this is an action item and presented by mike clark. >> mike clark. presenting the 2021 medicare ppo plan experience. as well as the requesting approval of use of a third of the stablization deficit as of december 21. just a preface on the planned experience. as well as observations. and then transition to the rate stablization recommendation. there are appendix slides i will not go through but available for reference. study's recommendation that i will wuk you through to lead to this conclusion is the stablization fund policy on approve the use of a third of the 2021 stableation reserve deficit of 403,000 or 1 third of a million 210 thbld applied to the rates here. for nonmedicare ppo plan including choice not available in 23. applied per policy active employees and early retirees will loaf the remaining deficit for 2024. just a reupon minored, so the information in this is looking at 2021 claims and costs. relative to premiumless for the medicare ppo plan given in full. united heck in 2021. in 2022 the add administrator for the nonmedicare plan did

mike, thank you. we'll see you soon every dow stock is lower now caterpillar is the biggest drag, taking 90 points off actually just one positive stock right now, and that would be p&g. kimberly clark also had good earnings today we'll hit that later zeroing in on tech, as mike mentioned, the nasdaq down 2%, on pace for its third straight losing week. down more than 3%. after a disappointing earnings results from netflix, what can we expect to see next week, when we get more big tech earnings. they're all out. joining us now isabel kulina on the phone. joel, thank you for joining us sorry, i mispronounced your name joel, thank you for joining us what is the setup for tech earnings next week >> yeah, obviously, the price action over the last four or five days has been an eye opener, to say the least there was a lot of, you know, i want to say hope coming into q1 tech reporting season that it would be better than kind of what we saw three months ago, and i think clearly netflix has dashed all those hopes with the horrendous report from them. we had multiple kind of announcements from the consumer tech space and netgear and corsair, and maybe snapchat wasn't as bad, but it's not illic

clark, that was excellent. thank you, i really appreciate it. >> thank you, mike. >> to be a disney lobbyist in tallahassee, that has to be like the epitome of job security these days, right? what are your thoughts? tweet knee at smerconish, go to my facebook, youtube page, i'll read during the course of the program. from the social media world. disney chose its political path and will now pay the consequences. well, i mean, to hear press sonnenfeld say it, what choice did they have, right? if there aren't guard rails for us as a society, then there's no environment in which to do business. i'm more of the opinion, we can have the argument about the merit of the law. i already told you my view about that. we can have a separate argument as to whether disney should have yielded to the wishes of its employees. but what about the first amendment implications? this is retaliatory, would governor desantis have signed into law what he did but for disney speaking up? why are conservatives wedded to the constitution, not discussing that point? that's all i want to know. all i want is consistency. for goodness sake, just

mike mibach. i slept in a little bit old alarm clock didn't get enough coffee didn't during a commercial break newsroom in the coffee. dave clarkrry i need another cup or two. we'll send it over steve paulson. that was just a little side story, steve thirties out there this morning. thirties forties. i overslept to mike 20 minutes. it's wednesday thing. yeah it happens. it happens and you get up early. we have a lot of high clouds coming in after a cold morning. that is true. we had many thirties from north to south santa cruz mountains had some upper thirties even on the peninsula areas to the north. now, these higher clouds coming a little bit of fog. santa cruz down in gilroy, hollister. see a little band down there. that's about it, though. on the fog department windy pattern. it's breezy now, but wind will be a big factor tonight as a wind advisory kicks in as tonight eight o'clock and goes to 11 a.m. tomorrow morning sun but then afternoon clouds. temperatures continue to come down, though sixties for most to near 70 degrees 8 30 on a wednesday and it's all about san francisco. it is about san francisco, and it's unfortun