genesee. it is -- contingency to help protect us against potential for funding estimate short fulls over and above what we capture with ibnr. this could occur if the claims in the plan year exceed the projected claims when we develop the equivalents. like the ibnr, we calculate as of the last day of the fiscal year, june 30th. the third, which we will tal

>> mike clark we have researched what every plan does, some do provide coverage for the laser assisted service, just not with any additional reimbursement relative to traditional method. others do not provide coverage for the laser assisted. we will continue to work with executive director and her team to study each plan's approach today and provide information at a future date. >> it would seem to me if they just cover the basic surgery, a person wanted something more they would pay for that. if they don't pay for anything if you have laser. i don't understand that. that is the way it is on some plans now? they won't pay for anything if you have laser? >> medicare doesn't pay for it. >> okay. i think we need to look into that. any other public comment? >> herbert winer. my concern is all necessary surgeries for the eye should be covered by a co-payment or sharing of the cost because if extra surgery is required for the eye, the severity of the eye condition that should be covered. when i had my cataracts removed, i had the basic treatment. i didn't require anything else. i was very fo

myt wednesday on january 23, -- mike clark has an unbelievable column about the mother of a young boyjordan in 2014. was killed i am not in a real good light, --t to death by a watt man white man for "loud music." written ishe has about -- a riveting story of justice. testi this is the first time she has even weighed in. she was part of mothers of the movement. this is the first time she weighed in to politics. michael bloomberg brought her up on martin luther king -- by the way, i am white, i was born in jacksonville and my mother --pired me to be a dedicated democrat when i was an apolitical baby boomer for a long time. -- her enlightenment about gun control and turning her grief into something like this. i am not even going to vote if i see my democratic party ripping up hillary clinton for being a so-called weak candidate. rip eachn do sometimes other up. the famous comedian, richard pryor who can do some unbelievable social commentary in comedy said african-american people can go at each other and he was making kind of a joke about it. --was they have not been allowed as in other

. >> and i'm mike milbach. dave clarko doubt about it. good point there. thank you, gasia and mike. a little fog to deal with, but other than that, 30s, 40s , and 50s for the area. upper 60s today to almost 70. it was 71 in the caramel valley. i think gilroy will be close to that today. the fog, holding in check, and the temperatures are cold for some, and by the end of the day, we will have mostly sunny, partly hazy skies, and upper 60s to a few near 70, and 30s and 40s, and 50s already, and i mean, berkeley is in there. san francisco half moon bay, offshore breeze, and the fog out to the valley, and contra costa county, and points to the north, tough and cold here for awhile, and everything is good today. high clouds playing into the weekend, but mild. looking like changes for early february, and until then, above average temperatures. it's 8:30 on a friday, and usually the 8:00 hour, the focus shifts to the silicon valley. >>> yeah, and that's a problem spot right now, and so is the east bay, 880. earlier i was comment

mike, i'm in product development at comcast. we're working to make things simple, easy and awesome. >>> welcome back, with me now is katherine clarknk you for joining us. >> thank you, casey. >> the president will address the nation tomorrow in a hymn prime address, what would you like to hear from him? >>. >> i would like some truthful information. what i'm afraid i'm going to hear is the more of the same, which is chaos and misinformation. >> so if he comes on to declare a national emergency. >> he is saying it is within his power to declare an emergency. we want to get it on the record saying that the president is con flating these things, he wants to be clear they building an emergency is probably the worst public policy idea that he has ever heard of it, it would be horrific, what would the democrats do if he tried to declare a national emergency tomorrow. >> the whole idea that if there is truly a national emergency, that your response would be to build a wall, that i would assume would necessitate years or possibly the fastest you could do it is in months, that is like saying a hurricane is coming and i'm going to move my h

clark. >> i'm gasia mikaelian. >>> let's talk about weather. we went from a wet stretch back to dry. >> you were up in the snow. what did you think? >> i thought it was great. i took mike mibach's advice to leave early and we did not get stuck in traffic on 80. >> thank you. we have mostly clear skies, couple high, but cold, 30s and 40s. in cordelia it's 38 degrees and calm, brilliant pink sunny skies, thanks to high clouds. there are a few high clouds out there but sunny to mostly sunny, lots of sun. breezy at times out of the north. normal temps this time of year about 57, 59. so we are right in there. 56 to 60 degrees. 30s, 40s for many. we had 50s for a while and then all of a sudden the wind tailed off and those temps went down. sfo now 43, 39, 38 on the peninsula from sunnyvale to redwood city. concord 38. castro valley 37. menlo park down to 34 which is cooler than woodside. even fremont is 37. so a little chill in the morning air but we will rebound and see upper 50s, low 60s under mostly sunny skies, a few high clouds spill over the ridge but overall a dry pattern and staying a dry pattern for this week. cloud cover may play into our cloud cover later in the w