mike whalen of the heart of america group runs hotels and restaurants and john alisyn of bb and t, the 12th biggest bank in america. will it lower the cost? anybody? >> i don't think so. (laughter) >> i bring our people that work with us, with our company health insurance and recently we had our agony pain meeting. >> what you call it? >> annual agony of pain. yes, and said just give me like a ten minute synopsis how this thing is going to impact my company and the three of them kind of looked at each other, we've gone to seminar after seminar and mike, we can't tell you. i think that kind of sums up the uncertainty. >> the uncertainty so then you're afraid to hire people because you don't know what they'll cost? >> if i was trying to get to you fund a business you started and asked hee what my payroll was going to be three years from now per employee, if i went to the deep heest specialist in the industry he can't tell me what it's actually going to cost let alone what i'm going to be responsible for. that bill is inconsistent within. >> you would think that something this thick would