approve the reserve surplus as of december 31, 202 2, this is an action item and will be presented by mike clark with anne. >> good afternoon, michael and welcome. >> thank you, mike hart from anne, here to present on 2022 claiming aoutization experience for the blue shield flex funded plans and ask for your approval for use of one-third of the stabilization reserve for 2024 rating. so the agenda, you'll see what we'll cover. i know that chief financial officer hussein has talked during today's finance update as well as prior board meetings. i'll go into more detail as to what is happening in the blue shield h m.o. experience for 2022 quaoe cost utilization. and at the end of my presentation is what i'll ask is your approval of use of one should ieder of what is now a deficit in the stablation --stabilization. of the calculated stabilization deficit balance of 10,077, 000. as the epo plans for 2024 which would leave 6,718,000 remaining for 2025. so first, for my high level just talking through the experience on plan, just reminder there are two plans in place, and please keep in mind that the uh

approve the reserve surplus as of december 31, 202 2, this is an action item and will be presented by mike clark with anne. >> good afternoon, michael and welcome. >> thank you, mike hart from anne, here to present on 2022 claiming aoutization experience for the blue shield flex funded plans and ask for your approval for use of one-third of the stabilization reserve for 2024 rating. so the agenda, you'll see what we'll cover. i know that chief financial officer hussein has talked during today's finance update as well as prior board meetings. i'll go into more detail as to what is happening in the blue shield h m.o. experience for 2022 quaoe cost utilization. and at the end of my presentation is what i'll ask is your approval of use of one should ieder of what is now a deficit in the stablation --stabilization. of the calculated stabilization deficit balance of 10,077, 000. as the epo plans for 2024 which would leave 6,718,000 remaining for 2025. so first, for my high level just talking through the experience on plan, just reminder there are two plans in place, and please keep in mind that the uh

this is action item and presented by mike clarke. >> i will walk through the presentation. this is the first rates and benefit approval request for 2024 rates contribution fwr for the plans. there is a lot of good information in this material. hoping you had a opportunity to read through it. i'll go through the highlights. this is the second year of a 3 year rating commitment the hartford delivered last year this time so keep in mind the rates i will ask for approval do not change from 2023 to 24. this comes off of a negotiation from last year's cycle for the current three year rating agreement where there was substantial savings delivered. page 6 shows that last year. substantial savings across each insurance lines from 22-23 and the rates continue for 2024. so, you see for employer paid coverage for life insurance on page 7, long-term disability on 8, rates and enrollment in each of the plans. starting page 9 and showing the supplemental rates for member paid coverages and then overall on slide 10 just to give a sense of the aggregate premium expected to be paid in 2024 b

. >> reporter: clark often desert know mike dazzles sellout crowds with swagger. on your shoulder? >> i play with i joined a passion. >> reporter: south carolina's aliyah boston and lsu reese, the women's tournament is drawing record ratings. >> people love to tune in and i'm glad i can help change the game but it is not only me, i think there are so many tremendous players in our game right now. >> reporter: having grown up idolizing wnba legends like maya moore, clark is keenly aware of what she now holds. >> i am always going to make time for a little boy or a little girl who is going to come up to me, idolizes me, then you take the time out of your day to inspire them, it can really change somebody's life, and, you know, then they have dreams, you know, to be what you are. >> reporter: clark stream now, i was first ever national championship. jan crawford, cbs news, dallas. >> norah: caitlin's right. so many good players, and that is why they are blockbuster ratings. all right, pope francis is on the mend, taking time to baptize a newborn in the hospital, and

mike's fate. >> we the jury both encounter action find the defendant michael clark lubahn senior guilty. >> guiltywell lewin felt surrounded by an unfamiliar reaction. >> i've had cases before where you walk out of the court room where the family throws their arms around. you that was not this case. >> i was very surprised that the jury would convict him on such little l of evidence. i don't think any of us are happy to see michael go to jail. >> and you still believe mike is a nice guy, believable guy? >> we have this. gayle and the rest of the family >> wanted most where some answers. >> it's not so much that i want mike to pay for what he did i want to know what happened to my sister. >> and at the sentencing hearing into thousand and 12, mike's own son echoed those sentiments. >> gilts or innocence aside, i never want my father to go to prison. i just want to ask that if he knows anything to please let me know. >> and then mike junior made a heartbreaking plea to the court. >> he's been a good father in a good person. if he is sent to prison to present today was i'm going to be heartbroken. it

southern, clark county hazmat scene, ohio environmental protection agency independently examined the crash site and verified there was no evidence of spillage at the site. >> reporter: ohio's governor, miked transportation secretary pete buttigieg called to offer help from the federal government. last night's derailment causing at least 1500 people in the area to temporarily lose power. no word yet on what caused the incident. will, rachel, pete. >> thank you, marianne. rachel: thank you, marianne. >> there have been several levels of criticism for the administration when it comes to train derailments. there's been 19 p train derailments since december of 2022. there's a ton of derailments in this country. the question is, how much is being exacerbated by incompetence at the highest levels of not just corporate america but governmental agencies like the depa departmef transportation led by pete buttigieg. not just competence, but em pa empathy. there was krist civil after pete buttigieg didn't show up in east palestine, ohio. buttigieg just commented to cnn. >> he said as for any suggestion from trump or supporters that the former president's trip to east palestine pressured him to go, t

southern, clark county hazmat team, ohio environmental protection agency each incompetently examined the crash site and verified there was no evidence of spillage at the site. >> reporter: ohio governor mikedent biden and transportation secretary pete buttigieg called him to offer help from the federal government. last night's derailment also causing at least 1500 people in the area to temporarily lose power. no word yet on what caused the incident. will, rachel, pete? pete: thank you. rachel: so we know there's 19 train derailments just this year with, that's the number. pete: yeah. i mean, i'm interested, by the way, the reaction of biden and buttigieg who immediately called governor dewine on this train derailment. like, that is an instinct after what happened in east pal sign to now want to be all over it. thankfully, there seems to have been no toxic material, but you should have been on the big one when you weren't, unfortunately. that number seems high. i don't have any context for a number like 19 derailments nationwide since december of 2022, but we were just talking, apparently this happens a lot more than we know across the country and has for years. rachel: yeah. which begs th

, clark county hazmat team, ohio environmental protection agency, each independently examined the crash site and verified there was no evidence of spillage at the site. >> reporter: ohio governor mikesays president biden and transportation secretary pete buttigieg called him to offer hem from the federal -- help from the federal government. last night's derailment also causing at least 1500 people in the area to temporarily lose power. no word yet on what caused incident. will, rachel, pete? will: so 19 train derailments over the past month, that's what's been experienced nationwide. we can give you a quick look at what's happened since questions the of 2022 across country. now, the hard thing is putting it into context. we've been wondering how many train derailments, you know, does the united states experience on an annual average basis. pete: this is a staggering number which i have to believe because our producers do great research, and this is the stat from the bureau of transportation statistics. from 1990-2021, so roughly 30 years, 54,000 train derailments? 54,539 is the stat. if you break that down, breaks down to about 150 train derailments in america a month. rachel: but