this is presented by mike clarke, aon. >> mike clarke, aon. we present here the projected stabilization reserve as of december 31, 2019, and ultimately our recommendation for the reserve impact at 2020-21 rates for the uhcppo plan. on page 1, we include this prelude page, as we've done in the past. just to remind, there are three different reserve policies held by the health service board for sfhsf plans. the first item listed in the contingency reserve is the second item presented. if you recall my colleague presented on those last month. the third and the focus of today's discussion is the rate stabilization, which is our annual determination of the financial gain or loss for the self-funded and flex-funded plans that's calculated as of december 31 each year. so i'll go to page 3 to, again, recap the rate stabilization actions in previous years. for 2019 there was a buy-down of $1,661,000 that was applied in its entirety. in 2019 rating for that number. and then for the 2020 rating, there was a small rate stabilization deficit. so one-third

this is presented by mike clarke, aon. >> mike clarke, aon. we present here the projected stabilization reserve as of december 31, 2019, and ultimately our recommendation for the reserve impact at 2020-21 rates for the uhcppo plan. on page 1, we include this prelude page, as we've done in the past. just to remind, there are three different reserve policies held by the health service board for sfhsf plans. the first item listed in the contingency reserve is the second item presented. if you recall my colleague presented on those last month. the third and the focus of today's discussion is the rate stabilization, which is our annual determination of the financial gain or loss for the self-funded and flex-funded plans that's calculated as of december 31 each year. so i'll go to page 3 to, again, recap the rate stabilization actions in previous years. for 2019 there was a buy-down of $1,661,000 that was applied in its entirety. in 2019 rating for that number. and then for the 2020 rating, there was a small rate stabilization deficit. so one-third

been plant miles: mike clarke is a fire ecologist at latrobe university melbourne.ge-scale forest thinning and controlled burning is widely recognized as a good idea, but it is neither cheap or easy to implement. >> no, it's not. australia has changed profoundly. 've added another 20 million people to the landscape. we've got infrastructure all over the countryside of bridges and powerlines and reservoirs. we can't simply have large-scale burning thatay have been possible when indigenous folk were in charge miles: the media here is dominated by rupert murdoch'sti news corpo. it usually omits or discredits . e impact of climate chan >> this is not chasing facts and applying rational scrutiny, this is ainsult to our intelligence. miles: instead, it focuses on arson statistics, and falsely leges environmentalists are to blame for blocking controlled burning. po they're not being constrained by some mythicalrful green movement. they've been constrained by climate change and the weather. the window in which you can do safe controlled burning has got shorter and orter. it

mike, thank you. well, best selling author mary higgins clark in 2011 ringing the opening bell on wall street. she died yesterday at the age of 92 in naples, florida. she wrote over 50 mystery novels, selling over 100 million copies of her books in the u.s. alone in a career that spanned decades. in 2000, she became the highest paid female author in the world, at the time signing a $64 million deal with her long-time publisher, simon and shuster. she was humble about her success, saying she was just an irish girl from the bronx who liked to tell stories. and stories she told. how are folks you across the country feeling about the 2020 presidental race as we -- presidental race as we count down to the iowa caucuses. i said a they're on tuesday. they're actually on monday. josh kimbrell will break down how this is playing out in the heartland, after the break. do. however, since 2000, the buying power of the dollar has dropped by over 31% - that means the dollar is only worth about 68¢ now compared to 2000. had you owned gold, your value would have increased over 400% and owning gold is easy...

another billionaire mike bloomberg despite outspending the other candidates he's not taking part in the nevada caucus but is focusing on other states for next month rob reynolds is in clark county and explains how the caucusing works. well. we've been observing the process here in this high school cafeteria and it's really quite fascinating let me just step out of the way and show you some of the the the different precincts have caucused in small groups they make an initial choice for their their top choice and now they're in what's called the reconciliation phase which means that they're trying to convince one another if their candidates were considered viable and there were others who were not considered viable they're now trying to get those people who are in the non-viable camp over to join them. overall it's looking like a good day for senator bernie sanders he was in early polling considered to be the front runner nothing that we've seen here today is contra indicating that fact bernie sanders has been doing very well at this location and we're hearing also about exit polling and entrance polling that indicates that that is the case right across the state especiall

>>my name's he that williams and i'm chair of the clark county black caucus that they say the home is your your home is your castle. this is mike peace place. i mean i really is you that williams is a community advocate she's a fighter for equality justice and access to opportunity now she's empowering others to do the same the only way that we have a say. >>is by voting this year will mark the 100 and 50th anniversary of the 15th amendment which gave black men the right to vote and here in nevada we were the first to ratify and that to happen on march first of 1869 williams works with local black student unions to increase voter turnout today we're going to be a passing a voter registration cards and really would like for who are capable to roll to register at liberty high school a handful of students are inspiring change i know as you i feel like i don't have voice sometimes i feel like voting as a great way. >>ticks pressure was i think it's important to vote i can see someone in office that i picked the represent me and that cares about me and my community to follow our young people actually went out and vote they could tip

mike bloomberg and i approve this message. >> this is monday morning february 3 here on mornings on 2 and i am pam cook .>> good morning i am dave clark and it is the day after the super bowl and lots to talk about including how cold it is, kyla grogan is in for steve and i just went outside and it is cold.>> i know but at least it is not as windy as it was bid there was some crazy went and there was stuff on the roads like branches and things that happy to say we're doing better than that. you know it will be with us not just today but also in the overnight tonight and another night coming. check out the temperatures, san francisco 44 and 42 at oakland and 31 in livermore and san jose is at 37. this is the difference between temperatures this time yesterday, livermore is 160 cooler than this time yesterday and fairfield it is 200 cooler than this time yesterday. take your jacket. wind of it elevation, mount st. helena and mount diablo, but big improvements being seen on the ground. coleman napa and fairfield in concord, a little bit of wind and novato and oakland, is a going to the peninsula and the south day it is looking good but w